# SpentyAI — AI Accounting & Bookkeeping > AI-driven accounting and bookkeeping for personal and business finance management. (iPhone/iPad app by Akshay Chouhan.) - Source: https://appshunter.io/ios/app/spentyai/id6762543155 (this page in markdown: same URL + `.md`) - Developer: [Akshay Chouhan](https://appshunter.io/developer/1884294395) - Category: Finance, Business - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 14 MB - Languages: American English - Released: 2026-05-04 - Data updated: 2026-08-01 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/spentyai/id6762543155/reviews.md ## What is SpentyAI? SpentyAI is your AI accountant in your pocket — built for India, powered by AI, and friendly enough that anyone can use it. Whether you're managing personal expenses, running a freelance business, or growing a small enterprise, SpentyAI puts an intelligent finance assistant on your iPhone and iPad. TALK TO YOUR FINANCES — AI DOES THE BOOKS Tell SpentyAI in plain English: "I spent ₹500 on lunch from HDFC card." The AI records the entry, picks the right category, posts the double-entry journal, and queues it for your one-tap approval. Ask "How much did I save this month?" and get an instant answer. No accounting jargon. No spreadsheets. AUTO-DETECT TRANSACTIONS FROM YOUR INBOX & SMS Connect Gmail or Outlook, or paste your bank SMS. SpentyAI reads only your transaction-related messages and drafts every entry — payments, salary credits, NEFT, UPI, RTGS, IMPS, EMIs, credit card bills. You scan, you approve. Books stay clean. NEVER MISS AN AUTO-DEBIT, MANDATE, OR SUBSCRIPTION AGAIN SpentyAI automatically finds every recurring charge buried in your email — NACH mandates, UPI AutoPay, SIPs, EMIs, insurance premiums, OTT subscriptions (Netflix, Spotify, Hotstar), gym memberships, and more. See exactly what's getting charged next month, when, and how much. Spotted a forgotten subscription you never use? Cancel it before the next charge and keep that money in your pocket. AI RECONCILIATION WHEN BALANCES DON'T MATCH Bank statement and your books don't agree? Upload the statement (PDF, Excel, or CSV — even password-protected). SpentyAI compares every line against your ledger and surfaces every conflict — duplicates, missed entries, wrong amounts, untracked charges. Fix the gap in minutes, not days. Complete audit trail every time. SYNC ACROSS YOUR DEVICES SpentyAI runs natively on your iPhone and iPad, with a fully-featured web companion at spentyai.com. Sign in with Apple or Google on any device — your data syncs instantly. Start an entry on your iPhone during your commute, finish reconciliation on your iPad at home, check projections from any browser. One account. Everywhere. SMART DASHBOARD See your net worth, monthly income, expenses, and pending approvals at a glance. Live across all your accounts. 24-MONTH CASH-FLOW PROJECTION See the next two years before they happen. Detected mandates and recurring payments project forward month by month so you know exactly what's coming. PROFESSIONAL GST INVOICES Create polished invoices with your business logo and full GST support — CGST, SGST, IGST, HSN codes. Email directly to clients, track payment status, see who's overdue, and manage debtor aging. PURCHASE BILLS, VENDORS & CREDITOR AGING Mirror invoicing on the buy side. Track every supplier bill with ITC-ready GST breakdowns. Know what you owe whom. RECEIPT SCANNER Snap a photo of any receipt or bill. AI extracts the merchant, amount, date, tax breakdown, and line items. REPORTS & ANALYTICS Visual breakdown of where every rupee went — by category, by account, by period. Export to CSV or PDF for your accountant or tax filing. RECORDS VAULT Every source email, .eml receipt, PDF, or screenshot is stored alongside its transaction. Searchable, downloadable, audit-ready. BUILT FOR INDIA, WORKS GLOBALLY INR with full UPI, NEFT, RTGS, IMPS, GST, and HSN/SAC support out of the box. Multi-currency support for international use. NOW FREE TO START SpentyAI is free to start — track expenses, talk to your finances, auto-detect transactions from email & SMS, reconcile statements, and see your cash-flow projection at no cost. A premium upgrade unlocks professional GST invoicing, purchase bills & vendor tracking, and the SpentyAI plugin for Claude and ChatGPT. Upgrade only if you need it — cancel any time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spentyai.com/privacy Download SpentyAI today and let AI take the stress out of your money. ## Key features - AI-powered transaction entry via natural language - Automatic detection of transactions from email and SMS - Recurring payment and subscription tracking - AI-driven bank reconciliation - Cross-device synchronization - Smart financial dashboard and projections - Professional GST invoice generation ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/spentyai/id6762543155/reviews.md ### 2/5 — Add Account Not functioning *2026-06-01* Here’s a polished version of your message: Hi Developers, I went through your application and absolutely loved it. While exploring the app, I noticed an issue with the “Add Account” feature. After filling in all the required bank account details and clicking the Save button, nothing happens and the account is not added. Could you please take a look at this issue? Once this is fixed, I believe the application will provide an excellent user experience overall. Thank you for your hard work, and I look forward to future updates. This version sounds professional, clear, and constructive. Regards Amann Ram **Developer response:** Hi Amann, Thank you so much for the kind words and for taking the time to flag this — it genuinely helps us. You're absolutely right about the Add Account issue. We've identified the cause (the save wasn't going through correctly when creating a new account) and a fix is on the way in our next update. Your existing accounts and data aren't affected. We'd love for you to give it another try once the update lands, and if you hit anything else, you can reach us anytime through Settings → Support in the app. Thanks again for helping us make SpentyAI better — more improvements are on the way! Warm regards, The SpentyAI Team ## Frequently asked questions about SpentyAI ### How does SpentyAI use AI for accounting? SpentyAI uses AI to understand your spoken or typed financial entries in plain English, automatically categorizing them, posting double-entry journals, and even drafting entries from your inbox and SMS. It aims to eliminate accounting jargon and spreadsheets. ### Can SpentyAI help me track recurring payments? Yes, SpentyAI automatically identifies recurring charges from your email, including mandates, subscriptions, EMIs, and premiums. It shows you upcoming charges and helps you cancel unused ones to save money. ### What kind of financial reports does SpentyAI offer? SpentyAI provides visual breakdowns of your spending by category, net worth, income, and expenses. It also offers 24-month cash-flow projections based on detected recurring payments. ### Is SpentyAI secure for my financial data? SpentyAI is designed to be a secure finance assistant. Users can connect email accounts and bank SMS for transaction detection, with the app focusing on extracting only relevant financial data. ### Does SpentyAI support multiple devices? Yes, SpentyAI is available natively on iPhone and iPad, with a web companion at spentyai.com. Your data syncs instantly across all devices when you sign in with Apple or Google. ### How does SpentyAI handle discrepancies in my bank statements? SpentyAI offers AI reconciliation by allowing you to upload bank statements (PDF, Excel, CSV). It compares your ledger against the statement to identify and help you resolve conflicts like duplicates or missed entries. ### Can SpentyAI generate invoices for my business? SpentyAI allows you to create professional GST invoices with your business logo, including CGST, SGST, IGST, and HSN codes. You can email them directly to clients and track payment status. ### What is the update frequency for SpentyAI? The latest version of SpentyAI is 1.0.7, last updated on June 9, 2026. This indicates a recent update, suggesting active development and maintenance. ## Version history (last 5 releases) ### 1.1.1 — 2026-07-09 This update brings powerful new ways to stay on top of your money: • Home-screen widgets — see your net worth and pending approvals at a glance, without opening the app • App Lock — keep your finances private with Face ID or your device passcode • Simple / Pro switch right on the home screen — an easy view for everyday use, a full view when you need power • Smarter AI Assistant — watch your entry fill in live on a draft card as you type or talk, and review before it saves • Ask AI to draft GST invoices and purchase bills for you • Net-worth trend chart — watch your wealth grow over time • Bill reminders — never miss a due date again • Faster app launch, plus many small refinements and fixes ### 1.1.0 — 2026-07-05 • Tap the ? on any screen for simple, step-by-step help — on every single screen • Smarter Premium suggestions that respect your choices (paying users never see offers) • See how much time SpentyAI saves you each month • Faster, smoother interface and many small fixes ### 1.0.7 — 2026-06-09 Bug fixes and performance improvements for a smoother, more reliable experience. Thank you for using SpentyAI! ### 1.0.6 — 2026-06-08 Bug fixes and performance improvements for a smoother, more reliable experience. Thank you for using SpentyAI! ### 1.0.4 — 2026-05-30 Bug fixes and performance improvements — including a smoother onboarding experience and a more responsive home screen. ## More apps by Akshay Chouhan - [Turfgrass.in](https://appshunter.io/ios/app/turfgrassin/id6766106395) All apps by Akshay Chouhan: https://appshunter.io/developer/1884294395 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*