# Spendline: Save & Budget — Track spending, find leaks > Daily spending limit calculator based on income, bills, and savings. (iPhone/iPad app by Denis Mozhayko.) - Source: https://appshunter.io/ios/app/spendline-save-and-budget/id6770093212 (this page in markdown: same URL + `.md`) - Developer: [Denis Mozhayko](https://appshunter.io/developer/1896715003) - Category: Finance, Utilities - Price: Free - Age rating: 9+ - Requires: iOS 18.4 · 45 MB - Languages: American English - Released: 2026-06-26 - Data updated: 2026-08-27 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/spendline-save-and-budget/id6770093212/reviews.md ## What is Spendline? Spendline tells you one number every day: what's safe to spend. Built for people in their 20s and 30s in expensive cities - where £4 coffees, £14 lunches, and £25 nights out quietly add up to thousands a year you never planned to lose. Most banking apps show you what you already spent. Spendline shows you what happens if you keep going - and how to change it. WHAT IT DOES • Splits your monthly income into Bills, Savings, and Spending automatically - so you always know your floor • Finds your "leaks"- the small recurring spends draining thousands a year without you noticing • Shows your safe-to-spend for today, this week, and the months ahead • Builds named savings funds with real goals - and prints you a receipt when you hit one • Maps a debt-free date if you have repayments, at a pace you choose • Refills your spending envelopes every payday, so every month starts clean WHY IT'S DIFFERENT Spendline works from your income and your committed costs - showing you what you can safely spend today without breaking next month. No endless transaction lists. No spreadsheets. Just one honest number and a plan to reach your goals. Thousands in leaks, a real savings habit, and a debt-free date - most people find all three in their first session. PREMIUM Unlocks the full toolkit: leak detection, savings goals with shareable receipts, the debt-free timeline, spending envelopes, and your long-term projection. 7-day free trial, then £5.99/month or £39.99/year. Cancel anytime. Projections are illustrative and not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.getspendline.com/privacy.html ## Key features - Daily safe-to-spend projection - Automatic income allocation - Spending leak detection - Debt-free timeline builder - Daily income identity streak ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/spendline-save-and-budget/id6770093212/reviews.md ### 4/5 — Payday Issue *2026-08-07* App looks good to use but I can’t seem to correctly add my payday as I am paid on the last Friday of every month so the data isn’t correct **Developer response:** Hi Lauren! Thank you so much for your review and we are happy that you are enjoying the app! And thank you for mentioning the payday issue - we are currently in the process of fixing this issue and by the next update it should be completely patched! Again I'm very thankful that you are using the app and thank you for your feedback - we are currently working on it! Denis, CEO ### 5/5 — Amazing App! Highly recommend *2026-07-02* I've tried hundreds of budgeting apps over the years and none of them really stuck or worked for me. They always seemed complicated and not the easiest to visualise where and how i was spending my money. I found budgeting really hard, I had some debt that I could never clear and I never really was able to save consistently. Until I came across this app and it's amazing! It's has everything you need and best of all - it helps you make a plan based on your goal! Through this app I have been able to save my first £300 into my emergency fund, it's given me a very simple debt plan so I can begin repaying my debt and it built me a super easy budget to follow and see where I was leaking money! Highly recommend!! **Developer response:** Thank you so much for such a detailed and brillant review! We are very happy to help and we are flattered that you have enjoyed the app! There is more to come and again thank you for purchasing and using the app! - Denis, CEO ### 5/5 — Super helpful and easy to use app *2026-06-27* I was skeptic at first however - I started using it and it’s honestly super helpful! It helps me install a bit of discipline with my spending and has gotten me on track to clearing all my debt by the end of 2026! **Developer response:** Thank you so much for trying with us! We are very happy that you found Spendline useful! We are glad to hear that you are on track to clearing your debt! All the best! - Denis, CEO ## Frequently asked questions about Spendline ### What is Spendline's daily safe-to-spend number? Spendline calculates a daily number representing how much you can safely spend without jeopardizing your monthly financial goals. This is based on your income, essential bills, and savings targets. ### Does Spendline connect to my bank account? No, Spendline does not connect to your bank account. It works by taking your income and committed costs as inputs to project your spending capacity. ### What features are unlocked with Spendline Premium? Premium unlocks advanced features like leak detection, a 12-month projection chart, a debt timeline, and income strategy tools. A 3-day free trial is available. ### How much does Spendline Premium cost? Spendline Premium costs £5.99 per month or £39.99 per year after a 3-day free trial. This provides access to the full feature set. ### What is the age rating for Spendline? Spendline has an age rating of 9+. This indicates it is suitable for users aged 9 and above, with no specific content restrictions for younger audiences. ### How often is Spendline updated? Spendline was last updated on July 2, 2026, with version 1.0.3. This suggests a relatively recent update, indicating ongoing development and maintenance. ### What devices is Spendline available on? Spendline is available on Apple devices, as indicated by the EULA link pointing to Apple's legal services. Users can expect compatibility with iPhones and iPads. ### How does Spendline help with debt? Spendline can build a debt-free timeline if you have repayments. This feature helps visualize your progress towards becoming debt-free and manage your repayment strategy. ## Version history (last 5 releases) ### 1.3.3 — 2026-08-22 Bug fixes in the payments section Financekit improvements Mid Cycle handling and essential payday settings added ### 1.3.2 — 2026-08-04 Big bug fix - payday not working Financekit quality of life changes and improved transaction handling ### 1.3.1 — 2026-07-17 Updated free trial from 3 days to 7 days Updated feedback forms New Streak mechanic ### 1.3 — 2026-07-12 - Critical bug fixes - Important UX redesigns optimised for the user - Improved spendline's budgeting logic - Added statements for the user in order to improve user experience - Fixed issues with the automation ### 1.2.1 — 2026-07-07 Critical bug fixes --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*