# Spendy: Expense Tracker — Track expenses in seconds

> Track expenses in seconds (iPhone/iPad app by Francesco Algieri.)

- Source: https://appshunter.io/ios/app/spendy-expense-tracker/id6758355322 (this page in markdown: same URL + `.md`)
- Developer: [Francesco Algieri](https://appshunter.io/developer/1872511974)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18 · 52 MB
- Languages: American English, Italian
- Released: 2026-02-10
- Data updated: 2026-08-07
- User reviews in markdown: https://appshunter.io/ios/app/spendy-expense-tracker/id6758355322/reviews.md

## What is Spendy?

Track expenses at the speed of light! Use the new Quick Controls, scan receipts, or automate with Apple Pay: your budget is always up to date, zero hassle.

Spendy is the budgeting app you won't abandon after a week. Why? It automatically logs expenses when you pay with Apple Pay, or manually in an instant from the Control Center and with receipt OCR. The AI learns and auto-completes for you. Zero complications, maximum control.

**WHY SPENDY**
- Quick Controls → Add an expense or open the scanner in a single tap from the Control Center, Lock Screen, or using the Action Button
- Apple Pay Automation → Set it once, every payment gets tracked automatically (zero effort)
- Scan receipts in seconds → Take a photo, the app reads amount and date in 2 seconds
- Learning AI → Suggests categories as you type, remembers your habits
- Quick Add from Icon → Long-press Spendy's icon, add expenses from Home Screen
- Category Budgets → Set monthly limits and see how much you can still spend
- Savings Goals → Vacation, car, emergency fund: create the goal, Spendy tracks progress
- Recurring Payments → Never forget subscriptions again: reminders before every due date
- Smart Widgets → Budget, recent expenses, stats always visible on Home Screen

**SPENDY ADVISOR: YOUR FINANCIAL AI**

Analyzes spending pace: "It's day 10, you've already used 60% of your budget"
Identifies hidden trends: "You spend too much on weekends"
Smart predictions: "At this rate, you'll end the month at +$150"
Onboarding coach: Helps you set up budgets and goals if you're just starting
Proactive notifications: Unusual expenses detected in real-time

Everything runs locally on your iPhone. Privacy guaranteed.

**APPLE PAY AUTOMATION (Zero Effort)**

Configure the Shortcuts integration once: every time you pay with Apple Pay or card, Spendy automatically records the transaction. So tracking stays complete even when you're in a hurry or forget.

• Compatible with any card/bank
• Runs in background, zero intervention
• AI automatically categorizes every expense
• Works with NFC/contactless too

Result: budget always up-to-date without you lifting a finger.

**QUICK FEATURES**
Instant Access → Spendy is wherever you need it: Control Center, Lock Screen, and Action Button.
Search and filters → Find any transaction in seconds
PDF/CSV Export → Export everything when needed
iCloud Backup → Private sync, no external servers

**GAMIFICATION & MOTIVATION**

**FREE VERSION**

- Unlimited expenses and income
- 1 goal + 1 subscription + 1 widget
- Essential statistics
- Spendy Advisor (basic analysis)

**SPENDY PRO**

- Unlimited goals and subscriptions
- Budgets for all categories
- OCR receipt scanning
- Apple Pay automation with Shortcuts
- Full Spendy Advisor (predictions + advanced trends)
- Shortcuts automation
- Automatic iCloud backup
- PDF/CSV export
- All widgets
- Advanced statistics with charts
- Quick Controls (Lock Screen and Control Center)

**PRIVACY FIRST**

All data stays on your iPhone. No mandatory account, no external servers, no tracking. Face ID/Touch ID protection included.

**LEGAL INFORMATION**

Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://francescowebdesign.it/spendyapp/privacy.html

**SUBSCRIPTION INFORMATION**

Spendy Pro is available with the following options:

AUTO-RENEWABLE SUBSCRIPTIONS:
• Monthly: €2.99/month
• Annual: €17.99/year (save 58%)
ONE-TIME PURCHASE:
• Lifetime: €44.99 (lifetime access, no renewals)

Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Payment is charged to your Apple ID upon confirmation of purchase. You can manage your subscriptions and turn off auto-renewal in your Apple account settings after purchase.
The Lifetime purchase is a one-time payment with no automatic renewal and grants access to all Premium features forever.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spendy Pro - Monthly | $2.99 | per month |
| Spendy Pro - Yearly | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Spendy Pro - Lifetime | $39.99 | one-time |



## Version history (last 5 releases)

### 1.0.13 — 2026-06-27

Spendy Advisor gets a lot smarter.

Version 1.0.13 introduces a new way to read your month: Spendy analyzes your budget, expenses, income, and recurring payments to help you better understand what's going on and where to take action.

What's new:

- New monthly Checkup with personalized analysis
- Recommended plan with practical steps to follow
- Smarter end-of-month forecasts
- Category review to make budgets and suggestions more accurate
- New Advisor experience to help you discover Spendy Pro

We've made the Advisor more useful, clearer, and closer to a true personal assistant for managing your finances.

New AED currency 
-  we've added the UAE Dirham, perfect for those who live, travel, or work in Dubai

### 1.0.12 — 2026-06-05

We have redesigned the Recurring Payments system.

In this version, Spendy becomes even more accurate in managing subscriptions, bills, installments, and automatic renewals.

Main improvements:

- Clearer and easier-to-review recurring payments
- Automatic transaction generation on the renewal date
- Better protection against duplicate transactions
- Improved handling of suspension, reactivation, and deletion
- More reliable fixed-duration installments and due dates
- General stability and performance improvements

An update designed to give you more control over the expenses that repeat every month.
Thank you for your feedback — it helps us make Spendy more and more reliable.

### 1.0.11 — 2026-06-05

What's new in version 1.0.11:

We've improved recurring payments management and fixed some behaviors reported by users.

- Clearer recurring payments: each month now shows the correct due dates for the selected period.
- More accurate future forecasts: payments for upcoming months are shown as scheduled renewals, not as already paid.
- Improved initial recording: when you add a recurring payment starting today, the first expense is correctly added to the current month.
- Fixed summaries from notifications: opening weekly or monthly summaries from notifications now displays the correct period.

Thank you for your reports — they help us make Spendy more and more reliable.

### 1.0.10 — 2026-05-30

What’s New in Version 1.0.10

- Fixed an issue with pending transactions that could apply the same description to multiple pending payments.
- Pending payment notifications now take you directly to the “To Confirm” screen.
- Improved overall app stability during syncs and rapid edits.
- Small fixes and refinements to make the experience smoother and more reliable.

Thank you for using Spendy! Feedback and suggestions are always welcome.

### 1.0.9 — 2026-05-17

What's new in Spendy version 1.0.9:

We've introduced a new customization option for Pro users:
- You can now choose the Spendy icon directly from Settings > Appearance.

Customize your home screen with new alternative icons and make the app even more yours.

This version also includes general user experience improvements, optimizations, and small tweaks to make Spendy even more comprehensive, fluid, and enjoyable to use every day.

Thank you for using Spendy! Feedback and suggestions are always welcome.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*