# Spending Tracker — user reviews

> 2,857 indexed App Store user reviews of Spending Tracker by MH Riley Ltd, rated 4.80/5 from 19,361 ratings.

- Source: https://appshunter.io/ios/app/spending-tracker/id548615579/reviews
- App overview in markdown: https://appshunter.io/ios/app/spending-tracker/id548615579.md
- Rating breakdown: 5★ 16,223 · 4★ 2,496 · 3★ 362 · 2★ 84 · 1★ 196

## What do users think of Spending Tracker?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
- 🔒 Secure with passcode/biometrics
- 🌐 Syncs across devices
- 🗓️ Customizable time periods
- 🎨 Attractive and intuitive interface

**Cons**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Commonly reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Most requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions

## Newest reviews (20 of 2,857)

### 5/5 — Great App

*2026-08-18, version 3.2*

This is an amazing App. I use it daily to organize multiple businesses (profit/loss)/expenses, employees, plus personal expenses and income.

### 5/5 — Excellent minimalistic functional

*2026-08-17, version 3.1*

I love apps that are like this. It’s actually fun to use! I also love the fact that you can even have more than one account so you can keep track of your business expenses separately.

### 5/5 — Brilliant budgeting app

*2026-08-16, version 3.2*

Fantastic app to track where all the money goes, particularly good feature is being able to set it mid month to mid month if you are paid on a strange date!
Really good visuals and sure beats a manual spending diary

### 4/5 — So Far So Good

*2026-08-16, version 3.1*

Like it so far. Just wish you could organize the spending categories where I would like them. The ones on the front page under Expenses. Be nice if you could click on them and drag them where you want.

### 5/5 — Easy to use

*2026-08-15, version 3.2*

This is a quick way to enter my transactions and view everything in one place

### 5/5 — Tracking Finances

*2026-08-14, version 3.2*

I have been using Wallet for five years now. I did an upgrade when I first started this program. I love all the functions that are offered. Everything is easy to use and will be great at tax time. You will find this program is not difficult to use but truly tracks expenditures and income. For years I used another program and find this is far better. Don’t hesitate I am 93 years and find it great to track my finances. I am back again to tell you don’t hesitate. I love this program. If you should need help it is there for you. Still using all the five stars. I am back to rate this program. Be sure to read my above notes. Each time I start to enter my expenditures or income I am so please with the ease of using this program and all of the items that are available to me. Once again a great five stars.

### 5/5 — Perfect for my needs!

*2026-08-14, version 3.2*

Exactly what I was looking for. Easy and simple.

### 5/5 — Great App

*2026-08-13, version 3.2*

Works very well and customizable.  Chart and graphs are a nice bonus as well.  
Hard to believe it is a free app.

### 5/5 — Great!

*2026-08-13, version 3.2*

It is working for me

### 5/5 — Great application

*2026-08-12, version 3.2*

I have Brain Damage and so I can’t remember where or how much I spent. I would like to see a tutorial video of all of its features.

### 5/5 — Spending App

*2026-08-12, version 3.2*

This is one of the best budgeting apps I have found. There’s a slight learning curve, however, once you understand what goes where it’s truly a dream. By turning your phone from profile to landscape brings the graphs into sight. These graphs have shown me how my spending habits have affected the bottom line.  Two thumbs up for this app.

### 5/5 — Perfect!

*2026-08-11, version 3.2*

This is exactly what I’ve been looking for! Straight forward & easy way to see your budget & keep an eye on spend. The small one-off fee to upgrade is not a big ask & totally worth it for the extra functions & being ad free. Being able to manage several budgets is super helpful. Love the style, functionality & ease of the app. Thank you!

### 5/5 — Easy

*2026-08-10, version 3.2*

Just what I needed

### 5/5 — Simple and Easy

*2026-08-10, version 3.2*

Uncomplicated. I like its simplicity to track daily spending.

### 4/5 — Amazing App! (Only one suggestion!)

*2026-08-09, version 3.2*

I just started using this app about a month ago and it’s exactly what I’ve been looking for! A way to easily track and categorize my income and expenses. I love that you can as many custom different categories as you want- from eating out, groceries, bills and that you can leave a detailed note explanation on each entry!  

There is only one thing I would change to up my rating to a 5 star rating- I wish when I clicked on each category, say I click on Groceries in the Categories section, I wish it pulled up every transaction that I’ve placed in that category instead of just the options to edit the title and icon! So that I can just easily click on Groceries and see each of the transactions for the month laid out! (At least I haven’t found a way to do that yet). I would love it if a future upgrade could include this. Thank you for this app!!!

### 5/5 — Really useful spending checker

*2026-08-08, version 3.2*

I love this app. It is so simple and reliable to use and the ability to synchronise devices via Dropbox makes it especially useful. 
I have just one minor issue though, and that is that I can’t mark expense items as paid once they clear on my bank statement.  Apart from that top marks.

### 5/5 — Straight forward

*2026-08-06, version 3.2*

What I need. No linking to banks. Just income and expenses

### 5/5 — Truly Free App

*2026-08-04, version 3.2*

This app is Truly Free! There are some advertisements, yes, and the "Spending Tracker" program works great!

### 5/5 — Good for tracking income and expenses

*2026-08-03, version 3.2*

Can track almost anything

### 5/5 — Lub it

*2026-08-01, version 3.2*

Lub it

## Most critical reviews (10 lowest-rated)

### 1/5 — Ads, age inappropriate…

*2026-07-31, version 3.2*

Bare naked models showing, unable to get out of ads when it’s shown full screen.

### 1/5 — Lost everything

*2026-07-28, version 3.2*

Been using this for 3 months and today I went to add an expense and it said there was an error and it didn’t add it.

Went to check and EVERYTHING had gone.

3 months of expenses / income that is added manually.

What a waste of time.

Of course there’s only a back up option on the premium

### 1/5 — Can’t X out of ads to access your data

*2026-07-07, version 3.2*

Advertising gets stuck ‘on’ and there’s no way to access your data. Can’t X out of ads.

### 1/5 — Why ???

*2026-06-22, version 3.2*

My Spendtracker App has been great for many years, but recently has stopped updating my transactions!! Why ??

### 1/5 — Ads show viruses

*2026-05-20, version 3.2*

Without payment, app shows ads. Ads show full screen at times and one showed a pop saying my iPhone was filled with viruses and offering to download an app to clean my iPhone.

Unless there is better control over what ads are shown would suggest developers remove ads from free version of app.

### 1/5 — Didn’t have ads showing, but now ads shown are either spam or phishing!!!

*2026-05-01, version 3.2*

BAD!!!

### 1/5 — Full screen ads

*2026-02-03, version 3.2*

The full screen ads are really a no go for me. The app isn't worth that.

### 1/5 — Poor

*2025-11-16, version 3.2*

Doesn’t work very well and full of pop up ads

### 1/5 — Ads

*2025-11-05, version 3.1.2*

It’s really pointless when you can’t use the app due to all the pop up adds covering the features needed to enter your expenses and income.

### 1/5 — Viruses

*2025-10-09, version 3.1.2*

The apps was launching viruses on my phone

## Most praised reviews (10 highest-rated)

### 5/5 — Great app

*2026-08-25, version 3.2*

Keeps you in control of your money

### 5/5 — Spending Tracker

*2026-08-25, version 3.2*

I bought the pro version of this very nice app. It’s so versatile and helps me keep track of all my expenses and income. Even gives me a report every time I ask for it. 
Very happy indeed and I can recommend it to anyone who needs to track their spending.

### 5/5 — 10/10

*2026-08-24, version 3.2*

I love this app, I've been using it since I was much younger when all I had to count was birthday money. I'm now entering college and continue to use it! It keeps me accountable and is incredibly simple to use. Not only is it easy to enter income and expenses, it lets you visualize where your money goes each month. I might use this app forever.

### 5/5 — Easy

*2026-08-24, version 3.3*

Simple and easy... no frills no BS.

### 5/5 — Awesome Spending App

*2026-08-22, version 3.3*

This is just the app I was looking for! It does everything I need and has a simple to use log for tracking spending and staying on track for a budget.

### 5/5 — Worth my review

*2026-08-22, version 3.3*

Unassuming app that has worked well for me for many years

### 5/5 — Simple, effective, super helpful

*2026-08-21, version 3.2*

Tracking my spending has made a huge difference to my spending habits. The app is easy to use, has everything you need and makes it easy to create the habit of tracking.

### 5/5 — BEST budget app

*2026-08-20, version 3.2*

Modern applications have become to complicated and with many unnecessary pretty features, and often lack essential features. This app is very straightforward and has all the FEW essentials needed to budget, which is all that is needed. 

It feels almost physical which makes tracking and understanding my expenses, and everything else, easy. I actually remember better how much I spent and should spend. There are also no distractions 🙏 such as ads.

It has mini explanations of the different features and guides you through the whole process.

Lastly, it has simple and useful reports of my spending habits (including categories) and in a simply displayed way. 

It is not a ‘pretty’ app, but that’s good. It has all the essentials in a straightforward manner, which is what I need for budgeting to actually work.

### 5/5 — Absolute Best

*2026-08-18, version 3.2*

You will not find a more efficient, clean, easy to use Budget App anywhere. I have tried many… thought I found the best and then discovered this one. You won’t be sorry. I absolutely love it!

### 5/5 — User friendly

*2026-08-18, version 3.2*

User friendly

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
