# SpendWise: Budgets & Cards — Simple monthly budget planner

> Simple monthly budget planner (iPhone/iPad app by Ahmad Tariq.)

- Source: https://appshunter.io/ios/app/spendwise-budgets-and-cards/id6756066717 (this page in markdown: same URL + `.md`)
- Developer: [Ahmad Tariq](https://appshunter.io/developer/1842548017)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 13 MB
- Languages: American English
- Released: 2026-08-25
- Data updated: 2026-09-11
- User reviews in markdown: https://appshunter.io/ios/app/spendwise-budgets-and-cards/id6756066717/reviews.md

## What is SpendWise?

SpendWise is a simple, privacy-friendly spending companion that helps you stay in control of your money without connecting to any bank accounts or cards.

Set your budget, log your expenses, and track your credit card usage and due dates in one clean, focused app. SpendWise is designed for people who want clarity and peace of mind around their spending — without the complexity of full-blown finance tools or the anxiety of oversharing their data online.

With SpendWise, everything stays on your device and safely synced with iCloud using Apple’s own infrastructure. No logins, no external accounts, no third-party trackers — just you and your numbers.

HOME SCREEN WIDGETS
• Month Overview — budget, spent, and remaining at a glance
• Weekly Spent — this week's total without opening the app
• Credit Cards — cycle spend and upcoming due dates

REMINDERS THAT MATCH YOUR STYLE
Pick Quiet (none), Subtle (1–2 a day), or Aggressive (3–5 a day). Logging takes 20 seconds — the reminder is just the nudge.

BUILT FOR HOW YOU ACTUALLY LIVE
• 49 currencies, from PKR and INR to USD, EUR, GBP, AED, and SAR
• iCloud sync keeps every iPhone in step automatically
• Light, dark, or system appearance
• Full month history you can scroll back through anytime

PRIVATE BY DESIGN
SpendWise never connects to your bank. Your data lives in your own private iCloud, syncing only to your devices. We can't see it, and it isn't sold or shared.

SPENDWISE PRO
Expense tracking, budgets, custom categories, credit cards, widgets, reminders, and iCloud sync are part of SpendWise Pro.

• Monthly — $2.99 per month
• Yearly — $19.99 per year, about $1.67 per month (save 44%)

Both plans are auto-renewable subscriptions and Includes a 2-week free trial for new users. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. Manage your subscription or turn off auto-renew in your Apple Account settings after purchase.

Terms of Use: https://ahmadtariq.co/apps/spendwise/terms
Privacy Policy: https://ahmadtariq.co/apps/spendwise/privacy

Questions, bugs, or feature requests? Email support-spendwise@ahmadtariq.co — SpendWise is built by one independent developer, and every message gets a reply.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| SpendWise Pro (Monthly) | $2.99 | per month |
| SpendWise Pro (Yearly) | $19.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-08-26

No release notes.

## More apps by Ahmad Tariq

- [LiftEats](https://appshunter.io/ios/app/lifteats/id6778838787)

All apps by Ahmad Tariq: https://appshunter.io/developer/1842548017

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*