# Spending Tracker - Paisa — Track Money, Reach Goals

> Personal finance tracker for expenses, budgets, savings goals, and bill splitting. (iPhone/iPad app by Hemanth Savarala.)

- Source: https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130 (this page in markdown: same URL + `.md`)
- Developer: [Hemanth Savarala](https://appshunter.io/developer/1722426430)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 6 App Store ratings · 23 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 123 MB
- Languages: American English
- Released: 2024-12-02
- Data updated: 2026-08-26
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130/reviews.md

## What is Spending Tracker?

Take control of your finances with Paisa - the beautiful, privacy-first expense tracker that puts you in charge of your money.

**TRACK EVERY TRANSACTION**
• Add expenses and income in seconds with our intuitive interface
• Categorize transactions with custom categories and colorful icons
• Support for multiple accounts: bank, cash, credit cards, and wallets
• Built-in calculator for quick expense entry
• Smart suggestions based on your spending history

**STAY WITHIN BUDGET**
• Create unlimited budgets for different spending categories
• Visual progress bars show exactly where you stand
• Get notified when approaching budget limits
• Monthly, weekly, and custom budget periods
• Compare actual spending vs. planned budgets

**REACH YOUR SAVINGS GOALS**
• Set financial goals with target amounts and deadlines
• Track progress with beautiful visual indicators
• Link goals to specific savings accounts
• Celebrate milestones as you get closer to your dreams

**SMART INSIGHTS & REPORTS**
• Understand your spending patterns with detailed charts
• Category breakdown shows where your money goes
• Trend analysis reveals spending habits over time
• Period comparison to track improvement
• Export reports to PDF and CSV

**ALL ACCOUNTS IN ONE PLACE**
• Manage bank accounts, cash, credit cards, and e-wallets
• See your total net worth at a glance
• Track transfers between accounts
• Support for multiple currencies

**MAKE FINANCE FUN**
• Earn achievement badges for healthy money habits
• Build streaks for consistent tracking
• Celebrate financial milestones
• Gamification keeps you motivated

**SPLIT BILLS WITH FRIENDS**
• Easily divide expenses among groups
• Track who owes what
• Mark payments as settled
• Perfect for trips, dinners, and shared expenses

**PRIVACY FIRST**
• All data stored locally on your device
• No account required to get started
• Optional Google Drive backup for peace of mind
• Biometric authentication to protect your data
• Your financial data is never shared or sold

**BEAUTIFUL & CUSTOMIZABLE**
• Material Design 3 with dynamic colors
• Light and dark themes
• Multiple accent color options
• Clean, distraction-free interface

**AVAILABLE IN 35+ LANGUAGES**
Including English, Spanish, French, German, Portuguese, Italian, Dutch, Russian, Chinese, Japanese, Korean, Arabic, Hindi, and many more.

**FREE FEATURES**
• Unlimited transactions
• Custom categories
• Multiple accounts
• Basic budgets and goals
• Search and filters
• CSV export
• Biometric security

**PREMIUM FEATURES**
• Unlimited budgets and goals
• Advanced analytics and insights
• Achievement system
• Cloud backup
• Bill splitting
• Premium themes
• Priority support

Privacy Policy: https://paisa-tracker.app/privacy
Terms of Use: https://paisa-tracker.app/terms

Download Paisa today and start your journey to financial freedom!

## Key features

- Track expenses and income
- Create unlimited budgets
- Set financial goals
- Analyze spending patterns
- Manage multiple accounts
- Split bills with friends
- Privacy-first data storage

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium Access | $0.49 | per month |
| Yearly Premium Access | $1.59 | per year |
| Premium Monthly Plan | $0.99 | per month |
| Premium Yearly Plan | $4.99 | per year |
| Monthly Premium Access | $1.99 | per month |
| Yearly Premium Access | $12.99 | per year |
| Yearly Subscription | $8.99 | per year |
| Weekly Subscription | $0.99 | per 7 days |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Access | $4.99 | one-time |
| Paisa Premium Lifetime Access | $24.99 | one-time |
| Lifetime Access | $6.99 | one-time |


## Recent user reviews (10 of 23)

All indexed reviews: https://appshunter.io/ios/app/spending-tracker-paisa/id6474729130/reviews.md

### 5/5 — Review + Request

*2026-06-13*

Hello!

I loved your app, it’s really nice practical, detailed and aesthetic, i would also like to 
tell you about some bugs, the categories do not update properly, i have to exit the app and then try! Otherwise the app is really really nice, looks great!

I do have a request that can you please make the black theme free, because if i keep a colour theme my category colour/account colours mix up and that gets one confused, so if black theme was free jt would be great! 

I expect your reply!

Thanks

**Developer response:** Hello! Thank you so much for the kind words I’m really happy to hear that you like the app’s design, details, and overall experience.

Thanks as well for reporting the issue with categories not updating properly. I’ll look into this and work on improving it in an upcoming update.

Regarding the black theme, I appreciate the suggestion. I’ll definitely consider your request and see how I can improve the experience.

Thanks again for your support and for taking the time to share your feedback! As an independent developer, feedback like this really helps a lot. 😊

### 5/5 — Excellent

*2026-05-22*

Recommended app for financial planning

**Developer response:** Thank you so much for the recommendation! ❤️ I’m glad the app is helping with your financial planning. Your support means a lot and motivates me to keep improving. Help us spread the word with friends and family 🙌

### 5/5 — Love the app & have some suggestions

*2026-04-26*

Honestly, this app has ruined every other finance app for me - the UI, the categories, the dashboards, goals… nothing else comes close. So first, thank you for building something this good.
But here’s my problem: my partner and I are trying to track our household finances together, and Paisa doesn’t let us do that. I just want us both to be able to log expenses from our own phones and see the same budgets and goals. Not splitting bills, not tracking who owes who — just a shared view of where our money is going as a household.
Right now that one missing feature is literally the only reason I’m looking at other apps. And none of them are as good as Paisa.
Is household/partner sharing something on your radar? Would love to see it!

**Developer response:** Thank you so much for the kind words! ❤️ It means a lot to hear that Paisa stands out among other finance apps for you.

Household and partner sharing is definitely a valuable feature, and I understand how useful it would be to have a shared view of expenses, budgets, and goals across multiple devices. It’s something I’m considering for future updates. Thank you for taking the time to share your use case and feedback!

### 5/5 — Best app for money management along with some request

*2026-04-10*

I have been searching for ONE single app that could have me manage my money and i found it. Its so good BUT there are few thing i would like. 
 
1. The app is hard to use (specially in phones bcoz of small screen) - the app is So very packed with feature that it takes some time to get used to it. If you are in iphone i know its hard to use but trust me when you get used to it its very fun. And its very good in ipad

2. I would really be thankful if you please make free version with lot more freedom. I would be happy if you increase the number of person in view and other things. 

3. (Personal) if you can afford the time and money i will recommend you to make another app but with a very simple design and not many feature. It’s confusing for most of the people.

Conclusion - if you want one app for managing money go with it 😄

**Developer response:** Thank you so much for the detailed feedback and recommendation! ❤️ I’m glad Paisa could be the one app you were looking for.

I understand your points about the learning curve, especially on smaller screens, and I’ll keep working on improving usability. Regarding the free version, I try to balance useful free features with supporting ongoing development. I also appreciate the idea of a simpler version focused on essential features. Thank you for your support! Help us spread the word with friends and family 🙌

### 5/5 — One of the best in market

*2026-04-05*

I started using this app few months ago. And I’m loving it. This is a very well developed app made with a keen mind. You really have thought it through while developing this app.

One new issue:
For some reason, in accounts screen the balance is ignoring the transfer amounts. If we individually see the parent and child accounts the balance are correct but the consolidated balance under “All” screen is not factoring the transfer amount.

**Developer response:** Thank you so much for the kind words! ❤️ I’m glad you’re enjoying the app. The transfer balance issue has been addressed in recent updates. Could you please check if you’re still experiencing this in the latest version? Your feedback would be greatly appreciated.

### 5/5 — Awesome

*2026-03-14*

This app make me easy

**Developer response:** Thank you for the review. I’m really glad to hear that the app makes things easier for you.

Your support means a lot and motivates me to keep improving it. I truly appreciate your feedback. 😊

### 5/5 — App is really too good !

*2026-03-10*

Hi brother 
The app you made is really awesome but this is to be marketed for more people.
I’m going to subscribe for the Lifetime access.
But before that please check the authorisation token for google backups.

I too currently working in MYILLAM app. I’ll let you know once the app was approved or check it out after a week in AppStore and Google play store. 
Thank you Mr. Hemanth for this awesome app. Hope our data’s are safe with you.

**Developer response:** Thank you so much, brother! ❤️ I truly appreciate your kind words and support. I’ll take a look at the Google Backup authorization token issue. Also, congratulations on your work with MYILLAM—I wish you great success with the launch! And yes, your data stays on your device unless you explicitly choose backup or sync features. Thank you again for your support. Help us spread the word with friends and family 🙌

### 3/5 — Unable to add recurring payments

*2026-03-04*

When we try to add recurring payments, we are unable to select category. As a result, we are currently unable to add recurring payments.

**Developer response:** Hello, thank you for reporting this issue.

You’re right, there was a problem with selecting a category when creating recurring transactions. This has already been fixed and the correction will be available in the next app update.

Please update the app once the new version is released. Thank you for your patience and for helping improve Paisa. 🙏

### 5/5 — Very Useful App

*2026-03-01*

All features are very useful. Well organised. Easy to use. But One time charge is too high to purchase.

**Developer response:** Thank you for the kind feedback! We're really glad to hear that you find the features useful, well organized, and easy to use.

We understand that the one-time purchase may feel high. The price helps us continue developing the app, adding new features, and maintaining it.

We truly appreciate your support and feedback! 🙏

### 4/5 — Review + Request

*2026-02-13*

Hello!

I loved your app, it’s really nice practical, detailed and aesthetic, i would also like to 
tell you about some bugs, the categories do not update properly, i have to exit the app and then try! Otherwise the app is really really nice, looks great!

I do have a request that can you please make the black theme free, because if i keep a colour theme my category colour/account colours mix up and that gets one confused, so if black theme was free jt would be great! 

I expect your reply!

Thanks

**Developer response:** Hello! Thank you so much for the kind words I’m really happy to hear that you like the app’s design, details, and overall experience.

Thanks as well for reporting the issue with categories not updating properly. I’ll look into this and work on improving it in an upcoming update.

Regarding the black theme, I appreciate the suggestion. I’ll definitely consider your request and see how I can improve the experience.

Thanks again for your support and for taking the time to share your feedback! As an independent developer, feedback like this really helps a lot. 😊

## Frequently asked questions about Spending Tracker

### What are the main features of Spending Tracker?

Spending Tracker allows you to track every transaction, create unlimited budgets, set savings goals, and gain smart insights into your spending patterns. It also supports managing multiple accounts and splitting bills with friends.

### Is Spending Tracker free to use?

Yes, Spending Tracker offers a free version with unlimited transactions, custom categories, multiple accounts, and basic budgets and goals. Premium features require a subscription.

### What are the premium features of Spending Tracker?

Premium features include unlimited budgets and goals, advanced analytics, an achievement system, cloud backup, bill splitting, premium themes, and priority support.

### How does Spending Tracker handle user privacy?

Spending Tracker prioritizes privacy with all data stored locally on your device, no account required to start, and optional Google Drive backup. Biometric authentication protects your data, and your financial information is never shared or sold.

### What are the subscription options for Spending Tracker?

Spending Tracker offers various subscription plans, including weekly and monthly options, with prices starting at $0.99 for a weekly subscription that includes a 3-day free trial. Yearly plans are also available for $3.99.

### Does Spending Tracker support multiple currencies?

Yes, the app supports multiple currencies, allowing you to manage finances across different monetary systems.

### On which devices can I use Spending Tracker?

Spending Tracker is available for iPhone, iPad, and iPod, utilizing a clean, distraction-free interface with Material Design 3 and dynamic colors.

### How often is Spending Tracker updated?

The latest version of Spending Tracker is 2026.03.15, and it was last updated on March 19, 2026, indicating regular updates to improve functionality and add features.

## Version history (last 5 releases)

### 2026.06.23 — 2026-06-26

• Feature: Compare this month’s trend with the previous month
• Improvement: Refreshed summary cards for easier scanning
• Improvement: Cleaner transaction entry with simpler templates and amount field
• Fix: Better spacing for report flow details

### 2026.06.150 — 2026-06-16

Improvement: Home screen widgets look cleaner and fit small spaces better
Improvement: Google Drive backups run more quietly in the background
Improvement: Financial reports export more reliably across languages
Fix: Excluded accounts are clearer in transaction rows
Fix: Recurring entries stay visible while the page refreshes
Fix: The transaction heatmap now matches filtered results

### 2026.06.04 — 2026-06-04

• Feature: Group accounts by type with collapsible sections
• Feature: Choose ZIP, JSON, or CSV for local exports
• Improvement: Setup now separates name and currency steps
• Improvement: Summary has a clearer Paisa Pro banner
• Updated: Backup and onboarding text refreshed across translations

### 2026.05.25 — 2026-05-29

• Feature: Recurring income and bills now have a calendar view
• Feature: Accounts and people can use custom photos
• Improvement: Total balance now compares this month’s savings with last month
• Improvement: Settings are easier to browse on large screens

### 2026.05.230 — 2026-05-23

• Budget view now opens the stable modern layout again.
• Summary totals are cleaner and easier to read in the new design.
• Daily transaction groups now show clearer date and total headers.
• The Pro shortcut now opens the upgrade screen directly.
• Feature: Start fresh, restore from Google Drive, or try Demo Mode during setup
• Improvement: Google Drive restore now has a cleaner backup browser
• Improvement: Settings are easier to navigate on larger screens
• Improvement: Demo Mode now feels clearer and easier to explore
• Fix: Customize Home Screen now opens without layout glitches

## Apps similar to Spending Tracker

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Flow: Expense tracker](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670) | 4.9 (19) | Free | Finance |
| [Kelo: Expense Tracker & Budget](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763) | 5.0 (5) | Free | Finance |
| [Manage Personal Finances: Numi](https://appshunter.io/ios/app/manage-personal-finances-numi/id1636232810) | 4.6 (10) | Free | Finance |
| [Fineyo: Expense Tracker](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940) | 5.0 (11) | Free | Finance |
| [Budget App: SpendLists](https://appshunter.io/ios/app/budget-app-spendlists/id1495276397) | 4.6 (19) | Free | Finance |
| [Expenzio - Expense Tracker](https://appshunter.io/ios/app/expenzio-expense-tracker/id6670337467) | 4.8 (17) | Free | Finance |

## More apps by Hemanth Savarala

- [BodyForm: Body Tracker & BMI](https://appshunter.io/ios/app/bodyform-body-tracker-and-bmi/id6753958227)
- [RetroMusic: MP3 & FLAC Player](https://appshunter.io/ios/app/retromusic-mp3-and-flac-player/id6760663175)

All apps by Hemanth Savarala: https://appshunter.io/developer/1722426430

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
