# Spendocap - Budget & Expense — Simple, No Login, No Subs

> Simple, No Login, No Subs (iPhone/iPad app by Adrian Miranda.)

- Source: https://appshunter.io/ios/app/spendocap-budget-and-expense/id6758830859 (this page in markdown: same URL + `.md`)
- Developer: [Adrian Miranda](https://appshunter.io/developer/1875196623)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 41 MB
- Languages: English
- Released: 2026-02-10
- Data updated: 2026-08-16
- User reviews in markdown: https://appshunter.io/ios/app/spendocap-budget-and-expense/id6758830859/reviews.md

## What is Spendocap?

Logging your expenses using a spreadsheet is cumbersome and impractical. Trying to capture a quick coffee purchase involves several steps of zooming, scrolling and typing in tiny cells on your phone. Spendocap aims to reduce that friction and enable you to capture transactions quickly in less than five seconds.

Spendocap is a fast, private, multi-currency expense tracker and budget planner. There is no login, no subscription, and it is fully customizable to how you organize your money.

FASTER THAN A SPREADSHEET

- Tap add, enter amount, select a category and an account. Done. Your purchase is captured in less than five seconds.
- Quickly repeat a transaction with search and copy. Good for your everyday repeating purchases.
- Auto-generate daily, weekly, monthly, and yearly transactions with recurring templates.
- Apply bulk actions to tag or delete multiple transactions at once. Great for power users.

100% PRIVATE MONEY MANAGER

- All data is stored locally on your device.
- Keep your data safe with automatic daily backups and local restore points. You can save your backups in your own cloud storage.
- Mask your balances instantly with a one-tap Privacy Mode.
- Start tracking immediately with no account creation or login required.
- Export your data to CSV. No app lock-in. You can move out anytime and save all your efforts of logging your transactions.

TRUE MULTI-CURRENCY SUPPORT

- Auto-convert to your home currency using live exchange rates.
- Manage multiple accounts in different currencies. Great for travel and digital nomads with several cash and card currencies.
- Override exchange rates per transaction to reflect your bank's exchange rate. This is good for credit card use on foreign currencies especially when you travel.

FLEXIBLE BUDGET TRACKER - MONTHLY & YEARLY

- Set spending limits by category for both monthly and yearly periods.
- Calculate complex entries directly using the interactive budget numpad.
- Track your progress with full year-over-year budget history.

INSIGHTS, RECURRING BILLS & NET WORTH

- Track your financial progress with a 6-month net worth trend chart and growth rate.
- Preview upcoming recurring bills and scheduled payments before they happen.
- Assign a specific "Report Date" to transactions for precise historical budgeting.
- A single view of the latest balances of all your bank, credit card, cash, wallet, investments like stocks and dividends and other accounts in various currencies.

UNLIMITED ORGANIZATION & FULLY CUSTOMIZABLE

- Create unlimited categories, sub-categories, tags, and accounts.
- Customize the app with Light or Dark themes.
- Choose from a wide library of icons and colors.
- Flexible search and filter capabilities and custom sorting of accounts and categories.

Spendocap is supported by minimal, non-intrusive ads with zero hidden fees. Download today and start tracking.


## Version history (last 5 releases)

### 1.0.34 — 2026-08-15

- New Account Type (Savings, Credit Cards, Cash, Investments, etc.) to group account totals dynamically.
- Added filtering by Account Type and Currency on the Accounts page.
- Enhanced exchange rate calculator with quick rate inversion and manual overrides.
- Standardized header controls and UI alignment across Reports and Account screens.
- Performance optimizations and smooth transition fixes.

### 1.0.33 — 2026-08-01

- Increased the icons to 150+ for accounts, categories, and tags.
- New Search Filter Builder for quick prefix filtering of accounts, categories, etc.
- Optimized the "Copy Recent" feature for faster search of past transactions to copy.
- Improved navigation flow when creating or canceling transactions from account or transaction views.
- Improved readability and text contrast for projected future transactions.
- Performance optimizations for database lookups and list scrolling.

### 1.0.32 — 2026-07-27

- Interactive Reports: Completely redesigned the pie charts in the Reports tab. You can now tap and interact with your data for a clearer breakdown of your spending.
- Key Net Movers: Added a new summary card in the Reports tab so you can instantly see your highest income sources and biggest expenses at a single glance.
- Bulk Actions Everywhere: You can now multi-select and update transactions directly from the Reports tab, making mass categorization faster.
- Smarter Timeline Sorting: Upcoming transactions are now strictly organized by date and impact, ensuring you always know exactly what is hitting your account next.
- UI Polish: Refreshed icons and color coding across Budgets, Net Worth, and Dashboards for a cleaner, more native feel.
- Share Your Voice: Added new options in Settings to easily leave a review or email us directly with your feature requests!

### 1.0.31 — 2026-07-18

- Dual-Date Support: Added a new "Report Date" field to transactions. This allows you to log a transaction on the day it occurred, but assign it to a different date for your Budgets and Reports.
- Performance Improvements: Significantly improved loading speeds and reduced lag when projecting upcoming transactions across the app.

### 1.0.30 — 2026-07-01

- New insights on net worth showing a chart of your financial progress over the past six months.
- Performance improvements on UI loading.

## Apps similar to Spendocap

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Recu: OnDevice Receipt Scanner](https://appshunter.io/ios/app/recu-ondevice-receipt-scanner/id6757321214) | 2.0 (1) | Free | Finance |
| [Spending Tracker: Stash Flow](https://appshunter.io/ios/app/spending-tracker-stash-flow/id6758535249) | — | Free | Finance |
| [Fynn – Expense Tracker](https://appshunter.io/ios/app/fynn-expense-tracker/id6758525384) | — | Free | Finance |
| [Ledgey: Minimal Money Tracker](https://appshunter.io/ios/app/ledgey-minimal-money-tracker/id6759523492) | — | Free | Finance |
| [Effective Expenses](https://appshunter.io/ios/app/effective-expenses/id6677000206) | — | Free | Finance |
| [Bill View - Bill Tracker](https://appshunter.io/ios/app/bill-view-bill-tracker/id6757003122) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*