# SpendMate: Expense & Budget — Multi-Currency Money Manager > Multi-Currency Money Manager (iPhone/iPad app by Shiv Vaishnav.) - Source: https://appshunter.io/ios/app/spendmate-expense-and-budget/id6743342453 (this page in markdown: same URL + `.md`) - Developer: [Shiv Vaishnav](https://appshunter.io/developer/1797832308) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 30 MB - Languages: American English, French (France), German (Germany), Hindi, European Spanish - Released: 2025-09-23 - Data updated: 2026-10-21 ## What is SpendMate? SpendMate: Expense Tracker & Budget Take control of your money with SpendMate, a simple and powerful personal finance app designed to help you track expenses, manage budgets, monitor accounts and understand your net worth. Whether you want to track daily spending, manage multiple bank accounts, plan your monthly budget or keep an eye on your overall finances, SpendMate puts everything in one place. Track Expenses & Income Record your everyday financial activity in seconds. • Add expenses quickly • Record income • Categorize transactions • Track spending over time • Transfer money between accounts • Keep your account balances organized • View your financial activity in one place SpendMate makes it easy to know where your money goes. Plan Your Budget Create budgets and keep your spending under control. • Create budgets for different categories • Monitor budget usage • Track your remaining budget • Understand your spending patterns • Stay aware of your monthly expenses Turn your spending history into a clearer financial picture. Manage All Your Accounts Keep your financial accounts organized in one app. Manage: • Cash & wallets • Bank accounts • Savings accounts • Credit cards • Investment accounts Track balances and transactions across your accounts and get a clearer view of your finances. Multi-Currency Support Manage money in multiple currencies. SpendMate helps you track accounts and transactions across different currencies, making it useful for international spending, travel and managing finances across countries. Understand Your Net Worth See the bigger picture, not just individual transactions. Track your assets, liabilities and overall net worth to understand how your financial position changes over time. Stay on Top of Your Money Notifications help you stay aware of important financial activity and keep your money management routine on track. SpendMate on Your Home Screen Use Apple Widgets to access important financial information without opening the app. Get quick access to your money and financial insights right from your Home Screen. Faster with Apple Shortcuts & Siri Manage your finances faster with Apple Shortcuts and Siri. For example: “Add an expense in SpendMate” “Log an expense in SpendMate” “Add income in SpendMate” “Log income in SpendMate” “Transfer money in SpendMate” “Move money between accounts in SpendMate” “What’s my net worth in SpendMate” Create your own workflows and make everyday money tracking faster. Your Finances, Your Data SpendMate is designed for personal finance management with your financial information stored locally on your device. No complicated setup. No financial accounts to connect. Just a simple way to understand and manage your money. Everything You Need to Manage Your Money Track expenses. Manage income. Plan budgets. Manage accounts. Monitor spending. Track investments. Understand net worth. Use multiple currencies. Get quick access with Widgets. Automate actions with Shortcuts and Siri. SpendMate makes personal finance simpler. ## Is SpendMate safe? Not enough ratings yet to assess SpendMate. ## Is SpendMate legit? SpendMate: Expense & Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for SpendMate is 73 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 3 releases) ### 2.1 — 2026-10-06 A brand-new SpendMate experience is here! We’ve completely redesigned SpendMate to make managing your money simpler, faster, and more intuitive. • Complete design revamp with a cleaner, more modern experience • Budgets to plan and monitor your spending • Improved Accounts management for cash, bank, credit cards, savings and investments • Multi-currency support for managing money across different currencies • Smart notifications to keep you on top of your finances • Apple Widgets for quick access to your financial insights • Shortcuts & Siri to manage your money faster with voice and automation • Add expenses and income with fewer taps • Transfer money easily between accounts • Get a clearer view of your spending, balances and net worth SpendMate is your simple, private and powerful companion for everyday money management. Update now and experience the new SpendMate. ### 1.1 — 2025-10-04 What’s New • Multi-Currency Support – Add and track expenses in different currencies with seamless conversion to your primary currency. • Backup & Restore – Securely back up your data and restore it anytime. • Security – Face ID integration for secure access to your records. • Performance Improvements – Faster dashboard loading and smoother navigation. • General Enhancements – Small fixes and refinements to make your experience better. ### 1.0 — 2025-09-23 No release notes. ## Apps similar to SpendMate | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kuply: Budget & Habit Tracker](https://appshunter.io/ios/app/kuply-budget-and-habit-tracker/id6760226220) | — | Free | Finance | | [Stash Savings](https://appshunter.io/ios/app/stash-savings/id6784880580) | — | Free | Finance | | [Track-tally](https://appshunter.io/ios/app/track-tally/id6738735240) | — | Free | Finance | | [PocketTracker: Expense Log](https://appshunter.io/ios/app/pockettracker-expense-log/id6804290643) | 5.0 (9) | Free | Finance | | [FortuneTracker](https://appshunter.io/ios/app/fortunetracker/id6739474007) | — | Free | Finance | | [Light Money Tracker](https://appshunter.io/ios/app/light-money-tracker/id6782024320) | — | Free | Finance | ## More apps by Shiv Vaishnav - [QuizzyBits: Trivia & Quiz Game](https://appshunter.io/ios/app/quizzybits-trivia-and-quiz-game/id6742334106) - [Star Battle: Logic Puzzle](https://appshunter.io/ios/app/star-battle-logic-puzzle/id6762531322) All apps by Shiv Vaishnav: https://appshunter.io/developer/1797832308 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-21.*