# Spending Tracker — Take Control Of Your Money

> User-friendly personal finance app for tracking spending, budgeting, and saving money. (iPhone/iPad app by MH Riley Ltd.)

- Source: https://appshunter.io/ios/app/spending-tracker/id548615579 (this page in markdown: same URL + `.md`)
- Developer: [MH Riley Ltd](https://appshunter.io/developer/409695800)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.80/5 from 19,361 App Store ratings · 2,857 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 50 MB
- Languages: American English
- Released: 2012-09-10
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/spending-tracker/id548615579/reviews.md

## What is Spending Tracker?

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free!

The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. 

So give it a try and have instant control over your spending!

*** Features *** 
------------------ 
√ Simple and intuitive user interface 
- helps you track your spending quickly and easily

√ Flexible Time Periods
- choose to track Weekly, Monthly or Yearly

√ Budget Mode
- optionally set a fixed budget amount to help you meet your spending targets
- carry over any remaining budget to the next period

√ Summary View
- overview of your current spending progress
- time travel backwards and forwards in time
- see your main areas of spending

√ Log Expense and Income
- easy and quick transaction entry
- sort by date, name or amount
- repeat transactions daily, weekly or monthly (Pro Upgrade required)
- export transactions (Pro Upgrade required)

√ Categories
- editable spending and income categories
- choose a quality icon for each category

√ Reports
- easy visualisation of where your money goes
- beautiful and interactive charts
- view spending grouped by category 
- see the history of your spending

## Key features

- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |


## What do users think of Spending Tracker?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
- 🔒 Secure with passcode/biometrics
- 🌐 Syncs across devices
- 🗓️ Customizable time periods
- 🎨 Attractive and intuitive interface

**Cons**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Commonly reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Most requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions

## Recent user reviews (10 of 2,857)

All indexed reviews: https://appshunter.io/ios/app/spending-tracker/id548615579/reviews.md

### 5/5 — Great app

*2026-08-25, version 3.2*

Keeps you in control of your money

### 5/5 — Spending Tracker

*2026-08-25, version 3.2*

I bought the pro version of this very nice app. It’s so versatile and helps me keep track of all my expenses and income. Even gives me a report every time I ask for it. 
Very happy indeed and I can recommend it to anyone who needs to track their spending.

### 5/5 — 10/10

*2026-08-24, version 3.2*

I love this app, I've been using it since I was much younger when all I had to count was birthday money. I'm now entering college and continue to use it! It keeps me accountable and is incredibly simple to use. Not only is it easy to enter income and expenses, it lets you visualize where your money goes each month. I might use this app forever.

### 5/5 — Easy

*2026-08-24, version 3.3*

Simple and easy... no frills no BS.

### 5/5 — Awesome Spending App

*2026-08-22, version 3.3*

This is just the app I was looking for! It does everything I need and has a simple to use log for tracking spending and staying on track for a budget.

### 5/5 — Worth my review

*2026-08-22, version 3.3*

Unassuming app that has worked well for me for many years

### 5/5 — Simple, effective, super helpful

*2026-08-21, version 3.2*

Tracking my spending has made a huge difference to my spending habits. The app is easy to use, has everything you need and makes it easy to create the habit of tracking.

### 5/5 — BEST budget app

*2026-08-20, version 3.2*

Modern applications have become to complicated and with many unnecessary pretty features, and often lack essential features. This app is very straightforward and has all the FEW essentials needed to budget, which is all that is needed. 

It feels almost physical which makes tracking and understanding my expenses, and everything else, easy. I actually remember better how much I spent and should spend. There are also no distractions 🙏 such as ads.

It has mini explanations of the different features and guides you through the whole process.

Lastly, it has simple and useful reports of my spending habits (including categories) and in a simply displayed way. 

It is not a ‘pretty’ app, but that’s good. It has all the essentials in a straightforward manner, which is what I need for budgeting to actually work.

### 5/5 — Absolute Best

*2026-08-18, version 3.2*

You will not find a more efficient, clean, easy to use Budget App anywhere. I have tried many… thought I found the best and then discovered this one. You won’t be sorry. I absolutely love it!

### 5/5 — User friendly

*2026-08-18, version 3.2*

User friendly

## Frequently asked questions about Spending Tracker

### What does Spending Tracker do?

Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.

### What are the key features of Spending Tracker?

Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.

### Is Spending Tracker free to use?

The core functionality of Spending Tracker is free. However, certain advanced features like repeating transactions and exporting transactions require a Pro Upgrade, which is an in-app purchase.

### What kind of reports can I generate?

The app offers easy visualization of where your money goes through beautiful and interactive charts. You can view spending grouped by category and see the history of your spending, providing a clear overview of your financial habits.

### Can I set a budget with this app?

Yes, the app includes a Budget Mode where you can optionally set a fixed budget amount to help you meet your spending targets. Any remaining budget can be carried over to the next period, providing flexibility in your financial planning.

## Version history (last 5 releases)

### 3.3 — 2026-08-22

3.3
------
* 'Fortnightly' Time Periods are now an option for tracking (Settings -> Time Period) ^
* 'Year Start Date' can now be configured (Settings -> Time Period)
* Fix Passcode keypad disappearing on iPad

^ Note that if you are syncing your data between multiple devices, each device will need to be updated for the Fortnightly Time Period to be fully available. It may take a few days for the update to be available on all devices.

### 3.2 — 2025-11-10

3.2
------
* Fix Progress Bar to represent Income correctly
* Add Expense/Income actions added to Shortcuts app 
* Shortcuts can be added to Lock Screen
* Modernised Color Picker
* Fix Widget figures when 'Budget Mode' turned on
* Fix occasional issue which prevented syncs until app is restarted
* Fix Voice Over for Category Icon/Color selection
* Handle device running out of disk space more gracefully
* Improved consent / privacy options

### 3.1.2 — 2024-02-17

3.1.2
------
* Fix category edit icon/colour refresh issue

3.1.1
------
* Fix occasional issue with background of Account picker

3.1
-----
* PDF Export Options - you can now optionally exclude sections from the PDF (e.g. the charts)
* Watch Amount Entry - this now optionally uses a numeric keyboard. You can turn this on in the Settings page within the Watch app.
* iOS 17 support
* Daily time period now shows day name as well as date
* Support for currencies with 3 decimal places
* Enhance menu support for iPads using an external keyboard
* Fix issue with widget layout on iOS 17
* Fix data issue with Widget when using multiple Accounts
* Fix overlapping text when using very large font sizes
* Fix negative amount entry for Indian currency
* Fix amount entry for some African currencies

### 3.1.1 — 2024-02-06

3.1.1
------
* Fix occasional issue with background of Account picker

3.1
-----
* PDF Export Options - you can now optionally exclude sections from the PDF (e.g. the charts)
* Watch Amount Entry - this now optionally uses a numeric keyboard. You can turn this on in the Settings page within the Watch app.
* iOS 17 support
* Daily time period now shows day name as well as date
* Support for currencies with 3 decimal places
* Enhance menu support for iPads using an external keyboard
* Fix issue with widget layout on iOS 17
* Fix data issue with Widget when using multiple Accounts
* Fix overlapping text when using very large font sizes
* Fix negative amount entry for Indian currency
* Fix amount entry for some African currencies

### 3.1 — 2024-01-22

3.1
----
PDF Export Options - you can now optionally exclude sections from the PDF (e.g. the charts)
Watch Amount Entry - this now optionally uses a numeric keyboard. You can turn this on in the Settings page within the Watch app.
iOS 17 support
Daily time period now shows day name as well as date
Support for currencies with 3 decimal places
Enhance menu support for iPads using an external keyboard
Fix issue with widget layout on iOS 17
Fix data issue with Widget when using multiple Accounts
Fix overlapping text when using very large font sizes
Fix negative amount entry for Indian currency
Fix amount entry for some African currencies

## Apps similar to Spending Tracker

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance |
| [EveryDollar: Budget Management](https://appshunter.io/ios/app/everydollar-budget-management/id942571931) | 4.7 (84,039) | Free | Finance |
| [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,549) | Free | Finance |
| [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance |

## More apps by MH Riley Ltd

- [Mortgage Calculator™](https://appshunter.io/ios/app/mortgage-calculator/id409695797)
- [Loan Calculator +](https://appshunter.io/ios/app/loan-calculator-plus/id443673909)
- [Debt Manager](https://appshunter.io/ios/app/debt-manager/id482482660)
- [My Budgets](https://appshunter.io/ios/app/my-budgets/id606998063)

All apps by MH Riley Ltd: https://appshunter.io/developer/409695800

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
