# SpendSteps: Expense Tracker — Private expense tracker

> Private expense tracker (iPhone/iPad app by Zestworks LLC.)

- Source: https://appshunter.io/ios/app/spendsteps-expense-tracker/id6787478474 (this page in markdown: same URL + `.md`)
- Developer: [Zestworks LLC](https://appshunter.io/developer/6783001029)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 28 MB
- Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean, European Portuguese and 4 more
- Released: 2026-07-15
- Data updated: 2026-10-24

## What is SpendSteps?

SpendSteps is a beautifully simple expense tracker that keeps every number on your device. Log spending in seconds, ask where your money went in plain language, and stay ahead of your budget.

WHY SPENDSTEPS
    - Private by design. Your data lives on your phone — including the AI that answers your questions. There's no login and no cloud account required to get started.
    - Fast to log. Quick-add an expense or income in a couple of taps, with an optional note.
    - Made to look at. A clean, calm interface with light and dark themes.

LOG WITHOUT LIFTING A FINGER
    - Auto-log Apple Pay: a one-time Shortcuts setup logs every Apple Pay purchase silently, with a guided walkthrough in the app.
    - New Apple Pay cards are added as accounts automatically, and gas-pump holds are flagged so you can enter the final amount.
    - SpendSteps learns your merchants — file a purchase once and future ones are categorized for you.
    - Glance at your recent entries right from the record screen to confirm a save or undo a mistake.

ON YOUR WRIST AND HOME SCREEN
    - Apple Watch: see this month's spending and your budget at a glance, and log a spend with the Digital Crown.
    - Add SpendSteps to your watch face to log or check your budget in one tap.
    - Home Screen widgets show your spending and budgets, refreshed at midnight, and let you log without opening the app.

TRACK EVERY PURCHASE
    - Scan receipts with your camera or photo library and attach them to a transaction — in any of the app's supported languages.
    - Multi-currency support with live or cached exchange rates, converted to your base currency. Change your base currency any time and convert your existing amounts.
    - Browse transactions as a list or on a calendar, and search or filter instantly.

KEEP YOUR ACCOUNTS STRAIGHT
    - Create accounts for your cash, cards, and bank accounts, and manage them in Settings.
    - Pick an account on every transaction, right where you log it.
    - See an account breakdown in Insights to know which one your money flows through.

BUDGETS & INSIGHTS
    - Set monthly spending limits by category and see how much is left at a glance.
    - Get an alert when a budget is almost used up, and when you go over.
    - Spot trends with weekly, monthly, and yearly charts for spending and income.

JUST ASK
    - Ask about your spending in plain language — "what did I spend most on?", "how does this month compare to last month?", "what was my biggest purchase this year?"
    - Every answer comes with the chart or list behind it, so you can see the figures rather than take them on trust.
    - Answers are worked out on your iPhone. Your question and your transactions never leave the device, and nothing is used to train anything.
    - Requires Apple Intelligence, available on iPhone 16 models, iPhone 15 Pro, and iPhone 15 Pro Max. SpendSteps simply hides the feature when it cannot run.

NEVER MISS A BILL
    - Log recurring payments, from subscriptions to bills, automatically.
    - Get a reminder before each bill or subscription is due.
    - Choose weekly, biweekly, monthly, or yearly, pause any time, and always know your next charge.

ORGANIZE YOUR WAY
    - Customize categories with your own names, colors, and icons.
    - Start fast with a built-in set: Snack & Drink, Groceries, Transport, Shopping, Bills & Subscriptions, and more.

YOUR DATA, YOUR CONTROL
    - Lock the app with Face ID or your passcode.
    - Export all transactions to CSV, edit in a spreadsheet, and import them back — re-importing the same file never creates duplicates.
    - Available in English, Simplified Chinese, Traditional Chinese, Japanese, Korean, Spanish, French, German, Italian, Portuguese, Hindi, Indonesian, Vietnamese, and Arabic.

SpendSteps is a fast, private way to know exactly where your money goes.
Download SpendSteps and take control of your spending today.

## Is SpendSteps safe?

Not enough ratings yet to assess SpendSteps.

## Is SpendSteps legit?

SpendSteps: Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for SpendSteps is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.1.9 — 2026-10-22

Thank you for using SpendSteps and for all your feedback. It shapes every update. 

• Better support for your language and currency
• Bug fixes and stability improvements

### 1.1.8 — 2026-10-19

Thank you for using SpendSteps and for all your feedback. It shapes every update. 

We have a new name: SpendSteps. Same app, same data, nothing for you to do.

New: Apple Watch 
• See this month's spending and your budget at a glance on your wrist
• Log a spend with the Digital Crown, and add SpendSteps to your watch face

New: Budget alerts & bill reminders
• Get a heads-up when a budget is almost used up, and when you go over
• Get reminded before upcoming bills and subscriptions are due

Also in this update
• Apple Pay holds at gas pumps are now caught, so you can enter the final amount
• New Apple Pay cards are added as accounts automatically
• Changing your home currency can convert your existing amounts
• Importing the same CSV again no longer creates duplicates
• Widgets and the dashboard update at midnight
• Bug fixes and stability improvements

### 1.1.6 — 2026-10-19

Thanks for using our app! We have new Accounts ready for you

• Add your cards, cash, and bank accounts, and assign each transaction to one
• Filter your history by account and see spending by account in Insights
• Set an account on recurring entries and in CSV import and export
• Bug fixes and stability improvements

### 1.1.5 — 2026-10-14

Fixes and improvements 
  • More accurate recurring entries and budget rollover
  • Smoother app lock
  • Bug fixes and stability improvements

### 1.1.4 — 2026-10-08

• Widgets now follow the language you chose in Spendtrail: labels, categories, and amounts
• Apple Pay purchases that arrive with no amount are now flagged in Review so you can fill it in
• Bug fixes and improvements

## Apps similar to SpendSteps

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| --- | --- | --- | --- |
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## More apps by Zestworks LLC

- [LemonTree - Baby Tracker & Log](https://appshunter.io/ios/app/lemontree-baby-tracker-and-log/id6783001027)

All apps by Zestworks LLC: https://appshunter.io/developer/6783001029

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*