# SPENN — Airtime, bill pay, transact > Free mobile banking app for sending money, paying bills, and saving. (iPhone/iPad app by Blockbonds AS.) - Source: https://appshunter.io/ios/app/spenn/id1189735564 (this page in markdown: same URL + `.md`) - Developer: [Blockbonds AS](https://appshunter.io/developer/1189735563) - Category: Finance - Price: Free - Rating: 3.90/5 from 60 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 41 MB - Languages: American English, Kinyarwanda, Swahili - Released: 2018-12-23 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/spenn/id1189735564/reviews.md ## What is SPENN? SPENN: Mobile Banking for you.    SPENN is a free mobile banking app that is available to everyone! Register instantly today!   You do not require a bank account to open or use your SPENN account. All that you need to start is a mobile phone number and ID.    Anyone can open a SPENN account on their smartphone or feature phone and save money with our free transactions!   With SPENN you can: • Instantly send money to family and friends through the SPENN App to their SPENN account for free • Request money from friends, family or those who owe you. • Pay Bills with no fees  • Buy local and international airtime, for your yourself or anyone else straight through SPENN. • Save money and set your savings goals using the SPENN Supersaver Account. • Pay in stores instantly with no added fees.  • Top up your account and cash out using SPENN Agents, Business Partners and banks
   For Merchants:    Upgrade you account to use SPENN for merchants: • Access to a point-of-sale solution. • Add your business to the SPENN map to gain access to more customers. • Print your own business QR code for fast and easy transactions in your store. • Digital receipts for all sales to SPENN customers.
   If you have any questions or feedback? We'd be happy to hear from you and we are here to help!   Live chat: www.spenn.com ## Key features - Send money instantly for free - Request money from others - Pay bills with no fees - Buy local and international airtime - Set savings goals - In-store payments with no fees - Top up and cash out via agents ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/spenn/id1189735564/reviews.md ### 1/5 — American living in Norway *2026-01-24* Can’t choose US Dollars ### 3/5 — Great *2025-06-23* But am foreign and my id number can’t work when type it in ### 5/5 — 5 star *2024-11-17* Great and easy to manage ### 1/5 — Can’t login *2021-09-23* I can’t login into the app its keyboard doesn’t work **Developer response:** Hello! Thank you reaching out, can you kindly send your phone number to caroline@spenn.com so we can reach out and quickly assist? We appreciate you! Best regards, Caroline. ### 2/5 — iPhone support & Save bill receipts *2021-05-23* 1. I was not able to validate the account (id and selfie) on iPhone (iOS 14.5.1). I had to switch to android phone, verify my account then log in back to my iPhone. 2. It would be nice to save the bill in the app for later reference. I have to always take a screenshot (not convenient) ### 1/5 — Verification takes forever *2021-01-16* 😒 is zero stars a thing ? ### 1/5 — Keeps crashing *2020-10-01* The app crashes every time I launch it ### 1/5 — Deceptive!’ *2020-03-23* The app is not available for the US, but they can send you a text to download the app. ## Frequently asked questions about SPENN ### Does SPENN have ads? SPENN is ad-free, allowing for an uninterrupted user experience without advertisements. ### How do I register for SPENN? Registration for SPENN is instant and only requires a mobile phone number and ID. You do not need a traditional bank account to start using SPENN. ### What devices does SPENN support? SPENN is available on iPhone and iPod devices, offering mobile banking convenience across these platforms. ### What is the rating for SPENN? SPENN has a rating of 3.9 stars based on 60 user ratings, indicating a generally positive reception from its user base. ### How often is SPENN updated? The latest version of SPENN is 2.2.6, and it was last updated on February 16, 2024, suggesting regular maintenance and updates. ### Can I save money with SPENN? Yes, SPENN allows you to save money and set savings goals using the SPENN Supersaver Account, helping you manage your finances effectively. ### Is SPENN safe to use? SPENN is designed for secure mobile banking. Users can top up and cash out through SPENN Agents, Business Partners, and banks, adding layers of accessibility and security. ### What age rating does SPENN have? SPENN has an age rating of 4+, making it suitable for a wide range of users looking for mobile financial services. ## Version history (last 5 releases) ### 2.2.6 — 2024-02-16 * Sign up is even easier. * Various bug fixes to make your experience better. * UI improvements. ### 2.2.5 — 2023-12-14 * Bank account Cash In - Zambia only. * Various bug fixes to make your experience better. * UI/UX improvements. ### 2.2.4 — 2023-11-24 * Various bug fixes to make your experience better. * UI/UX improvements. ### 2.2.3 — 2023-10-20 * Various bug fixes to make your experience better. * UI/UX improvements. ### 2.2.2 — 2023-10-04 * Various bug fixes to make your experience better. * UI/UX improvements. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*