# Sprout Saver: Kids Allowance — Teach kids smart money habits > Virtual family money app teaching kids financial literacy through earning, saving, spending, and giving. (iPhone/iPad app by kevin cooke.) - Source: https://appshunter.io/ios/app/sprout-saver-kids-allowance/id6765783255 (this page in markdown: same URL + `.md`) - Developer: [kevin cooke](https://appshunter.io/developer/1896072966) - Category: Education, Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.0 · 66 MB - Languages: American English - Released: 2026-05-07 - Data updated: 2026-08-31 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/sprout-saver-kids-allowance/id6765783255/reviews.md ## What is Sprout Saver? Tired of tracking your kids' allowance in your head? Tired of digital IOUs because you never carry cash? Worried that handing an 8-year-old a debit card teaches swiping, not saving? Meet Sprout Saver — the virtual family money app that teaches kids ages 6–16 how to earn, save, spend, and give. The money is virtual, but the habits are real — built for the years when habits form and your guidance still matters most. NO REAL MONEY, NO RISK Other family money apps hand kids a real debit card. Sprout Saver is different. Kids practice every money decision with virtual currency, so mistakes teach lessons instead of costing dollars — and the built-in curriculum does the teaching for you. By the time your child is ready for a real card, they already know how to use it. THE HABIT LOOP THAT BUILDS REAL SKILLS • Earn — Allowance, chores & bonuses give money a source, not just a handout • Sort — Split into Save, Spend & Give jars so every dollar has a purpose • Commit — Savings goals & the Vault protect priorities from impulse • Request — Spending goes through parent approval, not open-loop access • Learn — 300+ bite-size lessons, games & scenarios built into the money flow • Reflect — Streaks, Saver Stars & progress make growth visible and discussable WHY PARENTS CHOOSE SPROUT SAVER • You stay in control — approve every withdrawal, payout, and goal from one PIN-protected dashboard and Smart Inbox • Automated allowances — funds release only when chores are verified complete • Lesson bounties — assign financial-literacy modules with money rewards attached • Per-child setup — allowance schedules, reward rates, and chore values • One account, multiple kids; co-parent invites for shared oversight • Weekly & monthly digest emails highlighting teachable moments • No ads. No targeted marketing to children. COPPA-compliant data handling. WHY KIDS STAY ENGAGED • Visual Save / Spend / Give jars and animated progress bars make money feel real • The Vault: lock money away to earn Saver Stars and practice patience • Missions, 30+ badges, Saver Stars & 800+ avatar cosmetics — all earned, never bought • 4 standalone financial game worlds for deeper, age-appropriate learning • A 3D customizable avatar that grows with their progress DESIGNED AROUND REAL RESEARCH Built around Cambridge University research showing money habits form by age 7, the Stanford Marshmallow Test on delayed gratification, and youth financial-capability principles from the CFPB and OECD. The Vault applies this directly — kids who lock money away earn Saver Stars and watch patience pay off in real time. PRICING Free forever: up to 2 kids and 1 parent — allowance tracking, chores, savings goals, monthly savings rewards, 300+ lessons and games, Saver Stars, the Vault, and avatar customization. Sprout Saver Pro: 14-day free trial, then $4.99/month or $47.90/year (save 20%). Pro adds unlimited kids and parents, automated allowance rules, lesson assignments with money rewards, custom savings reward tiers, a full family insights dashboard, PDF progress reports, digest emails, CSV export, and priority support. Teach the habits first. Hand over the card later. Sprout Saver Pro is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. It automatically renews unless canceled at least 24 hours before the end of the period. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Privacy Policy: https://sproutsaver.com/privacy Terms of Use: https://sproutsaver.com/terms ## Key features - Virtual currency for safe practice - Earn, Save, Spend, Give jars - Savings goals and the Vault - Parental approval for spending - 300+ financial literacy lessons - Customizable avatars and games - Automated allowance and chore tracking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Sprout Saver Pro Monthly | $4.99 | per month | | Sprout Saver Pro Yearly | $47.90 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/sprout-saver-kids-allowance/id6765783255/reviews.md ### 1/5 — Sketchy. *2026-08-08* Sketchy. **Developer response:** Sprout Saver is a family money tracker built by parents, fully COPPA compliant, with no ads, no data sold, and all balances virtual and parent-managed (we never connect to real bank accounts). If something felt off, we'd love to hear more at support@sproutsaver.com. ## Frequently asked questions about Sprout Saver ### What is Sprout Saver? Sprout Saver is a virtual family money app designed to teach children ages 6-16 about earning, saving, spending, and giving. It uses virtual currency to build real financial habits without any real-money risk. ### How does Sprout Saver teach financial habits? It incorporates a habit loop with features like earning through chores, sorting money into Save, Spend, and Give jars, setting savings goals, and requesting spending with parental approval. It also includes over 300 bite-size lessons and games. ### Is Sprout Saver safe for children? Yes, Sprout Saver is COPPA-compliant and has no ads or targeted marketing to children. All financial decisions are made with virtual currency, and parents control all withdrawals and payouts. ### What are the pricing options for Sprout Saver? The app offers a free version for up to 2 kids and 1 parent, including core features like allowance tracking and lessons. Sprout Saver Pro is available for $4.99/month or $47.90/year, adding unlimited users and advanced features like automated allowances. ### Does Sprout Saver have ads? No, Sprout Saver is ad-free. The developers explicitly state 'No ads. No targeted marketing to children.' ### What devices does Sprout Saver support? Sprout Saver is available on iPhone, iPad, and iPod. It is designed for iOS devices. ### How often is Sprout Saver updated? The app was last updated on August 13, 2026, indicating regular maintenance and feature additions. The latest version is 2.3.0. ### What makes Sprout Saver different from other kids' money apps? Unlike apps that provide real debit cards, Sprout Saver uses virtual currency for practice, minimizing risk. It also integrates a curriculum based on research from Cambridge University and Stanford, focusing on habit formation and delayed gratification. ## Version history (last 5 releases) ### 2.3.3 — 2026-08-21 Lessons speak their choices — ages 6–8 now hear each answer choice read aloud as it lights up, so children who can't read yet can play every lesson on their own. • App updates install themselves at safe moments (never mid-game or mid-purchase); Settings shows an "Update ready" button when one is waiting • Lesson scoring is more accurate across every lesson type — score bonuses and the perfect-score bonus now land the way they should, and Saver Stars are never wrongly withheld • Lessons must actually be played to earn stars — tapping straight through no longer pays out (progress is always saved) • New for 13–16s: a stock market simulation — six months, $1,000, and a market that tests your patience • After the grown-up check, the thing you asked for reliably opens — support links, Rate Sprout Saver, and subscription management all follow through • Insights exports hand your PDF to the share sheet properly • Spotty Wi-Fi no longer signs your child out • The app ships with zero third-party analytics or trackers ### 2.3.0 — 2026-08-13 Sprout Saver's biggest update yet: • Your Family Briefing — a weekly, plain-English read on how your family's money habits are going. It remembers what it told you and follows up the next week. • Money Flow — one diagram showing where money came in, which jar it sat in, and where it went. Every dollar accounted for. • Pocket Quest got a major overhaul — smarter combat, four richer dungeons with all-new artwork, and spoken narration with one-tap mute. • New lessons: "Can I Borrow $5?" — your child learns to set kind, clear boundaries when a friend asks to borrow money. • Adding a child now shows exactly how they sign in: your family code, their name, and their PIN. • Fixed: spotty Wi-Fi could sign your child out. • 15 lessons overhauled and improved. ### 2.2.6 — 2026-08-04 Family chores and easier fixes for busy parents: • Family chores — create a single chore that all your kids share, and connect allowances to completion • Undo an accidental chore payment — tap the entry in Activity and take it back; jars, goals, and streaks are handled fairly • Paused chores are visible again on the Chores page with one-tap resume • Clearer confirmations before paying the same chore twice • Reliability and privacy improvements under the hood ### 2.2.5 — 2026-05-27 Fresh dark mode and lots of new features since your last update. A NEW LOOK IN DARK MODE We redesigned dark mode from scratch. Cleaner, easier to read at night, and consistent across every screen — Today, Kids, Inbox, Chores, Insights, and Settings. TRACK GAME PURCHASES (PRO) Set monthly spending limits for Roblox, Fortnite, Minecraft, Toca Boca World, and 9 other popular games. Kids see colorful cards on their home screen showing what they've spent and what's left. Tag any withdrawal as a game purchase right from the approval card — it counts toward that game's limit automatically. Spotted a past purchase you forgot to tag? Tag it any time; the totals update. REDESIGNED CHILD PAGES Every kid now has their own colorful, themed home page with their avatar front and center. Cleaner tabs (Overview, Money, Chores, Goals, Lessons) make it faster to find what you're looking for. Approve or reject chores right from your child's page. Tap any activity row to see the details. SMARTER COACHING TIPS The Insights page now spots real patterns in your family's activity — like a savings goal that's gone quiet for a couple of weeks, or a kid who tends to spend right after earning. The daily "what to talk about" prompt also changes based on what your child has actually been up to. SAVE STREAKS AND BADGES Kids who add to their Save jar 7 or 30 days in a row earn streak badges and bonus Saver Stars. Plus a parent badge browser that shows every badge in the app, your kid's progress on each, and what's left to unlock. EASIER KID SIGN-IN Kids sign in with just family code, first name, and PIN. No more separate Username field. PER-CHILD THEMES Pick a theme color for each kid (or let it pick automatically) so every dashboard has its own personality. BEHIND THE SCENES Sprout Saver can now ship bug fixes in minutes — no need to wait for an App Store update for small patches. New lessons also land in the app automatically. POLISH AND FIXES • Reorganized Settings into clear sections so things are easier to find • iOS paywall shows live pricing and any intro offer in your local currency • Successful iOS subscription purchases no longer show a false error message • Help Center opens correctly on iPhone and iPad • Your money totals now match perfectly across Today, Activity, and child pages • Dozens of small fixes across approvals, payments, and dark mode ### 2.2.4 — 2026-05-19 • Fresh new app icon • Fixed a Learn Center loading issue • Subscription reliability improvements • Bug fixes and performance improvements Thanks for growing good money habits with us! ## Apps similar to Sprout Saver | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ballet Theatre of Phoenix](https://appshunter.io/ios/app/ballet-theatre-of-phoenix/id6744938655) | — | Free | Education | | [Learn Japanese - CapyLearn](https://appshunter.io/ios/app/learn-japanese-capylearn/id6762959979) | — | Free | Education | | [StoryFactory: AI Story Books](https://appshunter.io/ios/app/storyfactory-ai-story-books/id6745848519) | 4.8 (33) | Free | Education | | [KidsHomeBank Plus](https://appshunter.io/ios/app/kidshomebank-plus/id1502546095) | 4.8 (4) | Free | Education | | [Sprout for Kids](https://appshunter.io/ios/app/sprout-for-kids/id6501985009) | 5.0 (2) | Free | Education | | [Kiddos Cash: Allowance Tracker](https://appshunter.io/ios/app/kiddos-cash-allowance-tracker/id6756292945) | 5.0 (7) | Free | Education | ## Related topics [cowrywise kids](https://appshunter.io/ios/topics/cowrywise-kids) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*