# SRupeeNow - Instant Loan

> Digital credit line and personal loan app for instant funds. (iPhone/iPad app by SRI KODE FINVEST PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/srupeenow-instant-loan/id6448840633 (this page in markdown: same URL + `.md`)
- Developer: [SRI KODE FINVEST PRIVATE LIMITED](https://appshunter.io/developer/1686547209)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 12.1 · 21 MB
- Languages: English
- Released: 2023-05-09
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/srupeenow-instant-loan/id6448840633/reviews.md

## What is SRupeeNow?

Get instant personal loans that you can repay and reuse through a line of credit on SRupeeNow. Get instant credit of up to ₹80,000 in 3 simple steps!

SRupeeNow is an instant credit line and personal loan app from SRI KODE FINVEST PRIVATE LIMITED, one of the leading neo-lending groups in India. Adhering to the Fair Practices Code of RBI, SRupeeNow is committed to ensure transparency while digitally lending to customers.

Benefits of using SRupeeNow
1. Pay interest only on the amount you use: Open a credit line up to ₹80,000 on SRupeeNow and pay interest only on the amount you withdraw.
2. Lower interest rate as compared to credit cards: The loan starts from 13.49% p.a., while the maximum interest rate is 29.99% p.a.
3. Get a quick loan amount: Borrow any amount (from ₹2,000) from your approved credit limit (up to ₹80,000) for 3 months to 12 months.
4. No hidden charges or line set up charges: SRupeeNow does not charge any hidden charges for opening a credit line or withdrawing funds.
5. EMI Repayment Proposal: You can choose EMI option to repay the borrowed amount.
6. 100% Paperless: SRupeeNow offers a completely digital and paperless experience, ensuring easy approval of credit lines
7. Safe and Secure Process: Get instant credit with this secure app designed using advanced encrypted technologies.

In short, SRupeeNow offers its customers the following features

1. Loan range from ₹2,000 to ₹80,000
2. Tenure: Min. 3 months | Max. 12 months
3. Interest Rate: Minimum 13.49% p.a. Max 29.99% p.a.
4. Processing Fee - Minimum 1%. Max 3%*
*GST is applicable on processing fee

How does SRupeeNow work?

Step 1: Download the SRupeeNow app and set up your profile.
Step 2: Complete the KYC process and set up Auto Pay
Step 3: Choose the amount based on your requirement

Below is an example of how the SRupeeNow app helps you access funds easily.

Example:
1. Principal amount: 1,00,000
2. Tenure: 12 Months
3. Interest rate: 14 p.a%
4. EMI: 8979
5. Interest Payable: 8979
6. Processing Fee (@ 1% + GST): 1180
7. Total cost of loan : 107748
8. Total amount distributed: 98628
9. BPI (Broken Period Interest): 192
10. APR: 16.65%

additional charges

Overdue interest rate: 36% p.a.
Full Prepayment Charges: 5% of outstanding amount + taxes* Partial Prepayment Charges: 5% of outstanding amount + taxes*
Swap Fee (Cheque/NACH): Rs. 250/- + taxes
Dishonor Fee: Rs. 450/-

Eligibility Criteria for opening an instant credit line in SRupeeNow

The age of the person should be between 21 to 57 years.
He must be a salaried employee with a monthly income of ₹18,000 or more.
Minimum CIBIL score of 650.

Required documents
Since SRupeeNow is a digital finance app, all you need to do is enter your PAN and Aadhaar number linked to your phone number and take a selfie.

Using SRupeeNow's Instant Line of Credit
1. Refinancing
2. Wedding Loan for Wedding Expenses
3. Travel Loan
4. Home Repair Loan
5. Two Wheeler/Four Wheeler Loan
6. Personal Loan
7. Mobile Phone Loan/Laptop Loan/Consumer Durables Loan
8. Instant Cash Loan
9. Education Loan
10. Medical Emergency
11. Debt Consolidation Loan

Contact
Email us: srikodefinvestplimited@outlook.com
Address: Mohan's Plaza, 3rd Floor, Plot No.733, Road No.36, Jubilee Hills MAIN ROAD, TADIGADAPA Hyderabad, Telangana 500033.

## Key features

- Instant credit line up to ₹80,000
- Pay interest only on used amount
- Loan tenure from 3 to 12 months
- Interest rates from 13.49% p.a.
- 100% paperless application
- EMI repayment options
- Secure and encrypted process


## Frequently asked questions about SRupeeNow

### What is the maximum loan amount available on SRupeeNow?

SRupeeNow offers a credit line of up to ₹80,000. You can borrow any amount from ₹2,000 up to your approved limit for a tenure of 3 to 12 months.

### What are the interest rates for loans on SRupeeNow?

The interest rate starts from a minimum of 13.49% per annum and can go up to 29.99% per annum. You only pay interest on the amount you withdraw from your credit line.

### Are there any hidden charges on SRupeeNow?

SRupeeNow states there are no hidden charges for opening a credit line or withdrawing funds. However, processing fees range from 1% to 3% plus GST, and other charges apply for overdue interest, prepayment, and dishonor.

### What is the eligibility criteria for SRupeeNow?

To be eligible for SRupeeNow, you must be a salaried employee between 21 and 57 years old, with a minimum monthly income of ₹18,000 and a CIBIL score of at least 650.

### How long does it take to get a loan from SRupeeNow?

The app is designed for instant credit. The process involves downloading the app, setting up your profile, completing KYC, and then choosing your required amount, implying a quick disbursement.

### What documents are needed for SRupeeNow?

As a digital finance app, SRupeeNow requires your PAN and Aadhaar number linked to your phone number, along with a selfie for verification. The entire process is paperless.

### Does SRupeeNow have ads?

The provided data does not specify if SRupeeNow contains advertisements. However, it is listed as 'Free' with 'in-app purchases' potentially referring to loan processing fees or other financial services.

### On which devices can I use SRupeeNow?

SRupeeNow is available on iPhone, iPad, and iPod devices. It is designed for iOS users.

## Version history (last 2 releases)

### 1.0.1 — 2023-05-22

1.Fixed some issues

### 1.0.0 — 2023-05-09

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*