# SpendTally: Money Tracker — Budget, Bills & Subscriptions > Budget, Bills & Subscriptions (iPhone/iPad app by Mohammadavesh mahammadbhai shaikh.) - Source: https://appshunter.io/ios/app/spendtally-money-tracker/id6797238071 (this page in markdown: same URL + `.md`) - Developer: [Mohammadavesh mahammadbhai shaikh](https://appshunter.io/developer/6797238073) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 14 MB - Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean, European Portuguese and 5 more - Released: 2026-08-17 - Data updated: 2026-09-14 - User reviews in markdown: https://appshunter.io/ios/app/spendtally-money-tracker/id6797238071/reviews.md ## What is SpendTally? SpendTally is a private expense tracker, budget planner, bill organizer, and subscription tracker for iPhone. Log spending in seconds, plan upcoming payments, and understand where your money goes - without creating an account or connecting a bank. TRACK EXPENSES FAST - Record expenses, income, refunds, and transfers from one amount-first editor. - Add categories, accounts, notes, dates, and spending roles. - Edit, duplicate, refund, or delete transactions with quick swipe actions. - See live budget impact before saving a transaction. PLAN BUDGETS - Create daily, weekly, monthly, and yearly budgets. - See spent, remaining, pace, and projected totals. - Connect budgets to categories and planned payments. - Track saving goals with dated contributions and progress history. BILLS, SUBSCRIPTIONS & REMINDERS - Organize recurring bills, subscription renewals, paydays, and debt payments. - See what is overdue, due today, coming in the next 7 days, or scheduled later. - Get local reminders at the time you choose. - Move a payment to tomorrow, skip an occurrence, edit the schedule, or log it as paid. - Deleted linked payments return to the upcoming schedule when they are still due. ACCOUNTS AND CASH FLOW - Track manual cash, bank, savings, credit card, loan, asset, and liability balances. - Review income versus spending and available money after commitments. - Keep transfers and liability payments from being counted twice. ANALYZE YOUR SPENDING - Explore cash flow, budget performance, category breakdowns, and spending patterns. - Compare expected costs with actual payments. - Convert recurring costs into clear monthly and yearly totals. - Spot spending leaks and understand their share of your income. SMART IPHONE TOOLS - Scan receipts and bills with on-device text recognition, then review before saving. - Use Home Screen and Lock Screen widgets for quick money context. - Run Siri and Shortcuts actions for quick logging and reports. - Follow weekly progress with Live Activities when enabled. PRIVATE BY DESIGN - Your financial records stay on your device. - No account, bank connection, ads, or analytics SDK. - Core money tracking works offline. - You decide what to enter, change, export, or delete. SpendTally brings expense tracking, budgeting, bill reminders, subscriptions, accounts, goals, and spending insights into one connected local finance system. Privacy: https://spendtally-support.pages.dev/privacy.html Support: https://spendtally-support.pages.dev/support.html ## Version history (last 5 releases) ### 2.1.8 — 2026-08-31 SpendTally: Money Tracker — App Review Notes Version 2.1.8 (build 29) | Bundle ID: com.spendtally.app SpendTally is a private, offline-first personal finance tracker. It requires no account or demo credentials and has no purchases, ads, analytics, bank connection, or third-party SDKs. Core finance functionality works without a network connection. What changed in 2.1.8 • Quick Add presets and repeating transactions automatically connect to habit tracking without duplicates. • Category screens and Analyze deep-dives display complete breakdown totals and visit counts. • Enhanced repeating spend detection discovers patterns faster (from 3+ occurrences). • Improved transaction title normalization. Suggested review flow 1. Complete onboarding and choose a currency. Annual income is optional. 2. Open Home → Cards and switch among Habit, Bills & Subscriptions, Categories, and Month Plan. Each selection shows only matching cards. 3. Open Plan → Manage → Bills & subscriptions alerts. Confirm both schedule types share one alert screen while retaining correct type labels. 4. Open Transactions → Add Transaction. Confirm Title appears before Amount. 5. Create a Quick Add preset such as Coffee, post it from the widget, then open Home or Transactions. The row title remains Coffee and its category appears as secondary information. 6. Open Analyze to review cash flow, budgets, trends, and money-leak evidence. Important behavior • Forecasts and confirmed schedules never create fake payments. A payment exists only after the user records or scans and approves it. • Transfers and liability payments do not count as spending or income twice. • Receipt and bill scanning uses Apple Vision on-device and requires review before saving. • Local notifications are scheduled only for dates and reminder settings the user explicitly confirms. Notification permission is requested contextually. • Widgets and Live Activities read the same local App Group store. • The only routine network request is an Apple iTunes Lookup API version check. It sends no finance data and does not affect core functionality. Privacy and access All finance data, scanned receipt photos, budgets, schedules, and goals remain on this iPhone in SwiftData/Application Support. There is no login, backend, cloud sync, tracking, or external financial connection. Support: https://spendtally-support.pages.dev/support.html Privacy: https://spendtally-support.pages.dev/privacy.html ### 2.1.6 — 2026-08-30 SpendTally 2.1.6 makes widgets, schedules, and share videos easier to understand at a glance. • Large widget amounts now use compact localized currency when needed. • The Daily Overview widget keeps today's spend prominent and the monthly total readable. • Bills and subscriptions now share one chronological Plan screen with clear type labels. • Share videos are shorter, smoother, and keep monthly and yearly totals visible long enough to read. • The video outro now shows the full SpendTally: Money Tracker name and iPhone availability. Thank you for using SpendTally. ### 2.1.5 — 2026-08-25 SpendTally 2.1.5 makes everyday money tracking faster and more dependable. • Faster tab switching, navigation, and schedule detail screens. • Transaction saves close immediately, with budget impact shown before saving. • Edit, duplicate, and delete transactions with swipe actions. • Deleting a scheduled payment correctly restores its bill, subscription, payday, or debt item and its eligible reminder. • Upcoming payments now include Tomorrow, Skip, and Edit swipe actions. • Bill and subscription alerts respect the saved local time more reliably. • Feature tours and pull-down-to-go-back behavior are more responsive. Thank you for using SpendTally. ### 2.1.2 — 2026-08-24 2.1.4 -- widgets, live activity, Quick Add, and the in-app update ### 2.1.1 — 2026-08-22 2.1.1 is a small maintenance release. • Improved the internal demo data so screenshots and beta testing show a realistic four-person American household. • Hardened the build settings so production archives are unambiguously the production build, even when local developer builds carry extra tooling. The user-facing surface area is unchanged from 2.1.0 — your widgets, live activity, and Quick Add experience stays the same. ## More apps by Mohammadavesh mahammadbhai shaikh - [Reflexio: Train Your Reflex](https://appshunter.io/ios/app/reflexio-train-your-reflex/id6799511381) - [QuitKit - Quit Smoking Tracker](https://appshunter.io/ios/app/quitkit-quit-smoking-tracker/id6799606061) - [Noor: Tasbeeh Counter](https://appshunter.io/ios/app/noor-tasbeeh-counter/id6804971816) All apps by Mohammadavesh mahammadbhai shaikh: https://appshunter.io/developer/6797238073 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*