# SRP  FCU Mobile — user reviews

> 149 indexed App Store user reviews of SRP  FCU Mobile by SRP Federal Credit Union, rated 4.90/5 from 18,609 ratings.

- Source: https://appshunter.io/ios/app/srp-fcu-mobile/id1235859059/reviews
- App overview in markdown: https://appshunter.io/ios/app/srp-fcu-mobile/id1235859059.md
- Rating breakdown: 5★ 16,786 · 4★ 1,427 · 3★ 227 · 2★ 50 · 1★ 119

## What do users think of SRP  FCU Mobile?

Overall sentiment: negative

**Pros**

- 👍 Convenient and easy to use
- 🚀 Efficient mobile banking
- 💡 Useful new features
- 🔒 Secure login options

**Cons**

- 🐛 Crashes and glitches
- ⏱️ Slow performance
- 🔍 Confusing navigation
- 🤔 Removed useful features

**Commonly reported bugs**

- Frequent login issues and account lockouts
- Inconsistent transaction tracking and balance display
- Inability to connect to third-party apps
- Unreliable push notifications and alerts

**Most requested features**

- Add Zelle for faster money transfers
- Improve account balance accuracy and real-time updates
- Restore quick balance widget and Apple Watch support
- Allow removal of old email addresses without visiting branch

## Newest reviews (17 of 149)

### 3/5 — Monthly fee

*2026-08-06, version 4021.2.0*

I need to find another bank that doesn’t take out monthly fees. What’s the use of saving when they gonna take your money

### 5/5 — Best Banking

*2026-04-22, version 4020.2.0*

This is by far the best banking experience I’ve had. I love SRPFCU!!!❤️❤️❤️

### 5/5 — Respect

*2026-04-15, version 4020.2.0*

I love it

### 5/5 — Mobile App

*2026-02-24, version 4020.0.0*

Love the ease of being able to do my banking online I like how you can mobile deposit and check your balance anytime you want

### 5/5 — Great App.

*2026-02-18, version 4020.0.0*

Great app it gives top notch access to your most valued assets

### 5/5 — Customer

*2026-02-14, version 4020.0.0*

Very good customer service and support.

### 5/5 — Convenient

*2026-02-10, version 4019.1.0*

The app is so quick and easy to access and user friendly…A whole lot to offer right in the comfort of your home or wherever you may be

### 5/5 — SRP FCU Mobile

*2026-02-09, version 4019.1.0*

I Think SRP FCU Mobile Is A Terrific Addition And A Must Have!!! Lol

### 5/5 — Thank you

*2026-02-05, version 4019.1.0*

Best bank iv ever been with nice people and any trouble iv ever had they have handled it and I trust them with the money I work very hard for. Thank you for everything you do for me !!!

### 5/5 — Rate

*2026-02-05, version 4019.1.0*

We have been with SRP for many years. When we moved to another state we didn’t want to change our bank we get the best service they help us get through whatever the issue is! And I thank each and everyone of you!

### 5/5 — Rosario Cruz is outstanding

*2025-12-11, version 4018.1.1*

Keewannia Swain is Excellent

### 5/5 — Love It!!

*2025-11-18, version 4018.1.1*

I absolutely Love this app.  I can do almost everything I need to do without going into a branch!!

### 4/5 — Awesome

*2025-11-16, version 4018.1.1*

Love pretty much everything. The only complaint is that I would really like to be able to have a tool inside the app that would enable me to budget—set up different folders for my money so that I can set aside money for this and that—kind of an electronic envelope system, without having to go back and forth between apps to budget, or to set up completely different checking and savings accounts.

### 2/5 — App issues

*2025-11-11, version 4018.1.1*

App had been working fine up until the last week or so. I haven't been able to log in through my mobile app, I am only able to log in through my computer. My app doesn't need to be updated or anything & nothing is wrong with my password. Thats genuinely been my only issue since opening my account w SRP within the last year.

### 5/5 — Unexpected

*2025-10-06, version 4018.0.0*

I didn’t expect to enjoy this app as much as I do. This makes banking incredibly easy and checking my bank account an easy every day habit.

### 4/5 — Good app

*2025-09-25, version 4018.0.0*

Logs me out randomly, have to get my mom to help me sign in but it’s good

### 4/5 — SRP

*2025-09-10, version 4018.0.0*

I like SRP.  I miss VAHFCU much.  Have to wait on phone too long when I call SRP.

## Most critical reviews (10 lowest-rated)

### 1/5 — It wont work

*2026-05-05, version 4021.0.2*

I just updated the app and it wont even load my accounts

### 1/5 — Poor excuse for a bank

*2026-05-03, version 4020.2.0*

I chose SRP a few years ago when I decided to leave Wells Fargo. Everything seemed ok in the beginning, at least until I needed help with their credit card. A couple years ago, I found over $7000 worth of fraudulent charges on my credit card. Did SRP contact me or flag them as fraud? No. Was I still responsible for the charges? Yes. I had to get a local branch manager involved to remedy the situation.

Fast forward to today. Their fraud department called me to ask me if I was under duress or if I was forced to redeem credit card rewards points that I personally redeemed over a month ago. I repeat, a month ago. Way to wait over 30 days before flagging a transaction and thanks for keeping me on the phone for over a half hour before having a supervisor tell me the purpose of the call, something the regular agent refused to do.

Awesome customer service. Avoid this bank at all costs.

### 1/5 — Hate

*2026-01-12, version 4019.0.3*

Hate this app

### 1/5 — OTP for internal transfer???

*2025-03-31, version 4016.1.2*

I am transferring from my SRP checking to my SRP savings and the app is sending a code to my phone number? That is stupid.

### 1/5 — NOT THE BEST

*2025-02-19, version 4016.0.1*

Every time I have money in my account I spend something and out of no where my charge disappears and then the money is added back and 2 days later it pulls out so confusing

### 1/5 — App problems

*2025-01-26, version 4015.2.3*

This app is very aggravating why do I have to verify that I’m a human every time I want to login. I’m getting very frustrated with SRP, not just with the app but everything about them.

### 1/5 — Trash app

*2024-10-26, version 4014.1.3*

Dunno that they paid people for high star reviews or it is for the previous version, which was good. 

The vendor who made this should go find another line of work. 

Why it won’t log me into my account with biometrics is criminal.

### 1/5 — Avoid this bank at all costs

*2023-10-13*

SRP sells your personal info. I’m now receiving spam email when using an email alias only used for my bank account. Changing said email on the website or app is easy, yet they do not allow you to remove the old email without being forced to come into a physical location to do so. Any attempt to contact them is met with customer service being oblivious to your needs.

### 1/5 — It keeps crashing

*2023-01-28, version 4002.3.0*

This the 2nd time this has happened to me and I can’t get to MY MONEY I’m going to end up switching banks bc this is ridiculous 0 stars if I could

### 1/5 — Crashes

*2023-01-12, version 4002.3.0*

App continually crashes

## Most praised reviews (10 highest-rated)

### 5/5 — Donna Ann Yelton/A NEW DAY

*2026-08-04, version 4021.2.0*

I have been a SRP member for many years. I have had mostly good experiences with them. There have been some recent glitches but the CFO called me and he was literally the nicest man in the world. Soooo sweet. I had already talked to a man named Larry who is on the board at SRP.
The last time I saw my friend Larry he said that if you have any trouble with SRP, please let me know. So I did. 
Mr. Larry is a great man also. Super nice. One of the nicest ever.
He does not want any member to have any trouble with customer service nor any other issues at all. They are very serious about making the member happy.
I would highly recommend SRP as a good place to use in your banking. I have my mortgage with them. They have only been great when it comes to all of that.
When I’ve had some fraud issues, there is a lady named Pamela and she is like the best lady ever to help you. Very good at her job. Very nice very skilled.
I believe SRP trains their employees well.
If you’re looking for a place to Bank, try SRP… They are in Evans, Augusta, Georgia and North Augusta and Aiken SC and several other places.
I have not researched where all they are located.

### 5/5 — SRP

*2026-07-27, version 4021.2.0*

Love love love my bank !!!

### 5/5 — hey

*2026-07-15, version 4021.2.0*

very good bank just got a 50 thousand dollar loan thanks to SRP

### 5/5 — Satisfaction

*2026-07-04, version 4021.2.0*

I just love our relationship

### 5/5 — SRP FCU

*2026-06-08, version 4021.0.2*

Love this bank!😊

### 5/5 — Amazing Credit Union

*2026-05-25, version 4021.0.2*

SRP has become one of my favorite credit unions, providing various benefits for both my personal banking and business banking.

### 5/5 — Great

*2026-05-12, version 4021.0.2*

Good app

### 5/5 — The way to go.

*2026-05-06, version 4021.0.2*

Easy to use

### 5/5 — Banking

*2026-04-30, version 4020.2.0*

These guys are top notch customer service

### 5/5 — Great Bank

*2026-04-27, version 4020.2.0*

Always friendly and willing to help very nice people

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
