# Spento: AI Budget Tracker — Smart automated money manager

> Smart automated money manager (iPhone/iPad app by Juanma Del Boca.)

- Source: https://appshunter.io/ios/app/spento-ai-budget-tracker/id6775641469 (this page in markdown: same URL + `.md`)
- Developer: [Juanma Del Boca](https://appshunter.io/developer/1826820062)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 73 MB
- Languages: American English
- Released: 2026-06-28
- Data updated: 2026-07-21
- User reviews in markdown: https://appshunter.io/ios/app/spento-ai-budget-tracker/id6775641469/reviews.md

## What is Spento?

Take complete control of your personal finances with Spento—the smart, flexible, and automated budget tracker designed to simplify your financial life. Whether you want to set a weekly allowance, co-manage household expenses with your partner, or simply talk to an AI assistant to log your daily coffee, Spento makes financial tracking effortless and personalized.

KEY FEATURES

SMART AI EXPENSE TRACKING
No more tedious forms. Simply chat with our built-in AI assistant. Type natural sentences like "I bought a coffee for $5" or "Spent $45 on groceries," and watch as the AI logs, categorizes, and updates your budget instantly.

AUTOMATED APPLE WALLET TRACKING
Let the app do the work. Seamlessly leverage system automation to capture, parse, and categorize expenses in real-time the moment you pay with Apple Wallet or Apple Pay.

FLEXIBLE RECURRENT BUDGETS
Every financial journey is different. Set up budgets that fit your unique income cycle:

Weekly Budgets: Select your preferred starting weekday (e.g., Monday or Wednesday).

Monthly Budgets: Customize your cycle start date to match your payday.

Yearly Budgets: Long-term planning with custom month and day starting offsets.

SHARED BUDGETS & REAL-TIME SYNC
Managing money together has never been easier. Generate a unique invite link to share your budgets with family, partners, or roommates. Log transactions, update balances, and visualize shared categories in real-time.

TAILORED CATEGORIES & DESIGN
Make it yours. Create custom categories by choosing from a vibrant color palette and hundreds of premium icons. Unselected items remain clean and lightweight, while active ones pop.

INSIGHTS & EXPORT

Category Breakdown: View clean charts detailing your spending behaviors.

Budget History: Easily look back and check previous budget cycles.

Data Export: Need deeper analysis? Export your transaction histories directly to CSV files for use in your favorite spreadsheet software.

OFFLINE-FIRST & SECURED
Your data is synced securely in the cloud, allowing you to access it from any device. Going offline? Spento caches your settings and maps periods locally so you can continue adding transactions anytime without network issues.

UPGRADE TO PRO FOR UNLIMITED FREEDOM
Unlock the full potential of Spento:

Unlimited AI expense logging via chat

Automatic Apple Wallet tracking integration

Unlimited custom categories

Ad-free experience

Start tracking smarter today. Download Spento and take the first step towards your financial freedom!

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Subscription | $4.99 | per month |
| Yearly Subscription | $29.99 | per year |



## Version history (last 1 release)

### 0.8.1 — 2026-06-28

No release notes.

## More apps by Juanma Del Boca

- [Shared Notes: Couples & AI](https://appshunter.io/ios/app/shared-notes-couples-and-ai/id6748648868)

All apps by Juanma Del Boca: https://appshunter.io/developer/1826820062

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*