# Spending Tracker-Money Manager — Financial & Spending Tracker

> Personal finance tracker for income, expenses, budgets, and savings management. (iPhone/iPad app by MISA JSC.)

- Source: https://appshunter.io/ios/app/spending-tracker-money-manager/id865818973 (this page in markdown: same URL + `.md`)
- Developer: [MISA JSC](https://appshunter.io/developer/518190309)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.70/5 from 845 App Store ratings · 223 written reviews indexed
- Age rating: 4+
- Requires: iOS 13 · 229 MB
- Languages: Korean, Dutch, Danish, German (Germany), Lao, Russian, Romanian, Malay, Vietnamese, European Spanish and 20 more
- Released: 2014-04-25
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/spending-tracker-money-manager/id865818973/reviews.md

## What is Spending Tracker?

MISA Money Keeper – Smart expense tracking and budgeting for individuals and families.
Over 5 million people have stopped "guessing" and started mastering their money—with just 30 seconds of daily tracking.

After 10 years of listening to our users, we know the biggest hurdle isn't the lack of tools—it’s the effort of manual entry. That’s why MISA Money Keeper offers Voice Input, AI Invoice Scanning, and Automatic Bank Sync. Whichever you choose, it only takes seconds to keep your finances fully updated.

WHY DO 5 MILLION USERS TRUST MISA MONEY KEEPER?
1. Know where your money goes — Effortlessly
All income and expenses are automatically categorized. Set budgets for each category and get instant alerts before you overspend. Result: On average, our users save an extra $100–$200/month just by visualizing their spending habits.

2. All your finances on one screen
Cash, bank accounts, e-wallets, gold, foreign currencies, savings, and investments—all updated in real-time. Stop switching between 5 different apps to see your total net worth.

3. Family Sharing — Total transparency
Multiple users can log transactions on a single account. Perfect for couples and families to manage shared cash flow, reduce conflict, and increase financial clarity.

4. Never miss a debt or credit card payment
Get smart reminders for upcoming loans, debts, and credit card bills. Say goodbye to late fees and protect your credit score.

5. Understand your finances in 3 seconds
Intuitive visual reports and scientific charts show you spending trends and identify "budget leaks" immediately—no Excel needed.

6. Seamless Data Sync
Your data stays with you across smartphones and tablets (Desktop version coming soon). Log anywhere, view anytime.

7. Trusted by 30 Years of Experience
Developed by MISA JSC—a tech leader with 30 years of expertise and 3,000+ professionals. We provide dedicated customer support you can rely on.

8. A Community of Smart Spenders
Join our community of over 50,000 members to learn smart spending tips, sharing saving hacks, and get support from both users and the MISA team.

SMART UTILITIES TO LIGHTEN YOUR LOAD:
AI Invoice Scanner: Log expenses without typing.

Recurring Transactions: Never miss rent or utility bills.

Smart Reminders: Build a habit without the willpower.

Shopping Lists: Stick to your plan and avoid impulse buys.

Bill Splitter: Easily split group expenses with friends.

Loan Interest Calculator: Know exactly what you're paying.

Excel/PDF Export: Ready-to-use reports whenever you need.

Gold & Currency Rates: Real-time updates within the app.

Personal finance isn't easy—but with just 30 seconds a day, we make it possible.

Connect with us:

Fanpage: https://www.facebook.com/sothuchiMISA

Community: https://www.facebook.com/groups/sothuchimisa

Website: https://sothuchi.misa.vn

Email: sothuchi@misa.vn

## Key features

- Income and expense recording
- Budget setting with limits
- Multiple account management
- Savings book management
- Financial analysis reports
- Data synchronization across devices
- Receipt scanning

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Money Keeper Premium | $2.99 | per month |
| Money Keeper Premium Yearly | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Giao diện vàng sang trọng | $5.99 | one-time |
| Themes vàng đồng sang trọng | $5.99 | one-time |
| Money Keeper Premium Lifetime | $24.99 | one-time |


## What do users think of Spending Tracker?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 💡 Helpful for managing finances
- 🚀 Convenient features
- ⭐ Great app overall

**Cons**

- 🐛 Buggy and unreliable
- 🔒 Security and account issues
- 🔋 Performance problems
- 💸 Paid version not worth the cost

**Commonly reported bugs**

- Transactions not syncing properly
- Accounts being deleted unexpectedly
- App crashes and freezes frequently
- Compatibility issues with newer OS versions

**Most requested features**

- Add more customization options
- Improve syncing and backup functionality
- Integrate with banking/financial institutions
- Provide better customer support

## Recent user reviews (10 of 223)

All indexed reviews: https://appshunter.io/ios/app/spending-tracker-money-manager/id865818973/reviews.md

### 5/5 — Góp ý

*2026-08-23*

Vì đa phần em khá lười trong việc nhập chi tiêu nên em sẽ dồn trong 1 tuần/1 lần nên cảm thấy rất mệt mỏi trong việc sử dụng app, tại sao ad không nghĩ về việc phát triển thêm phần tự quét ảnh màn hình phân loại theo ngày theo danh mục chi tiêu và tự động ghi vào ạ, và nếu hỗ trợ nhận diện tiếng hàn thì càng tốt ạ. Theo em thấy thì không chỉ riêng em mà mọi người dùng app đã phần sẽ bị lười ghi chép chi tiêu ạ

### 5/5 — Good

*2026-04-06, version 86.2*

Good app, rất hữu dụng

### 5/5 — OK

*2026-03-02*

OK

### 3/5 — KHÔNG CHO SỬA TÊN HẠNG MỤC

*2026-02-23*

Một số hạng mục bí khoá không cho sửa tên. Mong ad sớm cập nhật cho sửa hạng mục

### 5/5 — Ý kiến

*2026-02-23, version 85*

Hiệu quả.

### 5/5 — Sổ thu chi misa

*2026-01-13, version 84.7.6*

Ứng dụng quản lý tuyệt vời

### 3/5 — Ổn mà mua tài khoản r vẫn quảng cáo

*2026-01-13, version 84.7.6*

Ổn

### 1/5 — Rất tệ

*2026-01-12, version 84.7.6*

Mình đã mua premium nhưng giờ nó báo cập nhật điều khoản gì đó mà mịnh bấm đồng ý không được

### 5/5 — Best Spending Tracker on App Store !

*2026-01-08*

The App is very user friendly with nice UI and features. I have purchased the Lifetime Premium and I am happy that I have taken the right decision. I only wish there were more icons and I hope that the developers will add more icons in the future updates. I am exploring all the options and features of the app and update my review after 6 months. Thanks to the developers of this App and expecting more features and updates in the future!

### 2/5 — Not see the receipt attached

*2026-01-08, version 84.7.6*

This app cannot review the receipt that I have already added.

## Frequently asked questions about Spending Tracker

### What does Spending Tracker-Money Manager do?

This app helps you quickly and easily record your income and expenses. It provides intuitive and scientific expense analysis reports to help you stay in control of your finances. Data is stored and synchronized instantly across different devices, including phones, computers, and tablets.

### What are the key features of this money manager app?

Key features include simple budget setting with spending limits and reminders, quick daily expense recording with receipt scanning, multiple account and wallet management, savings book management with automatic updates on exchange rates and gold prices, and intuitive financial analysis reports.

### Is Spending Tracker-Money Manager free to use?

The app is free to download and use, offering a range of features for managing your finances. It also includes in-app purchases for additional functionalities or premium features.

### What devices is Spending Tracker-Money Manager compatible with?

The application enables income-and-expense management across multiple platforms, including phones, computers, and tablets. All your expense records are automatically synchronized between these devices.

### How does the app help with financial analysis?

The app synthesizes your financial data to provide very intuitive and scientific expense analysis reports. These reports make it easy for you to make informed personal financial decisions and include various types like expense analysis and debt tracking.

## Version history (last 5 releases)

### 94 — 2026-08-27

We’ve refreshed the homepage interface and reorganised the feature list in a more logical way, making it easier for you to find and access the tools you need in just a few seconds.

### 93.3 — 2026-08-21

In this version, we’ve added a banner introducing the Smart Financial Education program, making it easier for users to access practical financial knowledge, improve financial awareness, and make more informed personal financial decisions.

### 93.2 — 2026-08-20

In this version, we’ve improved the way ads are displayed to provide a smoother experience without interruptions.

### 93 — 2026-08-14

In this version, we’re offering a special deal for users subscribing to Premium for the first time via Apple ID or Google Play, so you can enjoy all the premium features at the best possible value.

### 92 — 2026-08-06

What's new in this version:

• Enhanced Asset Management:
- Added an Asset Purchase Date field to help you track and manage your assets more accurately.

• Expanded data for the Personal Finance Assistant:
- Added data sources from Spending Limits, Savings & Goals, and Assets to provide a more comprehensive financial overview.

• Improved Customer Support:
- Upgraded the in-app support experience so you can get help faster without waiting for email responses.

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## More apps by MISA JSC

- [AMIS TMS](https://appshunter.io/ios/app/amis-tms/id627396490)
- [AMIS CRM](https://appshunter.io/ios/app/amis-crm/id627403827)
- [AMIS HRM](https://appshunter.io/ios/app/amis-hrm/id627409980)
- [AMIS SME](https://appshunter.io/ios/app/amis-sme/id726960869)
- [MISA Golf: GPS, Scorecard, HDC](https://appshunter.io/ios/app/misa-golf-gps-scorecard-hdc/id891623017)

All apps by MISA JSC: https://appshunter.io/developer/518190309

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*