# spendwell App — user reviews > 138 indexed App Store user reviews of spendwell App by HI Technology Corp, rated 4.70/5 from 6,794 ratings. - Source: https://appshunter.io/ios/app/spendwell-app/id1593454747/reviews - App overview in markdown: https://appshunter.io/ios/app/spendwell-app/id1593454747.md - Rating breakdown: 5★ 5,467 · 4★ 574 · 3★ 220 · 2★ 49 · 1★ 202 ## What do users think of spendwell App? Overall sentiment: negative **Pros** - 🚀 Quick banking - 💡 Great recommendation - 🚀 Easy to use - 👍 Amazing app - 👍 No fees - 👍 User friendly - 👍 Reliable - 👍 Seamless setup - 👍 Helpful features **Cons** - 🐛 Activation issues - 🐛 Registration problems - 🐛 Account access problems - 🐛 Unreliable app - 🐛 Frequent technical difficulties - 🐛 Poor customer service - 🐛 Funds unavailable - 🐛 Accounts locked/blocked - 🐛 Confusing processes - 🐛 Misleading information **Commonly reported bugs** - Login/password issues - Inability to access account information - Declined card registrations - Funds disappearing from accounts **Most requested features** - Allow overdraft for repeat users - Improve check deposit processing speed - Add ability to transfer funds to external accounts ## Newest reviews (10 of 138) ### 2/5 — Technical issues *2026-04-26, version 1.30.0* When I try to make an account account it says the servers are down can you pls fix it ### 4/5 — Great app but *2025-12-24, version 1.27.0* This app is great makes it super easy to put money on my card my only problem with this app is the monthly limit ($5,000) wish I could upload more than that a month but other than that easy to use ### 1/5 — Fraud *2025-12-13, version 1.27.0* It doesn’t let me register my card ### 1/5 — Trash *2025-12-07, version 1.27.0* Cheap stuff ### 3/5 — Signed up for the 10 dollars. *2025-11-05, version 1.26.0* Still waiting to get the 10 credited to my account. ### 1/5 — The worst prepaid card! *2025-10-13, version 1.26.0* I bought this prepaid card for my son who is serving in the army. I set it up for him and had problem after problem. It was $6 something to buy the card. Then I find out I had to apply for it even though my money is on it. They locked my account. Then end up being told it could only be used online. A week later I got a personalized card I checked it to find out the card only had $5.65! Where did the other $94.35 go? Oh it was used online!!! How because I sent the card in the mail and he hasn’t even received it. All they had to say is I’m sorry!? Very upset! Highly dissatisfied! Don’t waste your $ ### 1/5 — DO NOT RECOMMEND *2025-09-27, version 1.26.0* My card was not able to activate it keeps saying the card number it wrong it basically stole my money ### 1/5 — What’s the purpose of buying the first card? *2025-08-31, version 1.25.0* You buy a card at the store go home turn it on and it tells you it will mail your personal card in 12-14 days why would you be able to use the card in the meantime is illogical and now I have to wait two weeks just to not lose out on MY money ### 1/5 — A added 45$ to this card *2025-07-13, version 1.24.0* It wont let me make a new account and I already put money on it it says take a few minutes to review I pressed submit it wont go thru? ### 1/5 — Waste of time, useless *2025-03-20, version 1.21.0* You cant do anything with their service, cant send money without it taking days no matter if its an online pay. Cant add to Apple Pay and it says you can add to paypal, you can but thats ALL still cant use your money!!! Not even to add/send funds to your Paypal. Very irritating!!! Customer service is NO HELP!!! ## Most critical reviews (10 lowest-rated) ### 1/5 — Pointless if you need the money now *2026-06-22, version 1.32.0* So I needed to pay a bill and needed money on card to do that, I went to dg and bought this card and on the card case it says you can use it online,in stores or to pay b bills. WHAT THEY DON’T TELL YOU IS that yes you can do all that but ONLY AFTER you received the personalized card in the mail over a week later which means i used my bill money for nothing now bc the money i loaded I cannot use bc I still haven’t received my personal card yet. So my bills late and I have money on card for over a week note that I can’t even use till other cards comes in mail.., pointless just pointless waste of time money and resources ### 1/5 — Pls help me with this *2026-06-02, version 1.32.0* Pls fix the app I ordered a card from dollar general and then I went online to register a card not a temporary one but it doesn’t work it says there was a error also when I put 30 dollar on my card at dollar general they say it was suspended so basically I think o got scammed so can you help me out with this issue ### 1/5 — Don’t get this at all *2026-04-28, version 1.30.0* I really don’t like how I keep writing my information all over again like if the app is playing games around, this is really annoying and waste of money, I put money in that card when I bought now my money is stuck there I can’t spend it on nth, this is a really bad card and app. ### 1/5 — THE WORST CARD *2026-04-28, version 1.30.0* Tried over 10 to activate it and it says oops we are experiencing difficulties I waited a whole week to try again same thing! WORST PURCHASE EVER!!! ### 1/5 — Won’t let me *2026-04-04, version 1.29.0* It won’t let me make a account and says my card number is wrong when I type it out perfectly and the customer service to 30 minutes to work and when it did it was an Indian lady with the thickest accent I’ve ever heard. Everytime I get to the end of the account process it tells me error and when I try to sign in it tells me the user name I used is already taken. Not to mention it won’t let me get the money already on the card so I got screwed over. ### 1/5 — A joke *2026-02-28, version 1.27.0* I give this no stars, I bought this card at the dollar general, only put $20 on it to see how it works. Well on week two now, and about 20 phone calls to useless customer service and still can’t use it. Every time I call they try a supposedly put me through to technical support ( I really don’t think they have a such thing) as I am put on hold and always come back to the person that transferred me there only to be told no one’s answering (duh) to call back later, every time!!! This card and or company is a joke DONOT get this card. And I will be telling everyone and everyone I see ready to buy the card not to and tell them it’s not worth the headache and they probably won’t have access to their money anyway. I really would like to write disclaimers and hang everywhere these cards are in the stores. SCAM ### 1/5 — Service is trash *2026-02-13, version 1.27.0* Why label it reload Card that u got to apply for then it tell u it only for online purchases and no atm withdrawal basically holding ur money ### 1/5 — False advertisement *2026-02-12, version 1.27.0* There was a link for a spendwell account in my dollar general app saying that if I set up an account with spendwell I would receive $30 loaded onto it. Great, I’ll take it, and I don’t have my own debit card currently anyway so I’ll use their reliable card, I shop at dollar general enough, and it’ll be great for helping budget if u just put a certain allotment of money onto it to use for specific things.. set up the account, never received the $30, it still shows $0 balance in the account. Yall wasted your time and money sending me a physical spendwell debit card that I now refuse to use on principal even though I could’ve otherwise used it and my account is just as quickly getting closed. I won’t be a part of a company that lies to get people. ### 1/5 — Awful *2026-02-08, version 1.27.0* I purchased this because I needed a temporary place for my money. (Bank account was compromised)…I was not able to use the temporary card at any in person places, ie…gas station, ATM or even put it in Apple Pay. I called customer service twice and was told the second time that I had to wait until I received the permanent card. I would Never recommend this card to anyone! Very disappointed ### 1/5 — Lies and Scams *2026-01-31, version 1.27.0* Customer service runs you around in the same circle for an hour while everywhere you go it says to “just register it” when it won’t PHYSICALLY let you same thing when you try to make an account and we just love talking to robots that repeat themselves like broken records i’m surprised lawsuits aren’t lined up out the door. ## Most praised reviews (10 highest-rated) ### 5/5 — The Best I’ve ever seen. *2026-08-13, version 1.32.0* This card is free to load up and this card keeps up with your Sub accounts. ### 5/5 — Totally awesome *2026-05-07, version 1.31.0* They have been totally awesome ### 5/5 — Free loads *2026-04-29, version 1.30.0* I encourage all to use it as it’s free to add funds and as a VISA logo it’s accepted everywhere ### 5/5 — Spendwell *2026-04-19, version 1.29.0* Love this Account ### 5/5 — L *2026-04-04, version 1.29.0* Works well for me. Easy to load cash and there is a dollar general that works with spendwell on every corner ### 5/5 — Wow *2025-09-09, version 1.25.0* Accusations love this ### 5/5 — God blessing from above *2025-08-20, version 1.25.0* Thanks you ### 5/5 — Great but… (Fixed) *2025-06-26, version 1.24.0* App works perfectly, and so does the card. But since their last update I can’t use Face ID to login to my account, I’ve manually logged in, didn’t fix it, luckily the app allows to view a quick balance from the login screen, but I’d like the Face ID to work. Edit: followed developer instructions and app works perfectly fine now, any of those scam reviews are completely FAKE this app works great, highly encouraged. ### 5/5 — Maya *2025-05-02, version 1.23.0* Awesome Card ### 5/5 — Love it *2025-04-25, version 1.23.0* I’ve had this card since it was first introduced and have had absolutely no issues with it. Registration was simple, the mobile app is great and monthly service fee has always been waived because I have direct deposit. I love earning reward money every time I use the card, even to pay bills, and using that reward money towards my dg purchases. I recommend this card to all new dg employees because paychecks are posted two days early. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*