# Spendlytic — Budget Tracker

> Budget Tracker (iPhone/iPad app by Harikumar Rajnikant Patel.)

- Source: https://appshunter.io/ios/app/spendlytic/id6759431035 (this page in markdown: same URL + `.md`)
- Developer: [Harikumar Rajnikant Patel](https://appshunter.io/developer/1878578275)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.1 · 3 MB
- Languages: American English
- Released: 2026-02-27
- Data updated: 2026-09-21
- User reviews in markdown: https://appshunter.io/ios/app/spendlytic/id6759431035/reviews.md

## What is Spendlytic?

Take back control of your finances without sacrificing your privacy. Spendlytic is the premium, on-device budget tracker that tells you exactly how much you can safely spend today.

Finance is complex, but understanding your daily limit shouldn't be. Spendlytic distills your entire financial life - income, recurring bills, and savings goals into a single, honest number. Unlike other financial apps, Spendlytic operates entirely on your iPhone. There are no accounts to create, no bank logins to sync, and zero cloud servers. Your personal data is locked securely on your device and protected by Face ID.

POWERFUL FEATURES:

- The Daily Safe Spend: Instantly know exactly how much you can spend today without breaking your budget or missing an upcoming bill.
- Habit Correlation: Connect your daily habits to your spending. See how small lifestyle choices impact your overall financial health.
- Auto-Sweep Savings: Turn on Auto-Sweep and Spendlytic will automatically detect any money left in your daily budget at midnight and sweep it into a dedicated Savings Goal. Grow your wealth automatically!
- On-Device AI Forecasting: Spendlytic uses Apple's native Machine Learning to analyze your spending trends and forecast your 6-month financial trajectory - all computed locally on your processor.
- Best-In-Class Auditing & Exports: Generate premium, multi-page PDF reports and detailed CSV ledgers. Perfect for tax season, accountants, or personal archiving.
- Smart Reminders: Get local notifications for upcoming recurring payments so you never miss a due date.
- Biometric Security: Lock your financial vault with Face ID, Touch ID, or a secure Passcode.

PRIVACY BY DESIGN:

Your data is yours. Spendlytic is built on the philosophy of absolute privacy:
- No Cloud Servers or external databases.
- No Third-Party Analytics, AD SDKs, or tracking.
- 100% On-Device Storage using Apple Core Data.
- 100% On-Device Computation using Apple Accelerate.
- No Registration or email required.
Mindful by design. Built for the future. Start understanding your wealth today with Spendlytic.

SUBSCRIPTION INFORMATION:
Spendlytic Premium is available as a Monthly or Yearly auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period.

Privacy Policy: https://docs.google.com/document/d/1EGV86xDt4nkjAbiWIc4owPeixq2QsXAhKlsfCqzQFOs/edit?usp=sharing
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spendlytic Premium (Monthly) | $4.99 | per month |
| Spendlytic Premium (Yearly) | $29.99 | per year |



## Version history (last 2 releases)

### 1.2 — 2026-03-04

Spendlytic just got a massive upgrade to help you understand your money better!

Here is what's new in v1.2:
- Year in Review: Your financial year, wrapped! See your total earned, best streaks, top categories, and savings in a beautiful, shareable format.
- Envelope Budgeting: Switch your category view into virtual envelopes to easily visualize and transfer funds between buckets.
- Home & Lock Screen Widgets: Keep an eye on your "Safe to Spend" daily budget and streaks right from your Home Screen or Lock Screen!
- Dynamic Island & Live Activities: See real-time spending tracking and remaining daily budget at a glance without even opening the app.
- Rollover Budgets: If you turn "Auto-Sweep to Savings" off, any unspent money from your daily budget now rolls over, increasing your daily allowance for the rest of the month!
- Better Formatting: Large numbers now smartly format into K, M, B, or T for a much cleaner layout.

We also crushed a few bugs under the hood. Thank you for using Spendlytic!

### 1.0 — 2026-02-27

No release notes.

## Apps similar to Spendlytic

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [SpendLow](https://appshunter.io/ios/app/spendlow/id6757889394) | — | Free | Finance |
| [Daily Budget - DaySpend](https://appshunter.io/ios/app/daily-budget-dayspend/id6761328061) | — | Free | Finance |
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| [Basil: Budget & Spend Tracker](https://appshunter.io/ios/app/basil-budget-and-spend-tracker/id6757653703) | 4.5 (8) | Free | Finance |
| [Nerkheh Rooz](https://appshunter.io/ios/app/nerkheh-rooz/id6748324063) | 5.0 (6) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*