# SpendMate- Expense Tracker

> SpendMate- Expense Tracker (iPhone/iPad app by Dhruv Goyal.)

- Source: https://appshunter.io/ios/app/spendmate-expense-tracker/id6751405926 (this page in markdown: same URL + `.md`)
- Developer: [Dhruv Goyal](https://appshunter.io/developer/1834902675)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 18.4 · 8 MB
- Languages: English
- Released: 2025-09-02
- Data updated: 2026-06-23
- User reviews in markdown: https://appshunter.io/ios/app/spendmate-expense-tracker/id6751405926/reviews.md

## What is SpendMate?

Take control of your finances with SpendMate, the smart, student-first expense tracker designed to make money management simple, clear, and stress-free. Whether you’re tracking daily expenses, splitting bills with friends, planning monthly budgets, or working toward long-term savings goals, SpendMate is your trusted financial companion.
Why Choose SpendMate?
Managing money shouldn’t be complicated. SpendMate combines powerful features with an intuitive design so you can focus on achieving your goals instead of worrying about calculations. From real-time expense tracking to smart savings tips, SpendMate helps you stay ahead of your finances, every single day.
Key Features
Expense Tracking
Log your expenses in seconds with category selection, notes, and photo receipts. Get a clear overview of where your money goes.
SquadPay (Bill Splitting Made Easy)
No more awkward conversations! Split bills with friends, track who owes whom, and settle up instantly.
Smart Budget Planner
Create monthly plans, set category limits, and use Auto Boost to roll over unused balances into savings.
Savings & Goals
Define personal goals, track progress with live progress bars, and get weekly insights on how to save smarter.
Mica – Your Friendly AI Assistant
Get personalized financial suggestions tailored to your income, spending patterns, and savings targets.
Reports & Insights
Understand your habits with detailed monthly reports, category-based charts, and smart tips for improvement.
Challenges & Rewards
Stay motivated with fun challenges, unlock achievements, and climb the leaderboard of top savers.
Premium Experience
Upgrade to unlock unlimited features, real-time insights, a crown badge, and exclusive rewards.
Why You’ll Love SpendMate
 Designed with students and young professionals in mind
Simple, fast, and clean interface that makes money management enjoyable
 Smart reminders so you never miss a bill, deadline, or savings milestone
 Cross-platform support with data secured safely in the cloud
Your Money, Your Control
SpendMate is more than just an expense tracker—it’s your everyday guide to financial independence. Whether it’s a coffee run, a weekend trip, or a big purchase, SpendMate ensures you’re always in control of your money.
Start building smarter habits today and make your financial journey effortless with SpendMate.


## Version history (last 4 releases)

### 3.0.1 — 2026-06-17

We’ve made SpendMate smoother, smarter, and more polished.

• Updated app launch flash animation for a better first impression
• Added improved dark mode support across the app
• Updated Terms, Privacy Policy, and app policies
• Redesigned and improved the Challenges screen
• Enhanced challenge completion animation
• MICA is now trained better for smarter finance assistance
• Fixed bugs and improved overall app stability

Update now for a better SpendMate experience.

### 2.5.6 — 2026-05-20

Smarter insights, smoother experiences, and a better SpendMate than ever before.
• Smarter MICA AI with enhanced personalized guidance.
• Improved UI/UX for a cleaner and more intuitive experience.
• Automatic challenge completion functionality.
• New premium onboarding animations and transitions.
• Strengthened security and privacy enhancements.
• Performance optimizations and bug fixes.

### 2.0 — 2026-05-11

• Faster and smoother performance
• Improved budgeting and goal tracking
• Better SquadPay experience
• Enhanced MICA smart recommendations
• Fixed minor bugs and UI issues

### 1.0.1 — 2025-09-02

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-23.*