# SpendingLens - Expense Tracker — Private Budget & Statement PDF > Private Budget & Statement PDF (iPhone/iPad app by HUAXIA TANG.) - Source: https://appshunter.io/ios/app/spendinglens-expense-tracker/id6811375898 (this page in markdown: same URL + `.md`) - Developer: [HUAXIA TANG](https://appshunter.io/developer/6811375900) - Category: Finance, Utilities - Price: $1.99 - Age rating: 4+ - Requires: iOS 17.0 · 4 MB - Languages: American English - Released: 2026-09-15 - Data updated: 2026-10-24 ## What is SpendingLens? See where your money really goes -- without compromising your privacy. SpendingLens turns your PDF bank and card statements into clear, actionable financial insights. With on-device parsing, OCR, and interactive charts, SpendingLens lets you analyze spending habits, track categories, and review multi-year trends without uploading financial records to third-party servers. No accounts to create. No bank passwords to link. No subscriptions. Just private financial clarity right on your iPhone and iPad. ---------------------------------------- WHY SPENDINGLENS? ---------------------------------------- Most finance apps require linking bank accounts or uploading statements to remote servers, exposing sensitive transaction history to third-party aggregators and advertisers. SpendingLens takes the opposite approach. Built specifically for Apple platforms, all document processing, OCR scanning, transaction extraction, and analytics happen 100% locally on your device using native Apple frameworks. Your financial data remains entirely yours. ---------------------------------------- KEY HIGHLIGHTS ---------------------------------------- 100% PRIVATE & ON-DEVICE - Zero tracking: No ads, no third-party analytics SDKs, and no cloud servers. - No bank logins: Works directly with the PDF statements you already have. - Local storage: All transactions and rules are stored securely on-device with SwiftData. SMART STATEMENT IMPORT - Digital & Scanned PDFs: PDFKit extracts text from digital statements; Vision OCR reads scanned copies. - Batch Import: Process multiple statements at once from Files or iCloud Drive. - Smart Dates: Handles statements spanning year boundaries (e.g., Dec to Jan). - Duplicate Protection: Skips duplicate files while preserving legitimate recurring purchases. INTERACTIVE CHARTS & OVERVIEW - Clean Dashboard: Inspect total spending, income/credits, and net period flow. - Instant Filtering: Filter by Year, Month, and Category right from the overview bar. - Monthly Charts: Tap any month to isolate transactions or tap again to view full-year trends. - Category Breakdowns: Interactive charts highlight top spending areas with percentages and totals. CATEGORIZATION & RULES - Auto-Recognition: Automatically assigns common merchants into intuitive categories. - Custom Rules: Define keyword rules to categorize specific merchants your way. - Review Flags: Easily flag and filter ambiguous transactions for quick verification. MANUAL & RECURRING EXPENSES - One-Time Purchases: Log cash payments or off-statement expenses with date and notes. - Multi-Month Plans: Plan recurring expenses (2 to 120 months) for rent, loans, or subscriptions with clear totals. - Full Control: Edit or adjust any individual transaction whenever needed. MULTI-YEAR & TREND REPORTS - Long-Term Perspective: Compare spending across multiple years to see your progress. - Category Trends: Track specific categories over time to spot seasonal patterns. SEARCH & BATCH EDITING - Fast Search: Find transactions by merchant name, amount, or notes. - Sorting: Sort by newest, oldest, amount, or merchant name. - Batch Organization: Bulk-edit transaction categories or years in just a few taps. DATA OWNERSHIP & BACKUPS - JSON Backup & Restore: Export full backups to Files or iCloud Drive. - CSV Export: Share or export transaction data anytime. - Complete Erasure: Delete all data completely at any time in Settings. ---------------------------------------- PERFECT FOR ---------------------------------------- - Privacy-conscious users who refuse to share banking logins with third parties. - Anyone who receives PDF bank, credit union, or credit card statements. - Budgeters and planners who want clear visual summaries without complex setup. - Freelancers and households tracking multi-year expenses and payment commitments. Take control of your personal finances with complete peace of mind. Download SpendingLens today and see your money through a clearer, private lens! ## Is SpendingLens safe? Not enough ratings yet to assess SpendingLens. ## Is SpendingLens legit? SpendingLens - Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for SpendingLens is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 3 releases) ### 1.2 — 2026-09-27 Moved the categories drop down to a better location. ### 1.1 — 2026-09-16 Version 1.2 — What’s New * Add one-time spending manually from Transactions. * Add monthly recurring spending for a selected number of months. * Change transaction categories directly, including bulk category updates. * Create, edit, search, and apply merchant import rules to categorize existing transactions and future PDF imports. * Explore spending by category with improved charts and category filters. * Backups now include your transaction edits and merchant rules. Short App Store version Added manual one-time and monthly spending, editable transaction categories, and editable merchant import rules. Improved category reporting and backups. ### 1.0, Build (1) — 2026-09-15 No release notes. ## Apps similar to SpendingLens | App | Rating | Price | Category | | --- | --- | --- | --- | | [myMetLife Gulf Middle East](https://appshunter.io/ios/app/mymetlife-gulf-middle-east/id1185363338) | 4.5 (398) | Free | Finance | | [ResMan Resident App](https://appshunter.io/ios/app/resman-resident-app/id1630804583) | 1.5 (41) | Free | Finance | | [Kudos: Put Your Wallet to Work](https://appshunter.io/ios/app/kudos-put-your-wallet-to-work/id6443548838) | 4.7 (9,745) | Free | Finance | | [Ziina: Send. Spend. Get Paid.](https://appshunter.io/ios/app/ziina-send-spend-get-paid/id1507246381) | 4.7 (847) | Free | Finance | ## More apps by HUAXIA TANG - [My_Lunar_Calendar](https://appshunter.io/ios/app/my-lunar-calendar/id6812576994) - [NexusTerm: SSH & Remote Client](https://appshunter.io/ios/app/nexusterm-ssh-and-remote-client/id6813983403) All apps by HUAXIA TANG: https://appshunter.io/developer/6811375900 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*