# Spendwise AI: Expense Tracker — AI Budget & Receipt Scanner

> AI Budget & Receipt Scanner (iPhone/iPad app by ASIF MUHAMMED THADATHIL.)

- Source: https://appshunter.io/ios/app/spendwise-ai-expense-tracker/id6771115407 (this page in markdown: same URL + `.md`)
- Developer: [ASIF MUHAMMED THADATHIL](https://appshunter.io/developer/1896760115)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 6 MB
- Languages: American English, Arabic, Bangla, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Filipino and 31 more
- Released: 2026-06-07
- Data updated: 2026-07-28
- User reviews in markdown: https://appshunter.io/ios/app/spendwise-ai-expense-tracker/id6771115407/reviews.md

## What is Spendwise AI?

NEW IN 2.2 — APPLE PAY AUTOMATIC TRACKING
Pay with Apple Pay. Expense logs itself.
Set up once via Apple Shortcuts. Works forever.
——————————————————————————

Spendwise AI turns your Phone into a smart personal finance manager — powered by AI, 100% private, and works offline.

SCAN RECEIPTS INSTANTLY
Point your camera at any receipt — in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically.

IMPORT YOUR BANK STATEMENTS
Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds.

VOICE EXPENSE ENTRY
Just say "Coffee 4.50" or "Aldi 23 euros" — expense logged instantly. No typing needed.

TRACK YOUR EMOTIONAL SPENDING
Tag how you felt when you spent. Discover patterns — how much more you spend when stressed vs. content. Unique to Spendwise AI.

MULTI-CURRENCY TRIP EXPENSES
Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required.

AI FINANCIAL ADVISOR
Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data.

6-MONTH CASH FLOW FORECAST
AI predicts your financial future based on your recurring expenses and income patterns.

COMPLETELY PRIVATE
All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device.

EXPORT TO EXCEL
Export all expenses and income to a formatted Excel file at any time.

FREE TIER: 15 AI interactions/month included at no cost.
PRO ($3.99/month or $29.99/year): 150 AI interactions/month — unlock unlimited receipt scanning, bank imports, and AI chat.   
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spendwise AI Pro | $3.99 | per month |
| Spendwise AI Pro Yearly | $29.99 | per year |



## Version history (last 5 releases)

### 2.9 — 2026-07-12

Improved Apple Pay shortcut import reliability, including better amount parsing for different currency formats. This update also improves recurring transaction notifications and adds clearer Wallet Automation setup guidance.

### 2.6 — 2026-06-25

Improved monthly expense tracking accuracy and navigation across Home, Summary, Income, and Transactions.

This update also improves AI processing reliability with a lower-cost model routing setup, using Gemini Flash first and Claude Haiku as fallback.

### 2.5 — 2026-06-24

- Added month selection on the Home dashboard to review previous months.
- Improved dashboard and transaction total accuracy.
- Improved Apple Pay Shortcut import limits for Pro usage.
- Fixed unsaved edit warnings for transaction changes.
- Improved trip currency refresh behavior.
- Improved App Store/TestFlight build handling and stability.
- General performance, UI, and reliability improvements.

### 2.4 — 2026-06-23

Wallet import is now part of Pro after 5 free monthly entries. Free users can try Wallet automation, while Pro users get unlimited Wallet imports. This update also includes small reliability improvements.

### 2.3 — 2026-06-21

Improved trip currency refresh and added unsaved-change protection when editing transactions.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*