# SpiritBank Mobile Banking — user reviews > 31 indexed App Store user reviews of SpiritBank Mobile Banking by SpiritBank, rated 4.80/5 from 500 ratings. - Source: https://appshunter.io/ios/app/spiritbank-mobile-banking/id593627528/reviews - App overview in markdown: https://appshunter.io/ios/app/spiritbank-mobile-banking/id593627528.md - Rating breakdown: 5★ 451 · 4★ 32 · 3★ 6 · 2★ 1 · 1★ 10 ## What do users think of SpiritBank Mobile Banking? Overall sentiment: mixed **Pros** - 👍 Easy to use - 👍 User friendly - 🚀 Quick money transfers - 💡 Convenient bill pay - 👍 Handy for on-the-go banking - 👍 Clear interface - 👍 Smooth functionality - 👍 Keeps getting better **Cons** - 🐛 Frequent lockouts - 🐛 App frequently down - 🐛 Incompatible with older iOS - 😞 Poor in-person service - 🐛 Initial setup issues **Commonly reported bugs** - App locks users out - App down for maintenance - App not working with iOS 12 - First-time login/setup issues **Most requested features** - iPad app availability ## Newest reviews (14 of 31) ### 5/5 — Great app! *2013-10-21, version 4.3.197* Great app! ### 5/5 — Great App! *2013-10-21, version 4.3.197* So happy Spirit has an app! Simple, easy to use. I love that I can keep track of my bank account from anywhere! ### 5/5 — iPad *2013-04-15, version 2.5.22* Great app but would really like an iPad app too(: ### 5/5 — A+ *2013-04-05, version 2.5.22* Very user friendly. ### 5/5 — Works Great *2013-03-27, version 2.5.20* Thanks for the sweet app. Makes it very easy to see bank account info and get what I need. ### 5/5 — Great ap *2013-03-26, version 2.5.20* Very easy to use with good features. ### 5/5 — Easy to use *2013-02-10, version 2.5.19* Great app and works great! ### 5/5 — Customer *2013-02-08, version 2.5.19* I love how user friendly this app is. ### 5/5 — Great app *2013-02-05, version 2.5.19* I love how clear it is to see and use. Will love using this app. ### 5/5 — Great app! *2013-02-05, version 2.5.19* Works great, love the convenience! ### 5/5 — Spiitbank *2013-02-05, version 2.5.19* Love it!! Very easy! Thanks!! ### 5/5 — You gotta check it out! *2013-02-04, version 2.5.19* Simple and easy to use! I just love it! Thanks for the upgrade!! ### 5/5 — SpiritBank Mobile *2013-02-04, version 2.5.19* Wonderful app. Convenient and easy to use. ### 5/5 — Convenient *2013-02-04, version 2.5.19* Love the convenience of this app. My favorite part is the bill pay option! It makes paying my bills so fast. Love it!!! ## Most critical reviews (10 lowest-rated) ### 1/5 — Ugh *2026-04-01, version 25.2.100* The app never works more than a week before it locks us out and then we have to go in the bank to have them reset it and we have to change our passwords again. App used to be great but now it only works about 10% of the time. ### 1/5 — Doesn’t work with iOS 12 anymore! *2022-03-12, version 21.2.70* Thanks a LOT Spirit Bank! There is no reason to exclude iOS 12 users! If you have an older iPhone, Spirit Bank just gave you the middle finger! ### 1/5 — Help! *2014-01-31, version 4.3.197* I downloaded this app and it just pops up with a username. There isn't a first time login or new login or anything. I tried going through the questions but it obviously didn't work. How do you set it up at first? ### 2/5 — Meh *2019-10-31, version 19.2.50* The app works well enough, but in-person customer service is lacking. I dread having to do any business with Spirit Bank in-person. ### 3/5 — App issues *2022-04-22, version 21.3.40* At least 3 times a week the SpiritBank app is down for “maintenance” and I can’t deposit funds into my personal and business accounts which is a huge inconvenience when running a company. ### 4/5 — Easy Breezy *2013-03-12, version 2.5.19* It's all good with this app. Easy to use. Love having my bank accounts at my finger tips. ### 5/5 — Thumbs up! *2022-03-15, version 21.2.70* Great customer service! ### 5/5 — Bank app *2021-03-18, version 20.2.80* I love love love my bank app ,it makes everything so easy !!! ### 5/5 — College Student *2018-10-31, version 18.2.70* This app is the best. I am a college student, and my mom is able to transfer me my rent money so quickly and easily. Have there been issues in the past? Yes. But SpiritBank is always working to improve them and I haven’t had any issues in a long while. ### 5/5 — Awesome!! *2017-10-30, version 17.1.106* This app just keeps getting better and better! ## Most praised reviews (6 highest-rated) ### 5/5 — Great app! *2013-10-22, version 4.3.197* Love it! So easy to use! Love the bill pay option on the go. ### 5/5 — Love SpiritBank *2013-10-21, version 4.3.197* I love this app! So easy to use! ### 5/5 — Great app!! *2013-10-21, version 4.3.197* So thankful to have such a handy tool for on the go banking! Works even when there is issues with online banking! ### 5/5 — App works great! *2013-10-21, version 4.3.197* Very user friendly :) ### 5/5 — A++ *2013-10-21, version 4.3.197* Love this app, I love how easy it is to check my balances. ### 5/5 — App *2013-10-21, version 4.3.197* Great app, smooth functionality, have never had the app crash on me, and it has great features --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*