# SpendZen: Budget & Expense — Money tracker & daily finance > Intuitive finance tracker for budgeting, expense logging, and saving money. (iPhone/iPad app by Michele Nocchi.) - Source: https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915 (this page in markdown: same URL + `.md`) - Developer: [Michele Nocchi](https://appshunter.io/developer/1795307487) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 5 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 45 MB - Languages: Italian - Released: 2025-05-02 - Data updated: 2026-08-07 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915/reviews.md ## What is SpendZen? Stop wondering where your money goes. SpendZen is the beautifully designed finance tracker that helps you master your budget, track expenses, and save money with zero stress. Simple enough for beginners but powerful enough for finance geeks, SpendZen replaces cluttered spreadsheets with a clean, intuitive interface. No mandatory sign-ups, no data selling. Just pure financial clarity. WHY USERS LOVE SPENDZEN: Effortless Expense Tracking Log spending in seconds. Our streamlined design makes tracking daily expenses a habit, not a chore. Categorize transactions instantly and see exactly where your cash is flowing. Variable Bills & Subscriptions (NEW) Manage fluctuating utility bills and fixed subscriptions in one place. Track due dates, handle trial periods, and never miss a payment again. Perfect for keeping your monthly fixed costs under control. Smart Budgeting Set monthly budgets for categories like Groceries, Dining, or Transport. Insightful charts and analytics let you know instantly if you are overspending, helping you adjust before it’s too late. Visual Financial Calendar Plan ahead. View your past and upcoming payments in a clean calendar view. Predict your month-end balance and avoid overdrafts. ## Key features - Effortless expense tracking - Manage variable bills and subscriptions - Smart budgeting with category limits - Visual financial calendar - Insightful charts and analytics - Clean, intuitive interface ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | SpendZen Lifetime | $8.99 | one-time | ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915/reviews.md ### 5/5 — Ottima APP *2025-12-26, version 3.1.6* Durante il passaggio da versione free a quella PRO c’è stato un problema tecnico per cui, nonostante il pagamento l’APP restava in modalità free. Segnalato il problema e in tempo zero lo sviluppatore si è proposto di trovare una soluzione. Ora tutto funziona alla perfezione. La migliore APP per tracciare le spese tra tutte quelle provate. Consigliata per la ricchezza di funzioni e per la semplicità d’uso ad un prezzo vantaggioso. ### 1/5 — Not very useful *2025-12-12, version 3.1.2* All I wanted to do is to keep track of the items that I've bought so I can keep track of my items that I'm selling so I know what I've spent on that item. That way I can adjust my prices when I'm listing stuff for sale and I can amend my prices but know what my spend was so I don't list stuff too cheaply. All this app does is list your expenses every month. I can write that out on a piece of paper and stick it to my fridge.😂 ### 5/5 — App utile *2025-10-16, version 3.0.0* App davvero utile , chi l’ha inventata mi ha aiutato davvero tanto nella mia vita . Consiglio assolutamente ### 5/5 — App fantastica *2025-10-16, version 3.0.0* L’app di consente il monitoraggio delle spese fisse rispetto alle entrate, in modo tale da poter pianificare le altre spese straordinarie. Consiglio di poter inserire sia la parte delle entrate che un’eventuale quota di spese che uno prevede di spendere nel mese e che son sempre presenti (esempio mangiare per casa, ristoranti e bar, acquisti vari per la casa) ### 5/5 — Fantastica *2025-10-16, version 3.0.0* App creata nei minimi dettagli per chi ha bisogno di organizzare e tenere sotto traccia le proprie spese. ### 5/5 — Literally my first review! *2025-07-09, version 2.0.0* I’ve been using the App Store since 2012 and have never rated or reviewed an app. I saw the app on Reddit and the creator appeared so genuine and hardworking that I downloaded the app and gave it a try (despite there being like 50000 financial trackers out there already). The purpose of this app is clear and it fulfills that purpose. It’s as simple as that! I love it and it’s exactly what I’ve been looking for. - If you want a subscription/bill/fee tracker in one location, this app will deliver. - Does not force a subscription or have any premium locked features. - Does not force you to register an account. - Allows for app/data backup and exporting data. Some feedback for improvement (and perhaps a wishlist): - Allow users to edit (rename), delete, or at least hide the default categories. - Allows for ability to enter when subscription or service was first ever paid for, most recent payment, and upcoming payment. - Allow for either more than one note field or preferably the ability to format/add bullets to the notes when adding a subscription. I just want to be able to press return to insert a line so I can make lists/bullet points. Thank you! ### 5/5 — Ben fatta *2025-07-07, version 1.2.4* 🔝 ### 5/5 — App Ottima *2025-06-19, version 1.2.4* Complimenti! L’app é davvero ottima. Un consiglio: inserire la possibilità di gestire anche le entrate ### 5/5 — Best app ever *2025-06-13, version 1.2.4* This app is so good, it has good ui/ux give it a try!!! ### 4/5 — Language update? *2025-06-07, version 1.2.3* Notifications reminders are still in italian ## Frequently asked questions about SpendZen ### What is SpendZen used for? SpendZen is a finance tracker designed to help users master their budget, track daily expenses, and save money. It offers features like effortless expense logging, variable bill management, and smart budgeting with visual analytics. ### Is SpendZen free to use? Yes, SpendZen is available for free. The app also offers in-app purchases for additional features or content, as indicated by its monetization model. ### What devices does SpendZen support? SpendZen is currently supported on iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go. ### How often is SpendZen updated? The latest version of SpendZen is 3.4.0, and it was last updated on March 20, 2026. This indicates a recent update, suggesting ongoing development and support. ### What is the age rating for SpendZen? SpendZen has an age rating of 4+, making it suitable for a wide range of users. This rating suggests that the content within the app is appropriate for young children and adults. ### Does SpendZen require an account to use? No, SpendZen does not require mandatory sign-ups. Users can start tracking their finances immediately without creating an account, ensuring privacy and ease of access. ### How does SpendZen help with managing bills? SpendZen allows users to manage variable bills and subscriptions in one place. You can track due dates, handle trial periods, and ensure you never miss a payment, helping to keep monthly fixed costs under control. ### What makes SpendZen's budgeting smart? SpendZen's smart budgeting feature allows you to set monthly budgets for specific categories like groceries or transport. Insightful charts and analytics provide instant feedback on overspending, enabling timely adjustments. ## Version history (last 5 releases) ### 3.6.0 — 2026-05-21 New Month Card: A refreshed homepage layout for an instant snapshot of your current month. Drag & Drop Tools: Customize your dashboard by easily reordering your SpendZen Tools cards. Income Redesign: A sleeker, more intuitive look for both the "Management" and "History" tabs. ### 3.5.1 — 2026-05-03 Bug fix and improvements ### 3.4.0 — 2026-03-20 Recurring Income Add a fixed income once — the app automatically generates monthly occurrences, with the option to delete future ones. Redesigned Income Screen New interface with redesigned cards, integrated history, and dedicated statistics. Advanced Budgets & Categories Macro-area budgets, more flexible categories, and alerts when approaching or exceeding your limits. Richer Statistics Monthly income vs. expense balance, improved visualizations, and new monthly and annual indicators. Improved Dates & Recurrences More accurate frequency calculations, custom month support, and better date format handling. UI/UX & Polish Updated visual theme, revised texts, clearer notifications, and refined graphic details. ### 3.3 — 2026-02-17 What's New - SpendZen Badge & Collection System * Unlockable badges with dedicated collection and animations Smart Suggestions V2 * New interface with advanced filters * Mark as read/unread * Subscription Health Score Enhanced Calendar * Integrated monthly statistics * Quick navigation and overdue expense filters Performance * Repository pattern for optimized database * Centralized logging system * Smart caching and database indexes UI/UX * Smooth animations for budgets and statistics * Removed obsolete widgets * Cleaner design Bug Fixes * Fixed duplicate notifications * Improved premium error handling * Optimized iCloud backup ### 3.2.0 — 2025-12-30 Showing in the calendar Income and expenses Trial Performance improvements ## Apps similar to SpendZen | App | Rating | Price | Category | | --- | --- | --- | --- | | [Poketto - Money Tracker](https://appshunter.io/ios/app/poketto-money-tracker/id6463721292) | 4.9 (18) | Free | Finance | | [eXpend: Make Budgeting a Habit](https://appshunter.io/ios/app/expend-make-budgeting-a-habit/id6747117634) | 4.8 (11) | Free | Finance | | [AutoManager Pro](https://appshunter.io/ios/app/automanager-pro/id6743636318) | — | Free | Finance | | [Finore - Spending Tracker](https://appshunter.io/ios/app/finore-spending-tracker/id6749824102) | — | Free | Finance | | [Spenly](https://appshunter.io/ios/app/spenly/id6747989825) | — | Free | Finance | | [Evenflow Tracker](https://appshunter.io/ios/app/evenflow-tracker/id6744845176) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*