# SpendMunk - Budget Planner — Budget planner, no bank link

> Budget planner, no bank link (iPhone/iPad app by mark john xavier acaling.)

- Source: https://appshunter.io/ios/app/spendmunk-budget-planner/id6762458425 (this page in markdown: same URL + `.md`)
- Developer: [mark john xavier acaling](https://appshunter.io/developer/1894216162)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 58 MB
- Languages: English
- Released: 2026-04-21
- Data updated: 2026-06-13
- User reviews in markdown: https://appshunter.io/ios/app/spendmunk-budget-planner/id6762458425/reviews.md

## What is SpendMunk?

SpendMunk is a friendly daily budget planner that shows you exactly how much is safe to spend today — no bank linking, no spreadsheets, no stress. Built for everyday spenders who want honest, calm money control.

WHY SPENDMUNK
Most budget apps either drown you in charts or demand your bank password. SpendMunk does neither. You enter what you earn, what you owe, and where your money lives. We do the math and give you one clear number every morning: your safe-to-spend today.

KEY FEATURES
• Daily safe-to-spend — one number that updates every day
• Unlimited pockets — track cash, debit, credit, PayPal, Cash App, and more
• Recurring bills — rent, subscriptions, utilities, all on autopilot
• Quick expense logging — tap $50, $100, $200, $500 and you're done
• Full spending history — sorted by day, category, or pocket
• Forecasts and risk alerts — catch budget trouble before it happens
• No-spend streaks — celebrate the days you spend $0
• Cloud backup — your plan safe across devices
• Gentle daily reminders — nudges, not nags

PRIVACY FIRST
We never ask for your bank login. You stay in control of what goes in. Your data is yours.

FREE TO START
SpendMunk Free includes daily budget tracking, 1 pocket, 2 recurring expenses, and basic reminders. SpendMunk Premium unlocks unlimited pockets and income sources, full spending insights, forecasts, complete history, cloud backup, and removes ads. Try Premium free for 3 days.

PERFECT FOR
• People who want to save without bank linking
• Freelancers juggling multiple income sources
• Anyone tired of spreadsheets and complex finance apps
• Folks building daily money habits one small win at a time

Spend with a clear pace. Download SpendMunk and know what's safe to spend — today, tomorrow, every day.

Privacy: spendmunk.com/privacy.html
Terms: spendmunk.com/terms.html
Support: support@spendmunk.com

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| SpendMunk Monthly | $2.99 | per month |
| SpendMunk Annual | $12.99 | per year |



## Version history (last 2 releases)

### 1.0.10 — 2026-04-29

Performance improvements and behind-the-scenes updates to make SpendMunk faster and more reliable.

### 1.0 — 2026-04-21

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*