# Spendry: Budget & Debt Payoff — Expense & Subscription Tracker > Expense & Subscription Tracker (iPhone/iPad app by Muhammed Yusuf Guven.) - Source: https://appshunter.io/ios/app/spendry-budget-and-debt-payoff/id6754893380 (this page in markdown: same URL + `.md`) - Developer: [Muhammed Yusuf Guven](https://appshunter.io/developer/1850783846) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 55 MB - Languages: American English, Arabic, Bangla, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French (France) and 34 more - Released: 2026-02-12 - Data updated: 2026-10-14 ## What is Spendry? Plan your debt payoff with the snowball or avalanche method, see the date you'll be debt-free, and get a reminder before every card, bill and subscription is due. Spendry also tracks your income, spending, budgets and savings goals. No bank login, no data collected. EVERYDAY TRACKING • Add income and expenses in seconds, with clear categories • Paste a bank SMS and Spendry fills in the amount, merchant and date • Scan a receipt to add a purchase • Add a transaction to several days at once, and save the ones you use often as templates • Recurring transactions, multiple accounts and transfers between them BUDGETS AND GOALS • Set budgets and see at a glance how much is left • Save for a trip, a car or a rainy day and follow your progress • Share budgets and goals with your partner or family through iCloud DEBTS AND CARDS • Credit cards with statement and due dates, installments included • Loans, overdrafts and personal debts in one place • Your monthly payments, the interest you pay and the day you could be debt-free INVESTMENTS AND SUBSCRIPTIONS • Stocks, crypto, gold, silver and currencies, valued in your own currency • Prices update on their own, and only the symbols ever leave your phone • Every subscription with its renewal date and yearly cost, free trials included STATISTICS AND CASH FLOW • Charts that show where your money goes • A cash flow forecast for the days ahead, with a warning if your balance could go negative REMINDERS • Card statements, loan installments and subscriptions, each with a timely reminder • You decide how early reminders arrive AN ASSISTANT ON YOUR IPHONE • On iPhones that support Apple Intelligence, ask about your money in your own language • The assistant runs on your device MAKE IT YOURS • More than fifty themes, or a different one each time you open the app • Widgets for the Home Screen, Lock Screen and StandBy, and Siri shortcuts • The app is available in 33 languages PRIVATE BY DESIGN • No account or sign-up needed • Your records stay on your iPhone and in your own iCloud • Amounts are hidden in the app switcher SPENDRY PREMIUM Premium comes in two plans, Solo and Family. Both remove the limits on budgets, goals, debts, investments and subscriptions, and add live prices, advanced analytics, detailed reports, every widget and unlimited questions to the assistant. The Family plan also adds unlimited shared budgets, child profiles with allowances and a family report. Spendry is free to download. Premium is an optional subscription that renews automatically unless you cancel it. Read the Terms of Use at spendryapp.com/terms-of-service and the Privacy Policy at spendryapp.com/privacy-policy. ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Premium | $4.99 | per month | | Yearly Premium | $19.99 | per year | | Family - Monthly | $7.99 | per month | | Family - Yearly | $39.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime Premium | $59.99 | one-time | ## Is Spendry safe? Not enough ratings yet to assess Spendry. ## Is Spendry legit? Spendry: Budget & Debt Payoff has limited verification signals. The AppsHunter Legitimacy Score for Spendry is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 2.2 — 2026-09-30 Spendry 2.2 • Small fixes and improvements that make everyday use smoother. ### 2.1 — 2026-09-29 Spendry 2.1 • Fixed an issue where Spendry closed right after opening on iOS 26 and earlier. • New widgets for your Home Screen and Lock Screen: add an expense and see your balance, budgets, goals and upcoming payments at a glance. • Siri and Shortcuts: ask Siri about your spending, add expenses by voice, and turn on ready-made automations. They can log every Apple Pay purchase, tell you what's due each morning and send you a spending report every Sunday. • Rebuilt payment reminders: they now arrive on time even if you don't open the app, and due-today reminders get through Focus. Mark a subscription as paid or snooze a reminder right from the notification. • Budget alerts now also cover spending added from widgets, Siri and recurring entries. • Shared budget and goal notifications arrive once, in your language. • If you also use Spendry on iPad or Mac, you can turn reminders off there so each one arrives only once. • A cleaner Overdue Payments section, clearer due dates and many smaller fixes. ### 2.0 — 2026-09-26 Spendry 2.0 is a fresh start, top to bottom. • Every screen has been redesigned with colored summary cards, glass buttons and clean rows. • Choose from more than fifty colors, or get a different one each time you open the app. • Prices for stocks, crypto, gold, silver and currencies update on their own. Only the symbols ever leave your phone. • On supported iPhones, an assistant answers questions about your money in your own language. It runs on your device with Apple Intelligence. • New statistics and a cash flow forecast show where your balance is heading in the days ahead. • On the Family plan, child profiles, the family report and shared budgets and goals sit right next to your own. • Paste a bank SMS and Spendry fills in the amount, merchant and date. • Add a transaction to several days at once, and save the ones you use often as templates to enter them again with a single tap. • You decide how early reminders arrive. Plus dozens of refinements and fixes. ### 1.5 — 2026-06-15 Spendry just got a big update: • New widgets — fresh Home Screen widgets, plus Lock Screen and StandBy widgets, so your balance, budgets, goals and debts are always a glance away. • Siri, in your language — add an expense or income, or check your balance by voice, now with natural commands in every supported language. • Search everything — a new app-wide search finds transactions, budgets, goals, debts, subscriptions and settings from one place. • Pay from anywhere — pay a subscription right from its own page, not only from Reminders. • A cleaner, more modern look — redesigned empty screens, a refreshed Investments screen and a tidier home screen. • Fully localized — the entire app is now translated into every supported language. • More stability — a thorough cleanup fixed many bugs and rough edges for a smoother, more reliable experience. ### 1.4 — 2026-04-23 Family features have landed! Share budgets and savings goals with the people you live with, track your kids' allowance in a dedicated Child Profile, and get a full picture of your household with the new Family Report. These are still in beta, so if you run into anything, tap the small badge and send us feedback. On top of the new stuff, we cleaned up dozens of bugs in this release. Thanks for sticking with us! ## Apps similar to Spendry | App | Rating | Price | Category | | --- | --- | --- | --- | | [My Debts: Control & Payments](https://appshunter.io/ios/app/my-debts-control-and-payments/id1567080447) | 5.0 (9) | Free | Finance | | [AI Money Manager & Expenses](https://appshunter.io/ios/app/ai-money-manager-and-expenses/id6758800824) | 4.8 (5) | Free | Finance | | [Debt Tracker: Who Owes Me?](https://appshunter.io/ios/app/debt-tracker-who-owes-me/id1632402707) | 4.8 (66) | Free | Finance | | [LILA Money App](https://appshunter.io/ios/app/lila-money-app/id6757082802) | 5.0 (1) | Free | Finance | | [MoneyCoach AI Budget Planner](https://appshunter.io/ios/app/moneycoach-ai-budget-planner/id989642198) | 4.5 (2,648) | Free | Finance | | [Bill Organizer Reminder: NEKO](https://appshunter.io/ios/app/bill-organizer-reminder-neko/id1451776066) | 4.6 (509) | Free | Finance | ## More apps by Muhammed Yusuf Guven - [Sismy: Live Earthquake Tracker](https://appshunter.io/ios/app/sismy-live-earthquake-tracker/id6793685409) - [Diapason: Guitar Tuner](https://appshunter.io/ios/app/diapason-guitar-tuner/id6825560531) All apps by Muhammed Yusuf Guven: https://appshunter.io/developer/1850783846 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*