# ST Pay - Spend, Save, Invest — Entire finance in your mobile > Bangladeshi personal finance app for managing money, payments, and bills. (iPhone/iPad app by Share Trip Ltd.) - Source: https://appshunter.io/ios/app/st-pay-spend-save-invest/id1643458886 (this page in markdown: same URL + `.md`) - Developer: [Share Trip Ltd](https://appshunter.io/developer/1652638382) - Category: Finance, Business - Price: Free - Rating: 2.80/5 from 13 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 73 MB - Languages: American English, Bangla - Released: 2022-09-13 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/st-pay-spend-save-invest/id1643458886/reviews.md ## What is ST Pay? With ST Pay--- manage all things money from one place. ST Pay is a Bangladeshi Personal Finance App, which is convenient, quick, and safe to use. It empowers you to get more out of your money every day. Within a minute, register a new account and unlock features like Add-money, merchant payment, utility bill payment, send/receive money and more. Download ST Pay today for a seamless payment experience while travelling, shopping, dining and a lot more! ## Key features - Add money - Merchant payment - Utility bill payment - Send/receive money - Account registration - Secure transactions ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/st-pay-spend-save-invest/id1643458886/reviews.md ### 1/5 — Face verification not working *2026-05-03* Please solve this problem face verification ### 1/5 — Save Yourself, Its not worth it *2025-02-13* Let's be real. The only reason you would want to download this app is to pay on Sharetrip. But this app is horrendous. Save yourself some time and use something else. First time when I tried, their OTP didn't work. Second time OTP worked but KYC didn't work. Third time KYC somewhat worked but it took pictures automatically, which came out blurry. So verification failed. Fourth time it worked. I was able to add 10K from card. But I cannot add more without adding bank account. Fine. But they say they will take 3 working days to add bank account, while I need to pay for flight tickets now. Can you believe it? In 2025, they take 3 days to add bank account. Most importantly, the app is horrible. This is type of project second year computer science students do for their mobile app course. ### 1/5 — Horrible experience *2025-02-04* The KYC verification system is worst ever. ### 1/5 — Horrible experience *2025-02-01* The KYC verification system is worst ever. ### 1/5 — Broken app *2025-01-08* The eKYC verification system is broken. The camera automatically takes photos before the ID can be placed in front of it properly. Same for the user selfie. It automatically captures a selfie before the user is ready and captures blurry or unrecognisable photos which ultimately leads to verification failure. Worst part is after the camera captures a unusable photo automatically there is no way to revert or undo the action. It auto submits it and you have to wait for the inevitable verification failure before you can attempt again. Overall it's a rushed a broken product deployed on top of the digital payments crazy every startup is jumping on. ### 1/5 — unable to verify nid *2024-03-24* I am unable to verify my nid. it is failing everytime saying something went wrong. ### 1/5 — They don't have support team. *2022-11-13* I called there support number but they didn't response. They provide a sensitive service but they are not concerned about there customer support. ## Frequently asked questions about ST Pay ### What is ST Pay? ST Pay is a Bangladeshi personal finance app designed to help users manage their money, make payments, and pay bills conveniently and securely from their mobile devices. ### Is ST Pay free to use? Yes, ST Pay is available for free. The app does not require any payment to download or use its core features. ### What devices does ST Pay support? ST Pay is available on iPhone and iPad devices, offering a mobile-first approach to financial management. ### How secure is ST Pay? ST Pay is described as safe to use, with features designed for secure transactions. Users can register an account within a minute to access its services. ### What types of payments can I make with ST Pay? With ST Pay, you can perform various transactions including adding money to your account, making merchant payments, paying utility bills, and sending or receiving money. ### When was ST Pay last updated? The latest version of ST Pay, 1.3.5, was last updated on April 2, 2026. The app was initially released on September 13, 2022. ### What is the user rating for ST Pay? ST Pay has an average rating of 3.0 stars based on 14 user ratings. The age rating for the app is 4+. ### Does ST Pay have ads? Based on the provided information, ST Pay does not contain advertisements, allowing for an uninterrupted user experience. ## Version history (last 5 releases) ### 1.3.7 — 2026-08-23 - Bug fixes and improvements ### 1.3.6 — 2026-08-17 - Bug fixes for QR codes ### 1.3.5 — 2026-04-02 * Updated app to a new domain for improved services and security. * Minor bug fixes and performance enhancements. * Enhanced stability for a smoother user experience. ### 1.3.3 — 2026-02-17 - Bug fixes and improvements ### 1.3.2 — 2026-02-07 - Bug fixes and improvements ## Apps similar to ST Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [CashBaba](https://appshunter.io/ios/app/cashbaba/id1352887969) | 2.5 (13) | Free | Finance | | [Priyo Pay](https://appshunter.io/ios/app/priyo-pay/id6538727748) | 3.2 (10) | Free | Finance | | [Pocket eWallet](https://appshunter.io/ios/app/pocket-ewallet/id6445982158) | 4.5 (24) | Free | Finance | | [BBL Shubidha](https://appshunter.io/ios/app/bbl-shubidha/id1628092489) | 3.7 (23) | Free | Finance | | [i-Banking](https://appshunter.io/ios/app/i-banking/id1517295648) | 2.8 (27) | Free | Finance | | [OK Wallet](https://appshunter.io/ios/app/ok-wallet/id1437495450) | 3.7 (29) | Free | Finance | ## More apps by Share Trip Ltd - [ShareTrip: Flight Shop Voucher](https://appshunter.io/ios/app/sharetrip-flight-shop-voucher/id1469335892) All apps by Share Trip Ltd: https://appshunter.io/developer/1652638382 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*