# SpendSay — 直覺記帳軟體，用說的就搞定

> Voice-powered expense tracker with gamified budgeting and financial learning. (iPhone/iPad app by UnityRoot Solutions Inc..)

- Source: https://appshunter.io/ios/app/spendsay/id1120529246 (this page in markdown: same URL + `.md`)
- Developer: [UnityRoot Solutions Inc.](https://appshunter.io/developer/1740921442)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.80/5 from 5 App Store ratings · 56 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 99 MB
- Languages: English, Chinese, Chinese
- Released: 2016-06-07
- Data updated: 2026-10-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/spendsay/id1120529246/reviews.md

## What is SpendSay?

"Say what you spent — SpendSay sorts it for you."
A patented, voice-powered expense tracker that makes bookkeeping fast, fun, and easy.
(Voice-bookkeeping patent No. M524542)

https://www.facebook.com/halamoney.tw/
Questions? Email halamoney.tw@gmail.com or message our Facebook page — we'll help as soon as we can.

Completely redesigned for a cleaner, faster experience. Key features:

1. Voice entry (patented)
No need to stare at your screen — tap the mic and say a sentence. SpendSay records the amount and auto-categorizes it. Works in English and Chinese, and even recognizes the date you say.

2. E-invoice scan / carrier-barcode import, auto-categorized
Scan an e-invoice QR code or import your phone carrier barcode — the store name, amount, and category are filled in for you.

3. AI smart auto-categorization (Premium)
Thousands of built-in rules sort each expense automatically; Premium adds AI categorization that gets smarter the more you use it.

4. Every item, clearly sorted
One receipt with different product types? SpendSay categorizes each item separately, so every entry is crystal clear.

5. Budgets
Set an overall monthly cap and per-category budgets, with live spent amounts, progress bars, and over-budget alerts.

6. Reports & peer comparison
Category, monthly, and trend reports — plus compare your spending with all SpendSay users to find where you can save.

7. Invoice lottery
Last-3-digit matching, auto-checking, win notifications, and e-invoice detail editing.

8. Shared ledgers
Share your books with family and friends and save together — "bookkeeping is better with company!"

9. Free cloud backup
Your data is backed up to the cloud for free — switch phones or reinstall without losing a thing.

More handy features:
- Tags: add multiple tags to any entry for easy lookup.
- Recurring entries: quickly log regular income and expenses.
- Multi-currency: set a base currency and change the currency per entry.
- Home-screen widget: log expenses or import invoice barcodes without opening the app.
- Passcode / biometric lock: keep your finances private.
- Themes: choose from multiple looks.
- Search: quickly find past transactions.
- Custom month start day: keep your bookkeeping flexible.
- Category ordering: put frequently used categories on top.
- Data export: export to CSV for analysis in Excel and more.

Terms of Use (EULA) — standard Apple Terms of Use
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy
https://halamoney.com/privacy.html

Auto-renewable Premium subscription
Premium unlocks AI auto-categorization, an ad-free experience, and more.
- Monthly: NT$80 / month
- Annual: NT$860 / year
- Payment is charged to your iTunes account upon confirmation of purchase.
- To cancel, turn off auto-renew in your iTunes/Apple ID settings at least 24 hours before the current period ends.
- Renewal: your Apple iTunes account is charged within 24 hours before the period ends and then extends by one billing cycle.

## Key features

- Voice-activated expense logging
- Automatic expense categorization
- Monster-raising gamification
- Financial simulation games
- Electronic invoice import
- Spending comparison reports
- Data export and import

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 年訂閱完整版 | $26.99 | per year |
| 定期每月訂閱 | $2.49 | per month |


## Is SpendSay safe?

Not enough ratings yet to assess SpendSay.

## Is SpendSay legit?

SpendSay appears to be a legitimate app. The AppsHunter Legitimacy Score for SpendSay is 90 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 56)

All indexed reviews: https://appshunter.io/ios/app/spendsay/id1120529246/reviews.md

### 5/5 — 希望改善固定收支問題

*2024-02-04, version 3.0.22*

已經使用6年，很好用，記帳查帳都很方便。
但同一個固定收支都會一下子跳出兩個要儲存的項目，近期甚至儲存了還會每天跳出通知要你儲存固定收支，希望可以修正這個錯誤，不然有點困擾

### 2/5 — 每月當機ㄧ次

*2023-10-31, version 3.0.22*

付了錢還是每月當機一次

### 2/5 — 不得已的選擇

*2023-07-07, version 3.0.15*

更新之後，掃描變更慢。
至從付費後，掃貓功能越來越差，
常常要刪掉重新掃描，才有幾次正確的資訊出來，
剛剛更新完兩張發票掃了快10分鐘還沒掃正確，如果掃出來的正確性這麼低效率，就可能會想退訂了。

### 5/5 — 可以幫幫我嗎？

*2023-03-22, version 3.0*

用了5年的記帳軟體，都沒有莫名錯誤登不進去的問題！已經兩天都顯示莫名錯誤，完全登不進去，每個月都有準時繳錢呀😭怎麼會這樣？拜託幫幫我！！！

### 5/5 — 手機載具

*2022-11-22, version 2.96*

好幾個月匯入手機載具都會顯示財政部異常，再來是有些款項會重複輸入，再麻煩調整，謝謝

### 1/5 — 語音記帳會重複兩筆

*2022-04-26, version 2.76*

不好使用！剛購買使用一開始覺得不錯，可是隔天會發現用語音輸入的帳，隔天會重複一樣的多一筆，每次都要再刪掉一筆，很困擾。另外要新增或自訂支出項目也不行❌

### 5/5 — 好用

*2021-12-23, version 2.69*

已使用一年多了，非常好用，掃描發票即可自動記帳，以及和老婆共享記帳非常清楚明瞭，要下架真的很可惜，若有機會推出付費，我一定支持。

### 5/5 — 謝謝你們開發這麼好的軟體

*2021-12-20, version 2.69*

使用好幾年很捨不得，謝謝你們這些年的貢獻和心血❤️

### 5/5 — 謝謝研發團隊

*2021-12-06, version 2.68*

已經使用兩年多了，介面簡單又好用，收到要下架的消息真的非常不捨，謝謝研發團隊的用心，希望耗盡的資金未來通通都能以其他形式賺回來！

### 4/5 — 畫面白

*2021-08-26, version 2.59*

使用到一半，畫面突然整個變白，雖然重新開機後有改善，但使用不到2分鐘，整個畫面再一次變白

## Frequently asked questions about SpendSay

### What does 哈啦Money記帳 do?

哈啦Money記帳 is a free, patented voice-powered expense tracking application. It allows users to speak their expenses, which are then automatically categorized and recorded with their amounts. The app also includes gamified features like monster raising and financial simulations to make budgeting more engaging and educational.

### What are the key features of this app?

Key features include voice-activated expense logging, automatic categorization of spending, a monster-raising game to make budgeting fun, financial simulation games for learning, electronic invoice import and scanning, spending comparison reports, and the ability to export and import data from other apps.

### How much does 哈啦Money記帳 cost?

The app is free to download and use with its core features. It offers optional subscription plans for enhanced functionality, with monthly and annual options available. These subscriptions are auto-renewing and managed through your iTunes account.

### Is this app compatible with my device?

The application is available on Apple devices and follows standard Apple Terms of Use (EULA). Specific compatibility details regarding iOS versions would typically be found on the app's store page.

### What are some common use cases for this app?

Common use cases include quickly logging expenses on the go using voice commands, making budgeting more enjoyable through gamification, learning about financial concepts like saving and investing through simulations, and gaining insights into spending habits by comparing with others and past periods.

## Version history (last 5 releases)

### 5.24.1 — 2026-10-21

New
- Delete your account in the app: Settings → Account → Delete Account
- Budget health: a suggested amount from your past months, and a flag when a category budget looks too low or too high
- Tag analysis: switch between spending and income
Fixes
- The invoice number field stays visible above the Save bar
- Editing an expense keeps its invoice type
- After signing out, you can sign in with a different Google account
- A brief network drop no longer signs you out; an expired sign-in opens the login screen
- Voice entry: fixed a microphone permission never asked
- Category rules show every main category, including income; rules on a deleted category are flagged
- Photo entry no longer fills the invoice number from a tax or price line
- When an update is required, the app takes you to the store

### 5.23.0 — 2026-10-08

New
- Calendar: daily and monthly totals by category, including subcategories
- Invoice scanning remembers a store's category and applies it next time
- Categorize a scanned invoice's remaining difference before saving; scanned and imported invoices now get the same categories
- Photo entry reads the receipt currency and asks you to confirm when unsure
- Tapping a shared-book expense notification opens that book
Fixes and improvements
- Foreign-currency expenses and items convert more precisely; totals match the details
- After an old-app data import, budgets, tags and recurring entries update right away
- Budget "spent" follows your month start day, matching the reports
- With camera access off, scanning and photo entry show a clear prompt and an Open Settings shortcut
- Invite a sharing partner who hasn't installed yet; the share is set up when they sign up
- The subscription page shows a retry card when plans fail to load
- Android: a HEIC photo from the library fills in the date

### 5.21.0 — 2026-10-05

Fixes and improvements
- Foreign-currency amounts reopen exactly as typed (21400 KRW no longer becomes 21400.10)
- E-invoice import: voided invoices now show as "voided (skipped)"
- Receipt photos: if camera or photo access is off, you get a prompt with an Open Settings shortcut
- Recovering data from the old iPhone app now also brings back entries that had failed to upload

### 5.20.0 — 2026-10-01

Easier photo entry
- Pick a receipt photo from your photo library
- Foreign receipts: currency detected automatically and converted to NT$
- More accurate receipt reading (invoice number, item amounts)
- Seller names filled in from the business tax ID

Other improvements
- Invoice lottery now shows the latest winning numbers
- At large text sizes, receipt amounts are no longer cut off
- The app icon badge now clears correctly

### 5.19.0 — 2026-09-24

Steadier startup and everyday use
- The app no longer gets stuck on the launch screen, and app lock reliably appears at startup
- Fixed crashes in voice entry and when editing a receipt photo
- At large text sizes, toggle buttons no longer run off the screen

New
- One quick question about what you mainly track (shown once, skippable)

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## More apps by UnityRoot Solutions Inc.

- [Care Logger](https://appshunter.io/ios/app/care-logger/id6497569246)
- [Photo Legacy: Album Scanner](https://appshunter.io/ios/app/photo-legacy-album-scanner/id6760956965)

All apps by UnityRoot Solutions Inc.: https://appshunter.io/developer/1740921442

## Related topics

[duitpulse](https://appshunter.io/ios/topics/duitpulse)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*