# SpendMind

> SpendMind (iPhone/iPad app by Kudakwashe Dhliwayo.)

- Source: https://appshunter.io/ios/app/spendmind/id6757153058 (this page in markdown: same URL + `.md`)
- Developer: [Kudakwashe Dhliwayo](https://appshunter.io/developer/1864909825)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 16.4 · 69 MB
- Languages: American English
- Released: 2026-03-20
- Data updated: 2026-09-08
- User reviews in markdown: https://appshunter.io/ios/app/spendmind/id6757153058/reviews.md

## What is SpendMind?

Most budget apps make money private. SpendMind makes it shared.

You and your partner share one budget, both see the same numbers in real time, and finally stop having the same money conversation. Built for
couples — and just as good for families and roommates who manage money together.

BUDGET TOGETHER IN REAL TIME
Share budgets and see changes instantly. Set permissions for each collaborator, track who changed what in the activity feed, and keep everyone on the same page — perfect for household expenses and shared bills.

SMART BUDGET TRACKING
- Create budgets for any period — monthly, quarterly, or yearly
- Track income, expenses, and savings in one place
- Organize spending with customizable categories
- Monitor planned vs. actual spending as it happens
- Duplicate budgets quickly for recurring periods

MOMENTS WORTH COMING BACK FOR
- Close out each budget period with a Wrap-Up that celebrates how you really did
- Build a daily logging streak and earn it day by day
- See your progress add up with a personal Year in Review
- Every win — small or big — gets a moment that matches it

SAVINGS GOALS
- Set targets linked directly to your budget
- Track progress with visual indicators
- Automatic goal creation from savings categories

POWERFUL ANALYTICS
- Visual breakdowns of spending by category
- Spot trends over time with historical data
- Financial Health Score, budget projections, and multi-budget comparison (Premium)

STAY MOTIVATED
- Earn badges for hitting financial milestones
- Build streaks for consistent tracking
- Complete challenges to improve your money habits

EXPORT & REPORTS (Premium)
- Generate professional PDF and Excel reports
- Export data for tax prep or personal records
- Choose from multiple report templates

WORKS OFFLINE
Full functionality without internet. Your data syncs automatically when you're back online — so you never lose track of a single expense.

SECURE & PRIVATE
Your financial data stays private with two-factor authentication, secure account recovery, and full control over your data.

GO PREMIUM
Upgrade to unlock unlimited budgets, advanced analytics, all export formats, a budget templates library, additional collaborators, and more.

SpendMind — same budget, same page, no arguments. Built in Johannesburg, used by couples everywhere.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $49.99 | per year |



## Version history (last 5 releases)

### 2.5.7 — 2026-07-05

• Home & lock-screen widgets: see what's left to spend, plan vs actual, and your
  top spending categories at a glance — on both iOS and Android.
• Rate SpendMind: love the app? You can now leave a rating in a tap.
• Better together: category comment threads, live typing presence, and easy
  invites with QR codes and an invite inbox.
• Stay motivated: new challenges, streaks, and celebratory moments when you hit
  your goals — now reliable even when you're offline.
• Your Journey & Year in Review: look back on your progress and budget wrap-ups.
• Smarter budget insights: period and partner comparisons, plus currency fixes.
• Calmer notifications: fewer duplicates and less noise.
• Many stability and performance fixes, including Google Sign-In on iOS.

### 2.5.6 — 2026-06-23

What's New in 2.5.6

WIDGETS
Add SpendMind to your Home and Lock Screen. See what's left to spend this period, your planned vs actual spending, and where your money goes — all at a glance.
SHARED BUDGETS
Budgeting with a partner just got better. Add comment threads to any category, see when someone's typing, and invite people instantly with a QR code.
YOUR JOURNEY
A new screen that shows how far you've come, so you can celebrate your progress.
CHALLENGES
Fresh rolling goals keep things interesting, with rewarding moments as you hit milestones.
REFINEMENTS
Improved budget comparisons, deeper period and partner insights, currency fixes, and a smoother, more reliable experience throughout.

### 2.5.5 — 2026-06-05

New Feature
  - Copy a Budget (Premium): duplicate an existing budget in a tap to kick-start a new period or plan — no rebuilding from scratch.

  Reliability & sync
  - Fixed a sync issue that could silently drop budgets or categories — your data now saves and syncs dependably.
  - More reliable sign-in: hardened token refresh keeps you logged in and makes signing out clean and error-free.
  - Smarter insights: your financial health and projections are now scored from your real data only, for more accurate, trustworthy numbers.
  - Budget overview fixes for a smoother, more accurate at-a-glance view.

  Quality & performance
  - Upgraded to the latest app platform (Expo SDK 56) for better speed and stability across devices.
  - Improved accessibility support for screen readers and assistive tech.
  - Cleaner notifications and assorted bug fixes.
  - Security updates to keep your data safe.

### 2.5.0 — 2026-05-31

- Budget Wrap-Up: close out each period with a recap that reflects how you really did
  - Daily logging streaks: build a habit and earn it day by day, with new badges along the way
  - Year in Review: see your whole year of progress in one place
  - Proportional moments: every win gets a moment that matches its size
  - Shared moments so couples can feel the wins together
  - Plus security improvements and one-time categories

### 2.3.0 — 2026-04-30

Add security updates
Add animations to application
Token refresh update
Update custom categories update

## Apps similar to SpendMind

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Fiscify: Smart Expense Tracker](https://appshunter.io/ios/app/fiscify-smart-expense-tracker/id6759247502) | — | Free | Finance |
| [Famoney: Shared Family Budget](https://appshunter.io/ios/app/famoney-shared-family-budget/id6760476207) | — | Free | Finance |
| [SpendMind: AI Expense Tracker](https://appshunter.io/ios/app/spendmind-ai-expense-tracker/id6754249390) | — | Free | Finance |
| [FBC International](https://appshunter.io/ios/app/fbc-international/id1392461145) | 2.3 (7) | Free | Finance |
| [Keenu](https://appshunter.io/ios/app/keenu/id1177888527) | 3.7 (9) | Free | Finance |
| [Bank Zero](https://appshunter.io/ios/app/bank-zero/id1514773975) | 3.5 (12) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*