# SpendWave Expense tracker App — Budget Planner, Money Wallet

> Personal income and expenditure manager for household financial clarity. (iPhone/iPad app by Robin Guido Schmidt.)

- Source: https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735 (this page in markdown: same URL + `.md`)
- Developer: [Robin Guido Schmidt](https://appshunter.io/developer/1571959440)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.80/5 from 9 App Store ratings · 9 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 18 MB
- Languages: American English, Arabic, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Greek and 23 more
- Released: 2023-09-04
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews.md

## What is SpendWave Expense tracker App?

SpendWave - Your personal income and expenditure manager

Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for.

Features that make the SpendWave stand out:

- Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you.

- Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track.

- Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs.

- Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes.

- Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true.

- Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions.

- Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology.

Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom!

Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

## Key features

- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ Monthly | $0.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews.md

### 5/5 — .

*2025-07-12*

все хорошо, но начало вылетать после обновления. исправьте пожалуйста

**Developer response:** Здравствуйте!

Пожалуйста, сообщите, где именно происходит сбой приложения.

### 1/5 — 🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️

*2024-06-03*

Mais uma aplicação enganosa, menciona ser gratuita, mas as opções gratuitas são poucas (mesmo poucas), ou seja , mais uma aplicação a pagar

**Developer response:** Obrigado pelo seu feedback. Nosso objetivo é oferecer uma variedade de recursos gratuitamente. Na versão mais recente, liberamos recursos adicionais para uso gratuito. No entanto, se você deseja acessar ainda mais funcionalidades e benefícios, oferecemos esses recursos na nossa versão Premium. Acreditamos que isso oferece um equilíbrio justo entre conteúdo gratuito e pago para atender às necessidades de todos os usuários.

Atenciosamente,  
Robin

### 1/5 — TRASH

*2024-04-24*

Do not download this app.

**Developer response:** Hello, it's a shame you don't like the app. But the app isn't rubbish. That is very unfriendly. Further explanations would be very nice. You are welcome to write to me more about this at coderob@web.de. Is something not working as expected or is something missing?

### 5/5 — Très satisfaite

*2024-04-20*

Super application

### 5/5 — Melhorias

*2024-03-14*

Gostaria muito que o aplicativo tivesse como ter duas contas para q em uma eu anotasse os dados das minhas movimentações pessoais e outra das movimentações do meu negócio sem misturar as informações, cada uma em uma aba diferente por exemplo seria muito bom

**Developer response:** Olá,

você já pode fazer isso. Você pode criar facilmente uma segunda conta na página principal.

### 1/5 — Useless app

*2024-02-25*

Did the purchase and doesn’t let me use any functions.

**Developer response:** Hello,

The purchase was only successful when it says “active” after the purchase you clicked on. You may have to wait a few seconds. You may also have to restart the app. If it still doesn't work, please send me an email coderob@web.de.

### 5/5 — Enfin j’ai trouvé

*2024-02-23*

Pas de bla-bla l’application semble simple et surtout très efficace.il faut continuer ainsi bravo

**Developer response:** Merci, je suis heureux que vous aimiez l'application ! :)

### 5/5 — Stylisch & Funktional

*2023-09-06*

Stylische App zur Verwaltung meiner Ausgaben und Einnahmen, finde den manuellen Ansatz super, das bringt einen dazu sich mit den Ausgaben zu beschäftigen.
Klare Empfehlung!

### 5/5 — Sehr schöne App und sehr hilfreich!

*2023-09-05*

Ich finde die App sehr hilfreich, um die Einnahmen und Ausgaben gut zu verwalten. Sehr sauber und übersichtlich gestaltet :)

## Frequently asked questions about SpendWave Expense tracker App

### What is SpendWave?

SpendWave is a personal finance tracking app designed to help users manage their income and expenses. It offers features like transaction recording, category organization, savings goals, and financial analysis to provide clarity on spending habits.

### How secure is SpendWave?

SpendWave prioritizes security by protecting your sensitive financial information with state-of-the-art encryption technology. This ensures your data is kept safe and private.

### Can I use SpendWave for multiple currencies?

Yes, SpendWave allows you to easily create different accounts in any currency. This means you can manage your money in the currency most relevant to you, whether it's for international accounts or diverse spending.

### What are the subscription options for SpendWave+?

SpendWave offers several subscription plans for SpendWave+, including monthly options at $0.99 or $1.99 with 3 or 7-day free trials respectively, and a yearly plan for $14.99 with a 7-day free trial.

### Does SpendWave have ads?

No, SpendWave does not contain advertisements. The app is free to download and use, with optional in-app purchases for enhanced features.

### What devices does SpendWave support?

SpendWave is available on multiple Apple devices, including Mac, Apple Watch, iPhone, and iPad, allowing you to manage your finances across your preferred platforms.

### How often is SpendWave updated?

SpendWave was last updated on April 27, 2026, indicating a commitment to ongoing development and improvements. The latest version available is 3.23.

### Is SpendWave suitable for beginners in finance management?

Yes, SpendWave is designed for ease of use, making it suitable for beginners. Its intuitive interface and features like quick transaction recording and clear category organization help users easily track their finances.

## Version history (last 5 releases)

### 3.27 — 2026-08-25

Minor bug fixes and design adjustments

### 3.26 — 2026-08-11

This update includes improvements to navigation and the overall design. The calendar has been improved, and a new subscriptions view has been added.

### 3.25 — 2026-07-01

Design improvements and correction of the money calculation

### 3.24 — 2026-06-16

This update adds support for Siri and the Shortcuts app. It also fixes issues with recurring transactions.

### 3.23 — 2026-04-27

This update includes performance and translation improvements, as well as further improved navigation. Minor bugs have also been fixed.

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## More apps by Robin Guido Schmidt

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All apps by Robin Guido Schmidt: https://appshunter.io/developer/1571959440

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*