# St. Paul FCU

> Secure mobile banking for St. Paul Federal Credit Union members on iOS devices. (iPhone/iPad app by St. Paul Federal Credit Union.)

- Source: https://appshunter.io/ios/app/st-paul-fcu/id840222769 (this page in markdown: same URL + `.md`)
- Developer: [St. Paul Federal Credit Union](https://appshunter.io/developer/840222772)
- Category: Finance
- Price: Free
- Rating: 1.80/5 from 23 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 202 MB
- Languages: American English
- Released: 2014-03-21
- Data updated: 2026-09-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/st-paul-fcu/id840222769/reviews.md

## What is St. Paul FCU?

Bank securely and conveniently anytime, anywhere with the St. Paul Federal Credit Union Digital Banking App. 
Manage your finances, monitor your accounts, move money, and stay connected with your Credit Union, all from one easy-to-use app.
Features include:
• View account balances and transaction history
• Transfer funds between accounts
• Deposit checks using Mobile Deposit
• Pay bills quickly and securely
• Make loan payments
• Apply for loans
• Manage your debit and credit cards
• Set transaction and account alerts
• Set travel notices and card alerts
• Access eStatements and eDocuments
• Update contact and personal information
• Submit secure support requests
• Access all eligible accounts with a single login
• Secure access with biometric authentication on supported devices
Your finances. Your Credit Union. Right at your fingertips.

## Key features

- Review account balances
- View transaction history
- Transfer money between accounts
- Make loan payments
- Pay bills
- Locate branches and ATMs

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/st-paul-fcu/id840222769/reviews.md

### 1/5 — App needs an update

*2026-07-26*

This app desperately needs to be fixed!!  Won’t open unless I uninstall and reinstall.  Then opens once. Next time I sign in, doesn’t open.

### 1/5 — Always Down

*2026-07-19*

This App Never opens! I checked to see if it was an update problem but nope. I constantly have to close out save re-open it to get it to work. It doesn’t remember username or faceID after months of it working… it also requires a code to transfer money from savings to checking- I’ll get it in my email but have no idea where I’m supposed to input said code. Over complicated and never runs smoothly.

### 1/5 — Terrible app

*2026-07-17*

Won’t let me load past the starting screen, uninstalled and turned WiFi off etc, still stuck on a blue screen or saying please wait while we process your request. Which it just sits on that screen

### 1/5 — Worst App Ever

*2026-07-17*

The app stopped working after several years. I have to delete and reinstall the app at least 2X per day to get it to work. None of the other apps on my device react like this. STPFCU had no response and Apple advised it was not getting a response from the mainframe.

### 1/5 — Same features as mobile site

*2024-06-21*

As of June 2024 the app no longer works.

### 5/5 — Works perfectly fine

*2023-08-25*

Don’t understand the 2* rating, I’ve had no problems and it’s easy to use

### 2/5 — Maria ext 5110

*2023-02-08*

Maria with extension number of 5110, has a rude voice when answering question thru phone. Its as if as a customer I am the one to calm her down. Gez! Thinking to switch bank and refinance my car loan coz of her.🙄

### 5/5 — Checks all the boxes

*2021-08-08*

This app works well and checks the boxes that had been keeping me with one of the major banks, mainly FaceID and deposits through the app. Now that I see these are available we will be moving more money into our SPFCU accounts.

I saw a review about not being able to get FaceID to work. This is definitely a miss on the developer’s UX testing. You have to scroll through the text in order to be able to check the box. This is a somewhat standard practice to make sure people read all the disclaimer info, but there is no indication to the user that the text scrolls. Dev: add an indicator for scrolling through the text, a down arrow at the bottom of the frame would do.

### 1/5 — Same features as mobile site

*2020-09-03, version 40.3.5*

It’s a glorified web app.

### 1/5 — FaceID doesn’t work!

*2019-10-04*

When setting up FaceID on an iPhone, the last step where you need to agree to the terms of usage doesn’t work, so it’s impossible to finish registering your phone!
The page has a “I agree” checkbox, but it’s not clickable! Continue button doesn’t work without this checkbox selected. Fix it!

## Frequently asked questions about St. Paul FCU

### What can I do with StPaulFed?

StPaulFed allows you to securely manage your finances on iOS devices. You can review account balances and transaction history, transfer money between accounts, make loan payments, and pay bills. It also helps you locate the nearest branches and ATMs.

### Is StPaulFed free to use?

Yes, StPaulFed is a free mobile banking app. To use it, you must be a member of St. Paul Federal Credit Union and enrolled for their eBanking service.

### What devices does StPaulFed support?

StPaulFed is designed for iOS devices, including iPhone, iPad, and iPod. It is not available on Android devices.

### How secure is StPaulFed?

The app provides secure mobile banking, giving you flexible and convenient management of your finances over your iOS devices. Specific security protocols are not detailed in the description.

### When was StPaulFed last updated?

The latest version of StPaulFed is 43.3.1, which was last updated on January 19, 2026. This indicates frequent updates to maintain functionality and security.

### What is the user rating for StPaulFed?

StPaulFed has an average rating of 2.2 stars based on 15 ratings. User feedback may indicate areas for improvement in the app's functionality or user experience.

### Does StPaulFed have ads?

No, StPaulFed does not contain advertisements. As a free app, it focuses on providing a clean banking experience without interruptions.

### What is the age rating for StPaulFed?

StPaulFed has an age rating of 4+. This means it is suitable for users of all ages, with no mature content restrictions.

## Version history (last 5 releases)

### 43.3.7 — 2026-09-09

Welcome to the New St. Paul Federal Credit Union Digital Banking Experience! Our redesigned mobile banking app makes managing your finances easier than ever. Enjoy a fresh, modern design, enhanced security, faster performance, personalized tools, and light/dark mode support. Plus, experience seamless access across mobile and online banking for a consistent experience on all your devices. Thank you for banking with us as we continue to improve your digital experience.

### 43.3.5 — 2026-09-08

Welcome to the New St. Paul Federal Credit Union Digital Banking Experience! Our redesigned mobile banking app makes managing your finances easier than ever. Enjoy a fresh, modern design, enhanced security, faster performance, personalized tools, and light/dark mode support. Plus, experience seamless access across mobile and online banking for a consistent experience on all your devices. Thank you for banking with us as we continue to improve your digital experience.

### 43.3.1 — 2026-01-19

St. Paul Federal Credit Union strives to provide the best Mobile Banking experience. Our new app version includes:
• Minor bug fixes and performance improvements

### 43.3.0 — 2025-12-18

St. Paul Federal Credit Union strives to provide the best Mobile Banking experience. Our new app version includes:
• Minor bug fixes and performance improvements
• Compatibility with iOS 26

### 43.1.5 — 2024-09-19

St. Paul Federal Credit Union strives to provide the best Mobile Banking experience. Our new app version includes:
• Minor bug fixes and performance improvements

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## Related topics

[spfcu](https://appshunter.io/ios/topics/spfcu)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*
