# SplitStack — Split bills. Settle instantly.

> Split bills. Settle instantly. (iPhone/iPad app by Specialee Pty Ltd.)

- Source: https://appshunter.io/ios/app/splitstack/id6757729619 (this page in markdown: same URL + `.md`)
- Developer: [Specialee Pty Ltd](https://appshunter.io/developer/1807256725)
- Category: Finance, Travel
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 46 MB
- Languages: American English
- Released: 2026-08-27
- Data updated: 2026-10-09

## What is SplitStack?

SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between.

Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account.

WHY SPLITSTACK

• Set up a Stack in under a minute. Name the bill, add your group and hit send.
• Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout.
• No app required for payers. They simply tap the SMS link and pay.
• Track payments live and instantly see who has paid and who hasn't.
• Automatic reminders take the awkwardness out of chasing people.
• Funds settle directly into your bank account.

TRAVEL MODE

Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share.

• Log expenses as they happen in any currency.
• View live balances for every traveller.
• Settle the entire trip with a single payment.
• Fair, transparent calculations with every cent accounted for.

SECURE PAYMENTS

Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations.

Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world.

Questions? We'd love to hear from you at support@splitstack.com.au.

## Is SplitStack safe?

Not enough ratings yet to assess SplitStack.

## Is SplitStack legit?

SplitStack has limited verification signals. The AppsHunter Legitimacy Score for SplitStack is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.5 — 2026-08-31

Version 1.0.5 improves clarity, usability and reliability throughout SplitStack.

What’s new:

• Payment links now clearly display the participant’s name, Stack name, currency and exact total before continuing to Apple Pay or card payment.

• Payment screens now provide clearer progress updates while secure payment details are opening, payments are being authorised and transactions are being confirmed.

• Fee breakdowns now provide a clearer explanation of processing fees, SplitStack fees and total per person charges.

• Participant rows now display each person’s complete final total, including allocated fees, so the amounts shown match what each person will pay.

• Final totals can be adjusted more clearly while SplitStack keeps the overall Stack total accurate.

• Organiser labels, participant layouts and action buttons have been refined for a cleaner and more consistent experience.

• Dark mode styling has been improved across Create Stack, Add Participants and Review Split.

• Travel Mode destination and currency information has been simplified and clarified.

• Accessibility, loading states, payment safeguards and general app reliability have been improved.

### 1.0.3 — 2026-08-30

This update fixes important issues affecting Create Stack and archived trips.

Create Stack now opens correctly without the previous error, and deleted archived trips now stay deleted after refresh and app restart.

We’ve also improved overall reliability across the app.

### 1.0.2 — 2026-08-29

This update improves payment accuracy, fee visibility and overall reliability across SplitStack.

We’ve also refined the Stack creation experience, improved organiser and participant handling, strengthened payment-link reliability, and made several fixes across onboarding and Travel Mode.

Thank you for helping us make SplitStack better.

### 1.0.1 — 2026-08-28

Improved reliability, performance and payment handling, with updates to SplitStack’s international and travel payment experience.

### 1.0 — 2026-08-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*