# SpiritBank Mobile Banking — That's the Spirit!

> Secure mobile banking for account management and transactions. (iPhone/iPad app by SpiritBank.)

- Source: https://appshunter.io/ios/app/spiritbank-mobile-banking/id593627528 (this page in markdown: same URL + `.md`)
- Developer: [SpiritBank](https://appshunter.io/developer/593627531)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 500 App Store ratings · 31 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 62 MB
- Languages: American English
- Released: 2013-01-21
- Data updated: 2026-08-17
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/spiritbank-mobile-banking/id593627528/reviews.md

## What is SpiritBank Mobile Banking?

Take us along for the ride – Banking gone mobile. Securely bank wherever you are with SpiritBank Mobile Banking. Just like in Online Banking, sign in with your secure credentials, knowing your information is protected by encryption technology. Member FDIC

## Key features

- Mobile banking
- Secure sign-in
- Encryption technology
- Account access
- Transaction capabilities

## What do users think of SpiritBank Mobile Banking?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 👍 User friendly
- 🚀 Quick money transfers
- 💡 Convenient bill pay
- 👍 Handy for on-the-go banking
- 👍 Clear interface
- 👍 Smooth functionality
- 👍 Keeps getting better

**Cons**

- 🐛 Frequent lockouts
- 🐛 App frequently down
- 🐛 Incompatible with older iOS
- 😞 Poor in-person service
- 🐛 Initial setup issues

**Commonly reported bugs**

- App locks users out
- App down for maintenance
- App not working with iOS 12
- First-time login/setup issues

**Most requested features**

- iPad app availability

## Recent user reviews (10 of 31)

All indexed reviews: https://appshunter.io/ios/app/spiritbank-mobile-banking/id593627528/reviews.md

### 1/5 — Ugh

*2026-04-01, version 25.2.100*

The app never works more than a week before it locks us out and then we have to go in the bank to have them reset it and we have to change our passwords again. App used to be great but now it only works about 10% of the time.

### 3/5 — App issues

*2022-04-22, version 21.3.40*

At least 3 times a week the SpiritBank app is down for “maintenance” and I can’t deposit funds into my personal and business accounts which is a huge inconvenience when running a company.

### 5/5 — Thumbs up!

*2022-03-15, version 21.2.70*

Great customer service!

### 1/5 — Doesn’t work with iOS 12 anymore!

*2022-03-12, version 21.2.70*

Thanks a LOT Spirit Bank! There is no reason to exclude iOS 12 users! If you have an older iPhone, Spirit Bank just gave you the middle finger!

### 5/5 — Bank app

*2021-03-18, version 20.2.80*

I love love love my bank app ,it makes everything so easy !!!

### 2/5 — Meh

*2019-10-31, version 19.2.50*

The app works well enough, but in-person customer service is lacking. I dread having to do any business with Spirit Bank in-person.

### 5/5 — College Student

*2018-10-31, version 18.2.70*

This app is the best. I am a college student, and my mom is able to transfer me my rent money so quickly and easily. Have there been issues in the past? Yes. But SpiritBank is always working to improve them and I haven’t had any issues in a long while.

### 5/5 — Awesome!!

*2017-10-30, version 17.1.106*

This app just keeps getting better and better!

### 1/5 — Help!

*2014-01-31, version 4.3.197*

I downloaded this app and it just pops up with a username. There isn't a first time login or new login or anything. I tried going through the questions but it obviously didn't work. How do you set it up at first?

### 5/5 — Great app!

*2013-10-22, version 4.3.197*

Love it! So easy to use! Love the bill pay option on the go.

## Frequently asked questions about SpiritBank Mobile Banking

### What can I do with this mobile banking app?

This app allows you to securely bank wherever you are. You can access your accounts, conduct transactions, and manage your finances on the go, similar to online banking.

### Is my financial information secure with this app?

Yes, your information is protected by encryption technology. You sign in with your secure credentials, ensuring a safe banking experience.

### Is this app free to use?

The application is free to download and use. However, as indicated, it does contain advertisements.

### What devices is this app compatible with?

This is a mobile banking application, designed for use on smartphones and tablets. Specific operating system requirements are not detailed in the provided information.

### What are the main benefits of using this app?

The primary benefit is the convenience of banking on the go. It offers secure access to your accounts and transaction capabilities, ensuring you can manage your finances anytime, anywhere.

## Version history (last 5 releases)

### 25.2.100 — 2026-03-12

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.31 — 2025-08-27

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.20 — 2025-01-15

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-20

Bug fixes and performance improvements

### 23.2.20 — 2024-01-31

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to SpiritBank Mobile Banking

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## More apps by SpiritBank

- [SpiritBank Business Mobile](https://appshunter.io/ios/app/spiritbank-business-mobile/id1405726909)

All apps by SpiritBank: https://appshunter.io/developer/593627531

## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*