# Sprout: AI Expense Tracker — Automatic Spending & Cash Flow

> AI-powered expense tracker for connected financial accounts. (iPhone/iPad app by MindCrafters.)

- Source: https://appshunter.io/ios/app/sprout-ai-expense-tracker/id6803864427 (this page in markdown: same URL + `.md`)
- Developer: [MindCrafters](https://appshunter.io/developer/1873947065)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 12+
- Requires: iOS 17.0 · 37 MB
- Languages: American English
- Released: 2026-09-30
- Data updated: 2026-10-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/sprout-ai-expense-tracker/id6803864427/reviews.md

## What is Sprout?

Where did my money go this month?

Sprout is an AI expense tracker with a daily habit built in. Connect your accounts, check in for one minute a day, and watch your Sprout grow.

YOUR DAILY MONEY MINUTE
• Yesterday's spending next to your usual day, your biggest purchase and this month's pace, as a quick story.
• Keep a streak, earn streak freezes, and grow Sprout from a seed to an ancient oak.
• Daily quests and achievements unlock new app icons.

ON YOUR HOME SCREEN AND LOCK SCREEN
• Widgets for today's spending, your month's pace, your streak and your Sprout, including StandBy.
• Today's spending as a Live Activity on your Lock Screen and in the Dynamic Island.
• Check in from a widget, a notification, Siri, Shortcuts or Control Center.

WRAPPED, ROASTS AND YOUR MONEY PERSONALITY
• Weekly and monthly Money Wrapped stories you can share.
• A Spending Roast: Sprout's honest, funny take on your last 30 days.
• Discover your money personality and invite friends for rewards.

ASK SPROUT ANYTHING
• How much did I spend on groceries this month?
• What were my largest transactions?
• What recurring charges show up in my accounts?
Each answer shows the date range it used, so you can check it against your institution records.

Connect eligible financial institutions through Plaid. You choose which accounts to connect. Availability varies by institution and country. You can explore fictional sample data before connecting a bank.

Sprout is read-only. It cannot move money, change an account, place a trade, or make a credit decision. AI answers are informational and are not financial, investment, tax, accounting, or legal advice.

Sprout Plus is available as a yearly or weekly auto-renewable subscription. Both plans provide the same app access. Price, billing period, and any eligible introductory trial are shown before purchase for your App Store storefront; Apple determines trial eligibility. Payment is charged to your Apple Account when you confirm a purchase or when a trial ends. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel in Apple Account subscription settings. Deleting your Sprout account does not cancel an Apple subscription.

Terms of Use: https://sprout.z4k.app/terms
Privacy Policy: https://sprout.z4k.app/privacy

## Key features

- Connect financial institutions via Plaid
- AI assistant for spending queries
- Transaction and spending categorization
- Monthly cash flow analysis
- Review account balances
- Estimated recurring costs detection

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Sprout Plus Yearly | $99.99 | per year |
| Sprout Plus Weekly | $9.99 | per 7 days |


## Is Sprout safe?

Not enough ratings yet to assess Sprout.

## Is Sprout legit?

Sprout: AI Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Sprout is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/sprout-ai-expense-tracker/id6803864427/reviews.md

### 5/5 — Just wow

*2026-10-02*

I was looking for a simple app to manage my personal and business bank accounts, and this one is really good. I couldn’t resist that cute mascot, so I installed it 😂 Thank you for this, I've been paying way more for much less. Keep the updates coming!

Zak

## Frequently asked questions about Sprout

### How secure is Chat With Your Finance?

The app connects to eligible financial institutions through Plaid, a service known for its security measures. Users choose which accounts to connect, and the app operates in a read-only mode, meaning it cannot move money or make changes to accounts.

### What are the subscription options for Chat With Your Finance?

Chat With Your Finance offers a subscription called Sprout Plus, available weekly for $9.99 or yearly for $99.99. Both plans provide the same app access and include a 3-day free trial, with pricing and trial eligibility shown before purchase.

### Can I cancel my Sprout Plus subscription?

Yes, subscriptions renew automatically unless canceled at least 24 hours before the current period ends. You can manage or cancel your subscription in your Apple Account's subscription settings. Deleting your account does not cancel an Apple subscription.

### Does Chat With Your Finance have ads?

Yes, the app contains advertisements. While it offers a free version, users may encounter ads within the application.

### What devices does Chat With Your Finance support?

Chat With Your Finance is available on Mac, iPhone, and iPod. This ensures users can access their financial insights across multiple Apple devices.

### How often is Chat With Your Finance updated?

The latest version of Chat With Your Finance is 1.0.3, and it was last updated on October 2, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

### What is the age rating for Chat With Your Finance?

Chat With Your Finance has an age rating of 12+. This suggests it is suitable for users aged 12 and above, considering its financial content and features.

### Can I use Chat With Your Finance without linking a bank account?

Yes, after subscribing, you can explore fictional sample data within Chat With Your Finance without linking a bank account. This allows you to test the app's features before connecting your personal financial information.

## Version history (last 5 releases)

### 1.1.5 — 2026-10-26

Subscriptions and notifications are more reliable. Plus fixes.

### 1.1.4 — 2026-10-23

Sprout keeps you signed in more reliably and finishes bank connections you verify from an email link. Spending charts are easier to read, and suggested questions appear faster. Plus fixes.

### 1.1.3 — 2026-10-20

Sprout now captures more detail when Sign in with Apple fails, so we can fix sign-in problems faster. Plus stability improvements and fixes.

### 1.1.2 — 2026-10-16

Improved app startup reliability when switching between apps.

### 1.1.1 — 2026-10-15

Sprout Plus now confirms your App Store subscription the moment you subscribe or restore, so your access is ready right away on iPhone, Mac and the web. Plus accessibility improvements and fixes.

## Apps similar to Sprout

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [FirstBank FL Mobile Banking](https://appshunter.io/ios/app/firstbank-fl-mobile-banking/id1054507516) | 4.9 (294) | Free | Finance |
| [PNB2GO Mobile Banking](https://appshunter.io/ios/app/pnb2go-mobile-banking/id479360653) | 4.5 (638) | Free | Finance |
| [BiggerPockets](https://appshunter.io/ios/app/biggerpockets/id6736392302) | 4.7 (1,397) | Free | Finance |

## More apps by MindCrafters

- [Healthy Sleep Cycles](https://appshunter.io/ios/app/healthy-sleep-cycles/id6758613952)
- [InsertChat - AI Assistants](https://appshunter.io/ios/app/insertchat-ai-assistants/id6762567979)
- [InkHammy](https://appshunter.io/ios/app/inkhammy/id6814909892)

All apps by MindCrafters: https://appshunter.io/developer/1873947065

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*