# Spending & Saving - Luxor — Your money, clear and simple

> Your money, clear and simple (iPhone/iPad app by Paulo Caicedo.)

- Source: https://appshunter.io/ios/app/spending-and-saving-luxor/id6789786526 (this page in markdown: same URL + `.md`)
- Developer: [Paulo Caicedo](https://appshunter.io/developer/6789786528)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.5 · 38 MB
- Languages: American English, European Spanish
- Released: 2026-07-14
- Data updated: 2026-11-13

## What is Spending & Saving?

The expense and savings app built for your everyday life: log expenses and income, create budgets and find out where your money goes. No clutter, and your privacy comes first.

ONE-TIME PAYMENT. Buy the full version once and it's yours forever.

Join our community: https://discord.gg/K7Ykzgxna2
News, guides and direct support.

THE ESSENTIALS
* Log expenses and income in seconds, with custom categories, search and filters.
* Monthly payments: a checklist of what you have to pay, with reminders.
* Monthly budget: set limits by category and see in real time how much you have left.
* Statistics: charts, category breakdown and a comparison with the previous period up to the same date.
* Your month: what happened with your money, what changed and what you can do now.
* Financial health: your score based on real data and where to start improving it.
* Assistant: the app guide explains each feature step by step, free and with no connection. And the AI answers with your own data: one free question a month.
* Recurring entries: rent, bills, streaming, gym or fixed income, daily, weekly, monthly or yearly.

YOUR DATA, UNDER YOUR CONTROL
Export to Excel for free; with Premium, also to CSV and PDF. Create full backups and import from other files whenever you need.

PRIVACY AND SECURITY
* Your transactions are stored on your device, encrypted with AES-256. We never sell or share them.
* The assistant only sends a summary of your figures when you ask it a question and agree; it is not stored.
* No sign-up or account required.
* Optional PIN and Face ID protection.

WORKS OFFLINE
Add and review everything without a connection.

A POLISHED EXPERIENCE
Clean interface, light and dark mode, several looks and a layout built for iPhone and iPad.

PREMIUM VERSION (ONE-TIME PAYMENT)
Unlimited accounts, debts, goals, trips and installments, multiple currencies, export to CSV and PDF, your own looks and the full assistant: 30 questions a month, and it does things for you: logs expenses, creates accounts, goals and budgets, sets up the app, exports and backs up, always with your confirmation. One payment: yours forever.

WHY THIS APP?
* No ads
* No data collection for advertising
* Works offline
* Fast, lightweight and constantly improving
* Support in Spanish and English

PERFECT FOR
Anyone who wants to control personal and household spending: students, families, freelancers or anyone looking to organize their finances.

START TODAY
Download your expense tracker for free and start managing your money smartly.

Your money. Your rules. Your privacy.

Support: cuentas_desarrollo_939@proton.me
Web: https://luxor-services.com
Privacy Policy: https://paulocaicedo.github.io/private-policy-finance-tracker/POLITICA_PRIVACIDAD

Developed by Luxor Services

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $9.99 | one-time |
| 5 assistant questions | $0.99 | one-time |
| 20 assistant questions | $2.99 | one-time |


## Is Spending & Saving safe?

Not enough ratings yet to assess Spending & Saving.

## Is Spending & Saving legit?

Spending & Saving - Luxor has limited verification signals. The AppsHunter Legitimacy Score for Spending & Saving is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 4.7.1 — 2026-11-13

New: assistant. The app guide explains each feature step by step, free and with no connection. And the AI answers with your own data: one free question a month. With Premium you get 30, and it also does things for you: it logs expenses and income, creates accounts, goals, debts, cards and trips with the form already filled in, sets up the app, exports and backs up. You confirm every step.
• Premium is a one-time payment: pay once and it's yours forever.
• Monthly payments: a checklist of what you have to pay, with reminders.
• Statistics, Your month and Financial health are easier to understand and show what you can do next.
• A simpler Home, a new welcome and new looks; with Premium you can create your own.
• Support: you can now see when we read your message.
• On iPhone, receipt scanning with the camera is not available for now.
• Improvements and fixes.

### 4.2.2 — 2026-08-11

¡Novedad! Presupuestos de proyecto: planea una obra, un arreglo o cualquier plan grande. Agrega materiales con cantidad y precio, importa tu lista desde CSV y registra cada compra pagando desde una cuenta o tarjeta: el gasto real se crea solo y el avance se actualiza al instante. Organiza tus proyectos en carpetas, archiva los terminados y llévalos en tu respaldo y en el reporte de Excel. Además: formularios más cómodos de leer y pulido general.

### 4.1.8 — 2026-08-01

Mejoras de diseño Home.

### 4.1.7 — 2026-07-30

Nuevas funcinalidad beta de control de Mercado.

### 4.1.6 — 2026-07-29

Mejoras y arrglos de bugs menores.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-13.*