# Spendulum — AI Income & Expense Tracker > Private AI-powered income and expense tracker for iPhone with optional iCloud sync. (iPhone/iPad app by Srivatsa Kulkarni.) - Source: https://appshunter.io/ios/app/spendulum/id6788422985 (this page in markdown: same URL + `.md`) - Developer: [Srivatsa Kulkarni](https://appshunter.io/developer/6788422987) - Category: Finance, Lifestyle - Price: $1.99 - Age rating: 4+ - Requires: iOS 17.0 · 3 MB - Languages: American English - Released: 2026-08-20 - Data updated: 2026-10-08 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/spendulum/id6788422985/reviews.md ## What is Spendulum? Spendulum is a simple, private income and expense tracker for iPhone. Built with SwiftUI and SwiftData, everything stays on your device — with optional iCloud sync across your own devices. OVERVIEW • Monthly net balance at a glance • Income and expense flows for the selected month • “Where it went” category breakdown • Recent activity and month-to-month navigation ACTIVITY • Every entry grouped by day • Search by title, category, or subcategory • Filter by income, expense, month or year • Swipe to delete, tap to edit INSIGHTS • 6-month income vs expense bar chart • Per-category spending donut for any month • Drill into subcategories and individual transactions • Use AI assistant to get insights from your data ADD & EDIT • Type, amount, date, category (icon grid), subcategory (icon grid), and note • Attach receipt photos, screenshots, or files • Multi-currency: enter in any favorite currency; summaries convert using live rates • Lock in the exchange rate when you add a transaction so history stays accurate AI QUICK ADD (on-device) • Type or dictate a sentence and get a structured transaction draft • Scan a receipt or payment screenshot — OCR + on-device AI extract title, amount, type, and category • Photo is attached to the new entry • Uses Apple’s on-device models where available; no account or subscription required for AI features SIRI & SHORTCUTS • “Add an expense in Spendulum” • “Scan a receipt in Spendulum” • Share a screenshot or photo into a Shortcut that runs Spendulum’s Add from Photo intent CATEGORIES & SETTINGS • Full category and subcategory management (icons and colors) • Choose display currency and manage your shortlist of favorites • Theme color and light / dark / system appearance • Load sample data to explore, or wipe transactions when you want a clean slate PRIVACY • Local SwiftData store • Optional private CloudKit sync (your iCloud account only) • Camera, microphone, and speech recognition only when you use those features • No third-party analytics or accounts required Requirements: iOS 17 or later. On-device AI Quick Add needs an Apple Intelligence–eligible device running a supported OS version. ## Key features - AI-powered transaction entry - Receipt scanning with OCR - On-device AI assistant - Monthly net balance overview - Category spending breakdown - Multi-currency support - Optional iCloud sync ## Is Spendulum safe? Not enough ratings yet to assess Spendulum. ## Is Spendulum legit? Spendulum has limited verification signals. The AppsHunter Legitimacy Score for Spendulum is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/spendulum/id6788422985/reviews.md ### 5/5 — Best app for income and expense tracking *2026-08-24* This app makes tracking expenses and income so easy with clean interface, quick logging, and clear insights into my spending.Highly recommend! ## Frequently asked questions about Spendulum ### What is Spendulum? Spendulum is a private income and expense tracker designed for iPhone. It helps you monitor your finances with features like category breakdowns, net balance overviews, and AI-powered transaction entry. ### How much does Spendulum cost? Spendulum is a paid application, available for a one-time purchase of $1.99. This price grants you access to all its features without recurring fees. ### Does Spendulum have ads? No, Spendulum does not contain advertisements. As a paid application, it offers an ad-free experience for its users. ### What devices is Spendulum compatible with? Spendulum is compatible with iPhone and iPad devices. It requires iOS 17 or later to function. ### How does Spendulum handle privacy? Spendulum prioritizes privacy with a local SwiftData store and optional private CloudKit sync using your own iCloud account. No third-party analytics or accounts are required. ### Can I use Spendulum offline? Yes, Spendulum can be used offline for tracking income and expenses. Optional iCloud sync is available for cross-device data consistency. ### How often is Spendulum updated? Spendulum was last updated on September 4, 2026, indicating a commitment to ongoing development and improvements. Users can expect regular updates to enhance functionality and reliability. ### What are the AI features in Spendulum? Spendulum features an on-device AI assistant for quick transaction entry by typing or dictating a sentence. It can also scan receipts or payment screenshots using OCR and AI to extract transaction details. ## Version history (last 5 releases) ### 1.3.5 — 2026-09-30 Bug fixes and UI enhancements ### 1.3.4 — 2026-09-10 UI Enhancements ### 1.3.3 — 2026-09-07 - Bug fixes and better UI experience. ### 1.3.2 — 2026-09-04 - Bug Fixes - Import CSV feature added ### 1.3.1 — 2026-09-03 - Fixed Currency, Category and Subcategory fallback when using AI - Icons use theme colour while text do not - Fixed Date picker theme colour while adding transaction - Fixed iCloud sync issue - Changed text to 'Where it went (top 5)' on Overview tab ## Apps similar to Spendulum | App | Rating | Price | Category | | --- | --- | --- | --- | | [Atmos Funded Hub](https://appshunter.io/ios/app/atmos-funded-hub/id6775691890) | — | Free | Finance | | [Value Research Advisor](https://appshunter.io/ios/app/value-research-advisor/id6751192384) | 5.0 (6) | Free | Finance | | [Chart AI - Trading Analysis](https://appshunter.io/ios/app/chart-ai-trading-analysis/id6751341791) | 4.8 (29) | Free | Finance | | [Quantsapp Option Trading India](https://appshunter.io/ios/app/quantsapp-option-trading-india/id1395126069) | 4.8 (8) | Free | Finance | | [GC Insure](https://appshunter.io/ios/app/gc-insure/id1417700788) | — | Free | Finance | | [Waya - Max your stock earnings](https://appshunter.io/ios/app/waya-max-your-stock-earnings/id1663159216) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*