# Spendly: AI Budget & Expenses — Money Manager & Bill Tracker

> Money Manager & Bill Tracker (iPhone/iPad app by Mir md habibullah.)

- Source: https://appshunter.io/ios/app/spendly-ai-budget-and-expenses/id6763883759 (this page in markdown: same URL + `.md`)
- Developer: [Mir md habibullah](https://appshunter.io/developer/1801598141)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 61 MB
- Languages: American English
- Released: 2026-05-04
- Data updated: 2026-06-18
- User reviews in markdown: https://appshunter.io/ios/app/spendly-ai-budget-and-expenses/id6763883759/reviews.md

## What is Spendly?

Spendly is the personal finance app that finally feels native to iOS — beautiful, fast, and powered by AI that actually understands your money.

Track expenses in under 5 seconds, scan receipts with one tap, and ask plain-English questions like "where did most of my money go last month?" Built for iOS 26 with Liquid Glass design, multi-wallet for Business / Personal / Family, and 150+ currencies.

No bank login required. Works offline. Your data stays yours.

— WHY SPENDLY —

• AI Receipt Scanner — Snap any receipt, AI extracts merchant, date, total & line items in seconds. No typing.
• AI Finance Advisor — Chat with your money. "Am I on track this week?" "What's growing fastest?" Get specific, helpful answers.
• Multi-Wallet — Business, Personal, Family, Wife, Custom. Separate budgets, colors, and reports per wallet.
• Multi-Currency — 150+ currencies with live rates. Perfect for travel, expats, freelancers.
• Bank SMS Auto-Parser — In supported markets, expenses log automatically from bank SMS alerts.
• Beautiful Native Design — iOS 26 Liquid Glass throughout. Looks like Wallet.app, not a web view.

— CORE TRACKING —

• Quick Add — One tap, log in seconds with smart defaults
• 30+ Categories — Pre-built, plus unlimited custom
• Recurring Expenses — Subscriptions, bills, EMIs, rent — auto-logged on schedule
• Subscription Tracker — Find forgotten subscriptions, see annual cost, get price-change alerts
• Bill Organizer — Never miss a payment, smart reminders 2 days out
• Split Expenses — Share a single charge across wallets or people

— BUDGETS & GOALS —

• Monthly budgets per wallet AND per category
• Envelope budgeting with smart AI suggestions
• Savings goals with AI-projected completion dates
• Smart alerts at 50%, 80%, 100% of budget
• Anomaly detection — get notified when something is off

— REPORTS & EXPORT —

• Beautiful charts: bar, donut, trend, heat map
• Custom report builder — save your favorite views
• PDF reports for accountants, reimbursements, tax
• CSV / Excel export with full pivot data
• Tax-ready reports with deductible toggle

— PRIVACY FIRST —

• No bank account login ever required
• Apple Sign In only — no email/password
• Face ID / Touch ID lock
• Your data is yours — never sold, never used for ads
• Receipt OCR runs on-device via Apple Vision

— PERFECT FOR —

→ Freelancers tracking deductible business expenses
→ Couples managing shared and personal money
→ Families with multiple wallets and budgets
→ Travelers logging spending in any currency
→ Anyone tired of bank-linked apps that only work in the US

— SPENDLY PREMIUM —

Unlock unlimited AI receipt scans, AI advisor chat, advanced reports, scheduled email exports, and unlimited wallets.

• Monthly: $4.99
• Annual: $29.99 (save 50%)
• Lifetime: $79.99

Free forever to track up to 1 wallet, 100 expenses/month, basic reports.

— SUBSCRIPTION TERMS —

Payment is charged to your Apple ID account. Subscriptions auto-renew unless canceled at least 24 hours before the current period ends. Manage subscriptions in Settings → Apple ID → Subscriptions.

Privacy Policy: https://spendly.app/privacy
Terms of Use: https://spendly.app/terms

Built with care for iOS. Made for people who like their money clear, calm, and beautiful.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spendly Pro | $4.99 | per 7 days |
| Monthly Pro | $9.99 | per month |
| Yearly Pro | $59.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-05-04

No release notes.

## More apps by Mir md habibullah

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All apps by Mir md habibullah: https://appshunter.io/developer/1801598141

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-18.*