# Spendli — your all-in-1 expense manager > your all-in-1 expense manager (iPhone/iPad app by Ayush Mishra.) - Source: https://appshunter.io/ios/app/spendli/id6760534086 (this page in markdown: same URL + `.md`) - Developer: [Ayush Mishra](https://appshunter.io/developer/1884838491) - Category: Finance, Business - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 26.2 · 36 MB - Languages: American English - Released: 2026-04-23 - Data updated: 2026-09-17 - User reviews in markdown: https://appshunter.io/ios/app/spendli/id6760534086/reviews.md ## What is Spendli? Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. — Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free • Expense tracking with manual entry (unlimited) • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds • Local bill splits (up to 5 participants) • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). • iCloud / Google Drive encrypted backup (local) • Widget, basic analytics Spendli Plus (paid subscription required) • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner • Spending DNA — radar charts, heat maps, behavioural clusters • Budgets & Monitors with live burn-rate alerts (unlimited) • Shared Rooms and Trips with real-time sync (unlimited) • Statement Import (Excel / PDF / CSV) (unlimited) • PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) • Everything in Plus • Managed AI (Google Gemini) — no setup, no API key - • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Spendli Ultra Monthly | $9.99 | per month | | Spendli Plus Monthly | $3.99 | per month | ## Version history (last 3 releases) ### 1.4.2(1) — 2026-04-28 • Per-user session progress bars — your contribution, not the group's • Edit/delete expenses on rooms, quick rooms, and sessions • Edit just your own share on quick-room expenses • Rename, re-emoji, and recolor sessions (admins) • SESSION / ROOM / QUICK ROOM chips so you always know where stuff lands • Approve a dispute → pick Edit or Delete in one tap • Phone already registered? "Log in with this number" shortcut • Settled splits flip to past tense (paid, not pays) Fixes • Subscription tier syncs in real time, no relaunch needed • Restore Purchases works again, even past Apple's 24h cooldown • Session chat opens for everyone now (was silently broken for some) • Reserved handles (paypa1, spendli_support) flagged while you type • Existing-phone signup rejected before any SMS — no wasted OTPs • Unknown-email login says "no account found" instead of "wrong password" • Brand-new Apple/Google login routes to signup with a clear message • Display names capitalize properly and survive cold launches • Country picker holds your pick across reCAPTCHA and app kill • Skipping email verification fully clears the unverified address • Account deletion stops push notifications immediately • Apple/Google buttons no longer ugly in dark mode • More specific, helpful auth error messages • Chat notifications open the right chat • Reliability fixes for expense editing, disputes, member removal ### 1.4.1(1) — 2026-04-26 • Split totals now show in your home currency with live exchange rates. • Clearer messaging when a contact is on Spendli in a different region. • Voice Add is more accurate — better number recognition, cleaner pauses, and now works on every supported iPhone. • Refined layouts support for iPhone SE and iPhone 13 mini. • Smoother phone verification and handle setup. • Apple cloud fallback added for more robust AI processing. • Voice-add and Splits added to widget for direct access. • Added widget themes for improved aesthetics. • Upgraded batch settles for splits with deep link to payment apps. • Cleaned notification system to idempotent inboxes and other fixes. • Fixed a bug where some accounts were asked to re-create their handle after restarting the app. • Fixed Loading feedback for cloud operations for Split saves - no more sheet freeze. • Fixed a blank Review screen after Quick Add for some users. • Fixed subscriptions to use in-app-purchases APIs with hardened account sync. ### 1.2(9) — 2026-04-23 No release notes. ## Apps similar to Spendli | App | Rating | Price | Category | | --- | --- | --- | --- | | [Synceipt: Auto Receipt Match](https://appshunter.io/ios/app/synceipt-auto-receipt-match/id6759006377) | — | Free | Finance | | [Spent. — Spending Tracker](https://appshunter.io/ios/app/spent-spending-tracker/id6762553615) | 1.0 (1) | Free | Finance | | [Friendly Expense-Track & Split](https://appshunter.io/ios/app/friendly-expense-track-and-split/id6759486439) | — | Free | Finance | | [Lyra: AI Budget Tracker](https://appshunter.io/ios/app/lyra-ai-budget-tracker/id6777105592) | 5.0 (3) | Free | Finance | | [AI Expense Notebook & Tracker](https://appshunter.io/ios/app/ai-expense-notebook-and-tracker/id6758518297) | 5.0 (1) | Free | Finance | | [Budget Tracker: Stingy](https://appshunter.io/ios/app/budget-tracker-stingy/id6752895584) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-17.*