# Spendio - Spending Tracker for iPhone & Apple Watch > iPhone and Apple Watch spending tracker with voice input and goal setting. (iPhone/iPad app by Muze.) - Source: https://appshunter.io/ios/app/spendio-spending-tracker-for-iphone-and-apple-watch/id981295504 (this page in markdown: same URL + `.md`) - Developer: [Muze](https://appshunter.io/developer/908478902) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 3.80/5 from 12 App Store ratings · 37 written reviews indexed - Age rating: 4+ - Requires: iOS 8.2 · 37 MB - Languages: American English - Released: 2015-05-01 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/spendio-spending-tracker-for-iphone-and-apple-watch/id981295504/reviews.md ## What is Spendio? Spendio is a simple way to track and manage your money. This is the first app that let you track your money on both iPhone and Apple Watch. Never miss any expense or income by input the data right from your wrist. The data will be synced back and forth to your iPhone, no need to bring it out from your pocket! Create Goal and top-up money to your goal every day, week or month to make your dream come true. Add input by voice via Apple Watch! Spendio will understands what you say. Just tell what's your spending and amount, for example, "Pay 399 dollars for Apple Watch", "Receive salary for 10,000" or "14 dollars for lunch". Spendio will add those transactions for you. No need to type! Create Wallet to separate your transactions. For example, when you travel aboard, you can create wallet named "Travel Aboard". Income or expense that add to this wallet won't interfere other wallets. Features: • Work perfectly on both iPhone & Apple Watch. • Create your Goal. • Add input using your voice. • Create Wallets to separate transactions. • Transfer money between wallets • Take a photo of your receipt. Never lost it! • Elegance Chart & Report. • Compare income or expense • Add custom category with tons of icon. • Set repeat of transaction, like salary or pay debt, for instance. • 17 different currency symbol. • Navigate to next or previous month very easy just swipe • Backup & Restore Data via iCloud • Passcode • Auto update currecy transfer rate ## Key features - iPhone & Apple Watch compatibility - Voice input for transactions - Create financial goals - Separate transactions with wallets - Receipt photo capture - Elegant charts and reports - Recurring transaction setup ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Unlock Full Version | $1.99 | one-time | ## Recent user reviews (10 of 37) All indexed reviews: https://appshunter.io/ios/app/spendio-spending-tracker-for-iphone-and-apple-watch/id981295504/reviews.md ### 4/5 — Four stars but lacks sharing functionality *2020-10-11, version 2.0.4* Love this app! Have used it for years to track my spending. I will soon be moving to another paid spending tracker app though, as Spendio does not have the functionality to share and sync spending tracking (wallets) with a family member. It would have also been great if I could rearrange the order of my wallets on screen and roll over my monthly account balances. Spendio no longer meets my needs but has been the perfect app for solo spending tracking. ### 1/5 — Could be Nice App BUT *2019-12-17, version 2.0.4* I wanted a number only password but if you turn on the password feature it will do Touch ID AND the number ... so if you want it real secure , say from your spouse who probably has their Touch ID ... well it’s useless. Also I backed up to iCloud Drive but I cannot find where the backup is and they will NOT respond to my query. So support sucks. Otherwise I really liked the app. ### 5/5 — Get it !!! *2019-08-15, version 2.0.4* I’ve been trying out different apps to help myself manage my finances easily and almost effortless but I always came across overly complicated apps that made my head hurt by just looking at it. This is by far the best app I have come across to. If you want something simple and effortless to record your expenses THIS IS THE APP FOR YOU! If you have an Apple Watch, this is the PERFECT APP FOR YOU!! It will literally record your expenses without having you type it in your phone or apple watch, you can just speak up on your apple watch and it’ll automatically put it in for you. Highly recommend this. I am actually surprised how cheap this app is if you decide to go with the ultimate full version of the app, which I highly recommend(it gives you more freedom to customize your app). Download it, it will change your life ! Literally lol ### 3/5 — It has been updated for a long time *2019-08-05, version 2.0.4* It doesn’t fit for bigger screen phones ### 2/5 — Why’d you break it??? *2019-02-06* This app beat every other budget app on the market in every single way. So why, for the love of God, did someone decide to “fix” what wasn’t broken by stripping it of all its best features? Why??? I just don’t understand why this app was stripped of its Apple Watch capability. It isn’t just stunted, now it doesn’t install on the watch AT ALL. Just...Why??? Please put it back on the Apple Watch so we watch owners can give this the 5 Star it deserves. ### 4/5 — Need weekly option *2018-05-22, version 2.0.4* Its great and easy to use app only problem is no weekly option only do monthly. Next update please add weekly option thank u. ### 3/5 — It’s good could improve a bit *2018-05-01, version 2.0.4* I love this app however I hate that every new month I have to manually move the current balance to the new month. I also don’t like that the watch app doesn’t tell you your current balance. It only tells you income/expense you have to do the math to know how much money you have. ### 5/5 — Brilliant app *2018-01-30, version 2.0.4* The free app is brilliant. Keeps track of income and expenses. Love the graph that shows a clear pic. Simply icons which helps. Easy and quick login expenses. Certainly recommend. Will be buying the full version which is only a couple of pounds. ### 3/5 — Great UI! *2017-12-02, version 2.0.4* I love the app. The only thing that’s bothering me is that the balance from the last month doesn’t immediately carry over to the next month. But you can still see the total cash in the wallets tab. If you could add that features, that would make this a five star review. ### 2/5 — Good app but has problem with data migration *2017-11-26, version 2.0.4* I bought and have been using this app for 4 months and it's great. However, I recently bought a new phone and found out that the app doesn’t support data migration from my old phone to my new phone. Hope the dev team updates this app soon. ## Frequently asked questions about Spendio ### What does Spendio do? Spendio is a personal finance application designed to help you track and manage your money. It allows you to record expenses and income, set financial goals, and organize your transactions using custom wallets. A key feature is its integration with Apple Watch, enabling quick data entry via voice commands. ### How can I input expenses with Spendio? You can input expenses and income in several ways. The app supports direct input on your iPhone, and uniquely, allows you to use voice commands on your Apple Watch to record transactions like "Pay 399 dollars for Apple Watch" or "Receive salary for 10,000". You can also take photos of receipts. ### Is Spendio free to use? Spendio is available for free download and use, but it offers in-app purchases. This means that while core functionalities are accessible without cost, certain advanced features or expanded capabilities may require a purchase. ### What devices is Spendio compatible with? Spendio is designed to work seamlessly on both iPhone and Apple Watch. Data is synced between the two devices, allowing you to manage your finances conveniently from your wrist without needing to constantly access your iPhone. ### Can I use Spendio to track money for different purposes? Yes, Spendio allows you to create separate 'Wallets' to categorize and manage transactions for different purposes. For example, you can create a 'Travel Abroad' wallet to keep your vacation expenses separate from your daily spending, ensuring clarity and organization. ## Version history (last 5 releases) ### 2.0.4 — 2016-06-15 This app has been updated by Apple to display the Apple Watch app icon. - Fix migration bug - Patch images issue ### 2.0.2 — 2016-06-04 Add remigration feature ### 2.0.1 — 2016-05-24 Fix migration bug ### 2.0 — 2016-05-18 • Goal - Fulfill your dream by small saving • Bill Photo - Take photo of the receipt. Never lost it! • Passcode • Transfer money between wallets • Auto update currecy transfer rate • Backup & Restore Data via iCloud • Total account balance ### 1.2.6 — 2016-02-05 • Fix 2016 Date Issue • Fix Minor Bugs ## Apps similar to Spendio | App | Rating | Price | Category | | --- | --- | --- | --- | | [Budget Planner Expense Manager](https://appshunter.io/ios/app/budget-planner-expense-manager/id1169353587) | 3.0 (4) | Free | Finance | | [Spending Tracker: Budget App](https://appshunter.io/ios/app/spending-tracker-budget-app/id6449218651) | — | Free | Finance | | [Income2Expense](https://appshunter.io/ios/app/income2expense/id6443667059) | — | Free | Finance | | [Expense Spending Tracker](https://appshunter.io/ios/app/expense-spending-tracker/id1334572431) | 1.0 (1) | Free | Finance | | [Monthly Spending Tracker](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255) | 5.0 (2) | Free | Finance | | [Expense Tracker - Budget Diary](https://appshunter.io/ios/app/expense-tracker-budget-diary/id1567197275) | 4.3 (4) | Free | Finance | ## More apps by Muze - [Calculator Watch Pro Free](https://appshunter.io/ios/app/calculator-watch-pro-free/id981227146) - [Pumpkin](https://appshunter.io/ios/app/pumpkin/id1392855143) - [Pumpkin Merchant](https://appshunter.io/ios/app/pumpkin-merchant/id1392865058) All apps by Muze: https://appshunter.io/developer/908478902 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*