# Splitrate > Splitrate (iPhone/iPad app by Marcel Baklouti.) - Source: https://appshunter.io/ios/app/splitrate/id6758394568 (this page in markdown: same URL + `.md`) - Developer: [Marcel Baklouti](https://appshunter.io/developer/1872686976) - Category: Finance, Productivity - Price: Free - Age rating: 17+ - Requires: iOS 18.0 · 12 MB - Languages: Arabic, Dutch, English, French, German, Italian, Japanese, Korean, Portuguese, Chinese and 1 more - Released: 2026-02-26 - Data updated: 2026-08-01 - User reviews in markdown: https://appshunter.io/ios/app/splitrate/id6758394568/reviews.md ## What is Splitrate? Fixed costs shouldn't be a headache. Splitrate makes managing your recurring expenses so simple and clear, you'll wonder how you ever managed without it. Whether you live alone, share your home with a partner, or split an apartment with roommates: Splitrate adapts to your life. Not the other way around. Your Fixed Costs. Always Under Control. Rent, utilities, internet, insurance, subscriptions: Set up your recurring expenses once and Splitrate takes care of the rest. Weekly, monthly, quarterly, or only in certain months. Even seasonal costs like winter heating can be mapped out. You can also set an end date, and the expense will automatically mark itself as complete. Plan Together. Split Your Way. When you share fixed costs with others, you have full control. Split by income so everyone contributes their fair share. Split equally when that works better for you. Or set custom percentages. Splitrate always shows who owes what to whom, making settling up effortless. With the settlement history, you can also keep track of past balances. Budgets for Variable Costs Besides fixed costs, you can also create budgets for things that vary each month. Groceries, dining out, or leisure activities. Set a monthly limit and always know how much you can still spend. When things get tight, Splitrate reminds you before you go over budget. Savings Goals You'll Actually Reach Whether it's a new phone, an emergency fund, or your dream trip: Set up savings goals and watch yourself get closer month by month. Splitrate calculates how much you should set aside each month and shows you when you'll likely reach your goal. At 25, 50, and 75 percent, the app celebrates with you. Stay on Top of Everything Your personal dashboard shows at a glance what's happening this month. Income, expenses, available money, and your fixed cost ratio. Swipe between months to see how your finances are developing. The insights show you with clear charts where your money goes and which categories cost the most. Widgets for a Quick Glance With the home screen widgets, you can see your financial situation without opening the app. Available money, budget status, or both together. Always With You Your data syncs automatically via iCloud across iPhone and iPad. Changes appear instantly, no matter which device you're using. Your Data Stays Yours Protect the app with Face ID or your device passcode. In privacy mode, you can hide amounts when someone is looking over your shoulder. Your financial data remains private and never leaves your devices. Search and Export Find any expense in seconds with the search. Export your data as CSV or JSON if you want to use it elsewhere. Please Note Splitrate is not a banking app and does not offer financial advice. The app simply helps you keep an organized overview of your finances: What goes out when, how much is left, and who owes what to whom. ## Version history (last 5 releases) ### 2.0.1 — 2026-07-28 Splitrate 2.0.1 fixes a crash right after launch that could persist even across a reinstall. - Fixed a crash seconds after launch for expenses with a target amount — reinstalling didn't help because the data synced right back from iCloud - Fixed a crash during iCloud sync caused by duplicated records — affected data is repaired automatically on first start - Hardened iCloud sync against data loss when records arrive incomplete or right after a reinstall ### 2.0.0 — 2026-07-20 Splitrate 2.0 is the biggest update yet: capture expenses in seconds, understand every number at a glance, and settle up without friction. - One-line quick entry: type "Netflix 12.99 monthly" and Splitrate fills in name, amount and repetition for you - Receipt scanning: take a photo and amount, date and store are recognized on device and pre-filled - Smart suggestions: categories, splits and recent amounts are pre-selected based on your history - Calculator in the amount field: enter 89/3 or 12.99*2 and apply the result directly - Explainable numbers: tap the available amount to see exactly how it is calculated - Personalized dashboard: reorder or hide overview cards as you like - Monthly review: a swipeable story of last month — total spending, biggest change, top category, savings rate — shareable as an image - Contract radar: add end dates and notice periods to recurring expenses; Splitrate warns before renewals and flags price increases - Payment hints: store your PayPal.me or IBAN per person and share ready-made payment requests from open settlements - Partial settlements: record partial payments — the remainder stays visible - Interactive widgets: log frequent budget amounts with one tap, plus new Lock Screen widgets and a Control Center button - Siri: add expenses by voice without opening the app - iPad: drag expenses onto categories, people or budgets - Widgets now speak your language — previously they were English-only - Performance tuning on the overview: settlement progress, contract alerts and dashboard cards are computed more efficiently - Savings pots: save freely without a target amount — like the cash under your pillow - One-off deposits: pay any amount into a goal or pot, with member, note and history — counted in the month they happen - One-off income: record gifts or cash alongside your salary — type "+500 gift" in quick entry and it’s pre-filled - Many smaller improvements under the hood ### 1.3.0 — 2026-06-10 Splitrate 1.3.0 fixes the privacy mode, opens the dashboard at a glance, and makes the app noticeably faster. - Fixed "Hide amounts": amounts are now properly blurred everywhere when privacy mode is on — previously the toggle had no visible effect - Dashboard sections (cost breakdown and per-member view) are now expanded by default so you see everything at a glance - Major performance improvements on the overview: settlements and per-member breakdowns are now cached and no longer recalculated on every screen update - Faster amount formatting throughout the app and a faster Insights screen - Minor improvements under the hood ### 1.2.5 — 2026-03-17 Splitrate 1.2.5 polishes empty state screens and fixes receipt image handling in the expense editor. - Polished all empty state screens to feel more native — fade-in animation, single soft pulse icon effect, and capsule-shaped action buttons - Replaced the suggestion badge with inline secondary text for a cleaner empty state layout - Migrated budget expense history and settlement history empty states to use `ContentUnavailableView` - Replaced SwiftUI `PhotosPicker` with `PHPickerViewController` for more reliable photo library access - Fixed receipt image flickering after picking a photo from the library - Fixed a missing `AVFoundation` import and a `MainActor` isolation error in the camera picker - Fixed a Swift 6 data race warning in the photo library picker ### 1.2.4 — 2026-03-07 Splitrate 1.2.4 fixes critical crashes and sync issues when sharing a household with another person. - Fixed a crash that occurred when an invited user opened the app after accepting a household share invitation - Fixed an issue where new household participants appeared as "iPhone" with no data instead of being shown the member selection screen - Fixed a crash caused by creating a member in the wrong CoreData store when joining a shared household - Fixed share metadata not being persisted to the correct store for invited participants, which could prevent proper sync - Improved CloudKit sync reliability by refreshing cached data before processing remote changes --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*