# SpendMaster — AI-powered expense tracker

> AI-powered expense tracker for managing spending, income, and investments. (iPhone/iPad app by Shaishav Patel.)

- Source: https://appshunter.io/ios/app/spendmaster/id6449911342 (this page in markdown: same URL + `.md`)
- Developer: [Shaishav Patel](https://appshunter.io/developer/1691005359)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.90/5 from 17 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 16 MB
- Languages: American English
- Released: 2023-06-12
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/spendmaster/id6449911342/reviews.md

## What is SpendMaster?

Welcome to the SpendMaster App, your all-in-one solution for effortless expense management. With a comprehensive range of features, our app helps you stay organized, gain financial insights, and take control of your spending habits.

Key Features:

Import Expenses from CSV:

Seamlessly import your expenses from CSV files, making it effortless to migrate your data with our CSV file support. Our app takes care of validating and processing the data, ensuring accuracy and integrity throughout the import process. Experience the convenience and efficiency of migrating your expense data effortlessly with our CSV import feature. Say goodbye to manual data entry and embrace the power of streamlined migration, saving you time and effort while ensuring the seamless continuity of your financial records. Begin your journey towards effortless expense management today.

Add Expenses from Images:

Streamline your expense entry process by adding expenses directly from images. Simply select the photo button, select image having transactions details like date, remark & amount, and our app will process the image to extract relevant details. Verify and modify the information before adding it to your expense records. Ensure each expense has the correct type and subcategory for accurate categorization. It's a time-saving feature that simplifies the expense entry process.

Add New Expenses:

Creating expense records is a breeze with our intuitive interface. Tap the plus button on the home screen to enter the amount, select a subcategory, and choose the date. Specify income or expense types, enabling detailed financial tracking. Save the entry, and you're done! Start your experience today and unlock the power of seamless expense recording, ensuring accurate and comprehensive financial management.

Stocks & Investment Tracking:

Easily add and manage your investments along with daily expenses. View category-wise breakdowns and charts to understand how your money grows.

Expense Filtering and Bar Chart View:

Effortlessly filter your expenses based on type and date range. Apply your chosen filters to view a refined expense list. Additionally, our interactive bar chart provides visual summaries of monthly expenses by subcategory. Scroll horizontally to navigate through the chart and tap any subcategory for a detailed breakdown of transactions. Gain valuable insights into your spending patterns and make informed financial decisions. Furthermore, our app offers a valuable feature within the bar chart view that compares your current expenses with the previous month. 

Search, Update, and Delete Expenses:

Find specific expenses with ease using our search feature. Search by remarks, date, or subcategory to quickly locate transactions. Deleting or updating expenses is straightforward, with dedicated buttons for each action. Update expenses one by one, ensuring accuracy and control over your financial records. Our app provides a seamless experience, allowing you to focus on what matters most - your financial goals.

AI-Powered Finance Chat:

Get instant answers about your finances using smart AI assistance. Ask questions about your spending, budgets, or trends and receive personalized insights in seconds. You stay in control — connect your preferred AI provider and use the feature on your terms.

Spending Insights:

Spending Insights gives you a clear view of your finances with category pie charts, spending trends over time, and smart forecasts—helping you understand patterns, plan ahead, and stay in control of your money.

Privacy & Security:

We prioritize the privacy and security of your personal information. We want to assure you that we do not collect or share any of your data. Your financial information is kept strictly confidential and remains solely within your device. Your privacy and trust are of utmost importance to us, and we are dedicated to providing you with a secure and trustworthy experience.

Note: SpendMaster requires iOS 15 or later.

## Key features

- Import expenses from CSV
- Add expenses from images
- Manual expense entry
- Stocks and investment tracking
- Expense filtering and bar chart view
- Search, update, and delete expenses

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/spendmaster/id6449911342/reviews.md

### 5/5 — Peace of mind with my finances

*2025-09-20*

This feels secure and trustworthy. On top of that tracking expenses with just a photo makes budgeting so much easier.
I highly recommend to use it!

### 5/5 — Simple and Effective Expense Tracker

*2025-09-20*

This app makes it easy to track and manage my daily expenses with a clean design and helpful insights. Love how I can just snap a photo of my bank account activity and SpendMaster logs the expenses automatically! Super convenient and accurate!

### 5/5 — Great app

*2023-08-31*

Most secured expense tracking app I found on App Store so far. App does not store any data on the server so all our data is stored in the device and that is what I like about this app the most!! Add expenses with photo is the best feature and most helpful!! 👍

### 5/5 — Most secured app

*2023-06-16*

Love it. The best thing I like about this app is the user’s security & privacy. This app does not collect or share any data. All of your data saved into your own device!! This app is like having a money wizard in my pocket, helping me stay on top of my spending game. I can add, update, and delete expenses with just a few taps, and it even lets me import stuff from CSV files. Plus, taking pics of transactions from my bank & credit card account and magically adding them as expenses? Mind-blowing! Highly recommended. Get this app ASAP. It's lit! 🔥

**Developer response:** Thank you for the awesome review! We're thrilled to hear that you love the app and appreciate our commitment to user security and privacy. Your feedback means a lot to us, and we're delighted to be the money wizard in your pocket helping you manage your expenses effortlessly.

### 5/5 — Highly Recommended for Seamless Expense Management

*2023-06-15*

I highly recommend this app for anyone in need of a seamless and efficient expense management solution. With its intuitive delete, update, and insert features, along with the impressive ability to import expenses from CSV and add them directly from images, it's a game-changer. Take control of your finances effortlessly with this exceptional app.

### 5/5 — An Exceptional Expense Tracker - Highly Recommended!

*2023-06-15*

I recently stumbled upon this incredible expense tracking app, and it has completely transformed the way I manage my finances. From the moment I started using it, I was blown away by its powerful features and seamless functionality.

### 5/5 — Great App!

*2023-06-15*

This app's intuitive delete, update, and insert features, combined with seamless CSV importing and direct expense capture from images, make it a standout choice. It's time to take control of your finances with this exceptional app!

### 5/5 — A Game-Changer for Expense Tracking.!!

*2023-06-13*

I've tried numerous expense tracker apps in the past, but none of them come close to the convenience and functionality of this particular app. With its remarkable features like importing expenses from CSV files and adding expenses directly from images, managing my finances has become a breeze.

**Developer response:** Thank you for your kind review of the app! We appreciate your feedback and are thrilled to hear that you had a positive experience.

## Frequently asked questions about SpendMaster

### How does SpendMaster help with importing expenses?

SpendMaster allows you to seamlessly import your expenses from CSV files. The app validates and processes this data to ensure accuracy and integrity, saving you time compared to manual entry.

### Can I add expenses to SpendMaster using photos?

Yes, SpendMaster simplifies expense entry by letting you add expenses directly from images. You can select a photo containing transaction details like date, remark, and amount, and the app will extract this information for you to verify and add.

### What investment tracking features does SpendMaster offer?

SpendMaster allows you to easily add and manage your investments alongside your daily expenses. You can view category-wise breakdowns and charts to monitor how your money grows.

### How can I visualize my spending with SpendMaster?

SpendMaster provides an interactive bar chart view that offers visual summaries of your monthly expenses by subcategory. You can scroll horizontally to navigate the chart and tap on subcategories for detailed transaction breakdowns.

### Does SpendMaster offer a way to compare current spending to previous periods?

Yes, SpendMaster includes a valuable feature within its bar chart view that compares your current expenses with the previous month, helping you identify spending trends.

### Is SpendMaster available on multiple devices?

SpendMaster is supported on iPhone, iPad, and iPod devices, making it accessible across various Apple products for your financial management needs.

### How often is SpendMaster updated?

SpendMaster was last updated on January 25, 2026, indicating regular maintenance and potential feature additions to enhance the user experience.

### What is the user rating for SpendMaster?

SpendMaster has a high user rating of 4.9 stars, based on 17 ratings, suggesting a very positive reception from its user base.

## Version history (last 5 releases)

### 5.0.1 — 2026-01-25

This update brings powerful intelligence and planning enhancements to help you better understand, forecast, and control your spending—while keeping your data private and fully under your control.

SpendMaster AI:
SpendMaster AI is an AI-powered finance chat that helps you explore your spending patterns, trends, and financial questions in a natural, conversational way. You can connect your own AI provider using your personal API key, giving you full ownership and flexibility over how AI is used.
No financial data is collected or stored by the app. When AI is unavailable or disabled, SpendMaster automatically falls back to on-device intelligence to ensure a seamless experience.

New: Spending Insights
Introducing Spending Insights—a smarter way to visualize and anticipate your finances. This feature includes:
* Clear category breakdowns with intuitive charts
* Spending trends over time to spot patterns
* Forecasted views to anticipate future income & expenses
  These insights help you identify overspending early and make more informed financial decisions.

Redesigned Category Budgeting:
Category budgeting has been redesigned to support "yearly budgets", making it easier to plan for long-term goals, recurring expenses, and seasonal spending—all in one place.

More Improvements:
* Refined Stocks & Investments views
* Performance enhancements and bug fixes
* UI and usability improvements across the app

This release focuses on smarter insights, better planning, and uncompromising privacy—so you can manage your money with confidence.

### 5.0.0 — 2025-12-12

Smart AI Chat:
Ask questions about your finances and get instant, personalized insights powered by AI.
Spending by Category:
Understand where your money goes with clear, category-wise spending views and breakdowns.
Enhanced Stocks & Investments:
Track your investments with improved visuals and clearer portfolio insights.
Improved Notifications:
Get more timely, relevant alerts to help you stay on top of your spending and budgets.

### 4.0.0 — 2025-10-04

Bug Fixes: We’ve squashed pesky bugs to improve stability and performance.
Enhanced Home View: A smoother, more organized home screen for a better experience.
SpendMaster Chat: Ask questions about your expenses and get instant insights directly in the app!

Update now and enjoy a smarter, more reliable SpendMaster.

### 3.0.1 — 2025-09-19

Bug fixes, minor UI enhancements for easier navigation, and optimized support for the latest iOS devices.

### 3.0.0 — 2025-09-08

Stocks & Investment Tracking:
Easily add and manage your investments along with daily expenses. View category-wise breakdowns and charts to understand how your money grows.
Smart Category Suggestions:
When you add a new expense, SpendMaster now intelligently suggests the right category for you – saving time and making tracking effortless.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*