# Spending Account (CHSA)

> Mobile app for managing WageWorks spending accounts and submitting claims. (iPhone/iPad app by HealthEquity Inc..)

- Source: https://appshunter.io/ios/app/spending-account-chsa/id1244264667 (this page in markdown: same URL + `.md`)
- Developer: [HealthEquity Inc.](https://appshunter.io/developer/387974886)
- Category: Productivity
- Price: Free
- Rating: 1.40/5 from 440 App Store ratings · 87 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 38 MB
- Languages: American English
- Released: 2017-10-07
- Data updated: 2026-06-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/spending-account-chsa/id1244264667/reviews.md

## What is Spending Account (CHSA)?

This app is for you if you are enrolled in a MySpendingAccount Health Care FSA, Dependent Care FSA, Health Saving Account, Limited FSA, Commuter Spending Account and/or Fitness Reimbursement Account through Spending Accounts by WageWorksTM. Use this app in conjunction with our website at https://myspendingaccount.wageworks.com.  

Take Care users, please download our MyFlex mobile app by searching for "MyFlex".  

All others not using MySpendingAccount, please download the EZ Receipts app.

This app lets you submit claims any time, anywhere. Simply use your phone to take photos of receipts for:
• Health Care FSA claims
• Limited FSA claims
• Dependent Care FSA claims
• Commuter Parking claims
Also: 
• View account balances, activity and other important information for all plans
• If applicable, validate card transactions after receiving a Validation Request Form from Spending Accounts by WageWorks

## Key features

- Submit claims with receipt photos
- View account balances
- Track account activity
- Manage Health Care FSA claims
- Manage Dependent Care FSA claims
- Manage HSA information
- Validate card transactions

## What do users think of Spending Account (CHSA)?

Overall sentiment: negative

**Pros**

- 🚀 Faster claim submission than website
- 👍 Allows checking claim status and account balance

**Cons**

- 🐛 Frequent login issues and lost credentials
- 🔍 Limited functionality compared to website
- 🤔 Unclear why some claims are deemed 'ineligible'
- ⚠️ Unreliable receipt upload/submission

**Commonly reported bugs**

- Inconsistent login behavior, often forgets saved credentials
- Receipt upload frequently fails with vague error messages
- Claim submission process is overly complicated

**Most requested features**

- Ability to view deposit history and account transactions
- Save frequently used provider/dependent information
- Detailed explanation for claim denials

## Recent user reviews (10 of 87)

All indexed reviews: https://appshunter.io/ios/app/spending-account-chsa/id1244264667/reviews.md

### 1/5 — Trash

*2022-03-07, version 1.17.0*

Can’t even login in

### 1/5 — Useless

*2022-02-04, version 1.17.0*

I wish I could give it 0 stars… I downloaded despite the bad rating because the website is useless too, but nope. Doesn’t work.

### 1/5 — Can’t submit a claim anymore!!!

*2022-01-21, version 1.17.0*

Was an ok app. Didn’t have everything but was functional. Now when trying to submit claim no matter what date I tried says invalid!!! Had no problem in June and don’t a version changes since then. Basically worthless now!!

### 1/5 — Not useful

*2021-12-10, version 1.17.0*

Not very useful. Just shows recent claims. I was hoping to submit claims and info for swipes that need validation, which could have been convenient to do from phone. Now I have to take a pic on phone, email it to myself and submit from PC.

### 1/5 — Very useless

*2021-11-09, version 1.17.0*

Both their app and webpage are super useless. Worst financing company, stay away

### 3/5 — Needs a little more work

*2021-09-09, version 1.17.0*

It is a problem when you have to go to the website to upload photos or files rather than just do it on the app. Not everyone has a printer right there.

### 1/5 — Takes 30 minutes to get a pin that expires in 10

*2021-08-04, version 1.17.0*

Multi factor authentication is not helpful when it takes 30 plus minutes to get a pin that expires in 10 minutes

### 1/5 — 👎

*2021-03-17, version 1.17.0*

Impossible to log in. Horrible app

### 1/5 — Outdated app.

*2021-03-14, version 1.17.0*

Needs updating ASAP

### 1/5 — Crap App

*2021-03-03, version 1.17.0*

This app has limited functionality.  I can enter a claim for only myself, but only certain types.  I can enter a claim for General Medical but I can’t for Physical Therapy.  I can’t enter claims for dependents AT ALL.  

Also, partially eligible expenses show up as ineligible.  For example, I had about $300 available in my FSA and submitted an EOB that showed $500 of expenses.  The app showed me that this claim was “ineligible” and my available balance zeroed out.

## Frequently asked questions about Spending Account (CHSA)

### What does the Spending Account (CHSA) app do?

This app allows users enrolled in specific Spending Accounts by WageWorks plans to manage their accounts. Key functions include submitting claims by taking photos of receipts, viewing account balances, and tracking account activity. It also facilitates the validation of card transactions.

### What types of claims can I submit with this app?

You can submit claims for Health Care FSA, Limited FSA, Dependent Care FSA, and Commuter Parking. The app allows you to easily photograph your receipts directly through your phone for these claim types.

### Is this app free to use?

Yes, the Spending Account (CHSA) app is available for free. There are no in-app purchases or advertisements mentioned in the app's description.

### Who is this app intended for?

This app is specifically for individuals who are enrolled in a MySpendingAccount Health Care FSA, Dependent Care FSA, Health Saving Account, Limited FSA, Commuter Spending Account, and/or Fitness Reimbursement Account through Spending Accounts by WageWorks.

### Where can I find more information or support?

You can use this app in conjunction with the website at https://myspendingaccount.wageworks.com. For users of Take Care plans, a separate app called MyFlex is recommended. For all others not using MySpendingAccount, the EZ Receipts app is suggested.

## Version history (last 5 releases)

### 1.17.0 — 2020-07-09

Minor bug fixes. Feature enhancements

### 1.15.1 — 2020-05-01

Minor bug fixes. Feature enhancements

### 1.15.0 — 2020-04-29

Minor bug fixes. Feature enhancements

### 1.14.0 — 2020-04-02

Minor bug fixes. Feature enhancements

### 1.13.0 — 2020-01-30

Minor bug fixes
Feature enhancements

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## More apps by HealthEquity Inc.

- [EZ Receipts](https://appshunter.io/ios/app/ez-receipts/id412650768)
- [HealthEquity Mobile](https://appshunter.io/ios/app/healthequity-mobile/id642959434)
- [FSAFEDS](https://appshunter.io/ios/app/fsafeds/id1132751625)
- [Further Mobile](https://appshunter.io/ios/app/further-mobile/id1289844974)
- [My Health Spending Assistant](https://appshunter.io/ios/app/my-health-spending-assistant/id1536481854)

All apps by HealthEquity Inc.: https://appshunter.io/developer/387974886

## Related topics

[healthequity wageworks](https://appshunter.io/ios/topics/healthequity-wageworks) · [wageworks](https://appshunter.io/ios/topics/wageworks) · [health equity wage works](https://appshunter.io/ios/topics/health-equity-wage-works) · [health equity wageworks](https://appshunter.io/ios/topics/health-equity-wageworks) · [healthcare spending tracker](https://appshunter.io/ios/topics/healthcare-spending-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-20.*