# SpendLedger: Budget Tracker — Track Spending. Save Daily. > Daily safe-to-spend calculator for budgeting and savings goals. (iPhone/iPad app by SAVITAR GLOBAL (PVT) LTD.) - Source: https://appshunter.io/ios/app/spendledger-budget-tracker/id6758581433 (this page in markdown: same URL + `.md`) - Developer: [SAVITAR GLOBAL (PVT) LTD](https://appshunter.io/developer/1871872336) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 44 MB - Languages: English - Released: 2026-03-10 - Data updated: 2026-06-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/spendledger-budget-tracker/id6758581433/reviews.md ## What is SpendLedger? How much can you safely spend today? SpendLedger answers that question the moment you open it. Instead of just recording what you have already spent, it shows you a daily safe-to-spend amount, so you reach the end of the month without running out of money and still hit your savings goal. SpendLedger is a simple money manager that automatically works out how much you can spend each day. Enter your income and your fixed bills, set a savings goal, and the app subtracts what you need to keep and spreads the rest across the days left in the month. No receipt scanning, no complicated setup, just a clear answer to the question that actually matters: "Can I afford this today?" HOW IT WORKS Most finance apps only track money after it is gone. SpendLedger works the other way around: it tells you in advance how much is safe to use. Overspend a little one day and the app quietly recalculates the days ahead, so your monthly plan still adds up. No more staring at your bank balance with a knot in your stomach, just a calm and positive way to stay in control. FEATURES - A daily safe-to-spend amount, calculated automatically - Built from your income, fixed bills and savings goal - Fast expense and income entry with categories - See your balance and spending in clear charts and graphs - Savings goals with visual progress - Manage subscriptions, rent, insurance and recurring bills - Weekly, monthly and yearly reports with full history - Reminders and notifications so you never forget to log - Home screen widget showing your balance and what is left - Export and back up your data - No bank connection and no personal details required You will have access to all these features via our premium subscription. WHO IT IS FOR - Anyone living solo, splitting money as a couple, or running a family's finances - People who want to spend with confidence until the next payday - Anyone who struggles to save and tends to overspend - Those saving for a home, a trip, retirement or an emergency fund - People who want something simple instead of complicated spreadsheets - Students, recent grads and anyone starting their first job GETTING STARTED TAKES MINUTES 1. Enter your monthly income and fixed bills (rent, subscriptions, insurance) 2. Choose the savings goal you want to reach 3. The app calculates your safe amount for today 4. Log expenses and watch your remaining amount update instantly 5. Review weekly and monthly reports, then adjust for next month WHY SPENDLEDGER? Because staying on top of your money should be easy. Logging takes seconds, and the only number you really need to look at is today's. It is simple enough that you will actually stick with it, and little by little you will build better money habits and end each month with more left over. Turn money anxiety into clarity and calm. Download SpendLedger and start managing your money, and your savings, smarter today. Terms of Service - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Daily safe-to-spend amount calculation - Budgeting based on income, bills, and savings - Fast expense and income entry - Clear charts and graphs for spending - Savings goal tracking - Recurring bill management - Data export and backup ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly subscription | $9.99 | per month | | Yearly Subscription | $59.99 | per year | ## Frequently asked questions about SpendLedger ### How does SpendLedger calculate my daily safe-to-spend amount? SpendLedger calculates your daily safe-to-spend amount by taking your total monthly income, subtracting your fixed bills and desired savings goal, and then dividing the remainder by the number of days left in the month. This ensures you always know how much you can spend without jeopardizing your financial objectives. ### Does SpendLedger require a bank connection? No, SpendLedger does not require any bank connection or personal details to function. All data entry and calculations are handled directly within the app, prioritizing user privacy and security. ### What are the subscription options for SpendLedger? SpendLedger offers a premium subscription with monthly and yearly plans. The monthly subscription costs $9.99 per month, while the yearly subscription is priced at $59.99 per year, providing access to all features. ### How often is SpendLedger updated? SpendLedger was last updated on June 8, 2026, with version 1.3.0. The app is regularly updated to introduce new features, improve performance, and ensure compatibility with the latest operating systems. ### What devices is SpendLedger compatible with? SpendLedger is available for iPhone, iPad, and iPod. It is designed to provide a seamless budgeting experience across Apple's mobile ecosystem. ### Does SpendLedger have ads? Yes, SpendLedger contains advertisements. As a free app with in-app purchases, advertisements are displayed to support its continued development and availability. ### Can I export my financial data from SpendLedger? Yes, SpendLedger allows you to export and back up your financial data. This feature ensures you have a record of your spending and income history, which can be useful for further analysis or safekeeping. ### What is the age rating for SpendLedger? SpendLedger has an age rating of 4+. This indicates that the app is suitable for users of all ages, with content that is generally appropriate for children and adults. ## Version history (last 4 releases) ### 1.3.0 — 2026-06-08 New localisations are added. ### 1.0.16 — 2026-05-26 Improved the customer onboarding experience. ### 1.0.15 — 2026-03-24 In this update, we’ve enhanced our underlying infrastructure to provide a more personalized experience and improved our analytics to ensure the app runs smoothly. ### 1.0.14 — 2026-03-10 No release notes. ## More apps by SAVITAR GLOBAL (PVT) LTD - [VividGoals: AI Goal Planner](https://appshunter.io/ios/app/vividgoals-ai-goal-planner/id6758855133) - [TripNode: AI Trip Planner](https://appshunter.io/ios/app/tripnode-ai-trip-planner/id6761075583) - [Sprout: Baby Milestone Tracker](https://appshunter.io/ios/app/sprout-baby-milestone-tracker/id6761703124) - [Soulis: The Living Bible](https://appshunter.io/ios/app/soulis-the-living-bible/id6761931515) All apps by SAVITAR GLOBAL (PVT) LTD: https://appshunter.io/developer/1871872336 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-28.*