# Stable Money: FDs, Bonds, Gold > Digital platform for investing in FDs, bonds, gold, and silver mutual funds. (iPhone/iPad app by Stable Alpha Technologies Private Limited.) - Source: https://appshunter.io/ios/app/stable-money-fds-bonds-gold/id1663244497 (this page in markdown: same URL + `.md`) - Developer: [Stable Alpha Technologies Private Limited](https://appshunter.io/developer/1663244499) - Category: Finance - Price: Free - Rating: 4.60/5 from 38 App Store ratings · 37 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 161 MB - Languages: American English - Released: 2023-07-31 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/stable-money-fds-bonds-gold/id1663244497/reviews.md ## What is Stable Money? Join 30L+ Indians & grow your wealth with Stable Money & Stable Bonds – a secure, paperless platform for everyday investors. Explore a wide range of investment options without opening a new bank account. 100% digital and seamless. • Book FD online in under 3 minutes • Compare interest rates across 200+ banks & NBFCs • Invest in Secured Bonds and earn up to 12% interest • Get FD-backed credit card with 0.5% cashback Upon downloading Stable Money App, you can access Stable Bonds through website: 'www.stablebonds.in'. Stable Bonds is an online bond platform provider made available to you through website: www.stablebonds.in. www.stablebonds.in is owned by Stable Broking Private Limited. Stable Broking Private Limited is registered with SEBI as a Stock Broker. What Can You Do with Stable Money App? • Fixed Deposits (FDs): Invest with trusted banks & NBFCs in FDs offering attractive, stable returns. • Bonds: Diversify your portfolio with carefully vetted, fixed-income bonds listed on Stable Bonds – our SEBI-registered bond platform. • FD-Backed Credit Card: Get a secured credit card without income proof, earn cashback, and a lot more while your FD continues to grow. • Recurring Deposits (RDs): Save systematically every month & enjoy consistent, reliable returns. Why Invest with Stable Money? • Access 200+ FDs from banks & NBFCs like Suryoday Bank, IndusInd Bank, Shriram Finance, Unity Bank & more. • Compare FD interest rates instantly & get personalized recommendations. • No savings account required, invest directly through app. • Complete your investment in just 3 minutes with instant confirmation. • Track all your investments in one dashboard. • Enjoy instant withdrawals with no paperwork or delays. Why Choose Stable Bonds? • SEBI-regulated Stock Broker and Online Bond Platform Provider (OBPP). • Transparent & clear returns with fixed tenures & no hidden charges. • Only handpicked, vetted bonds are listed for safety & reliability. • Earn up to 9-12% fixed income p.a. • Simple one-time KYC with PAN, Aadhaar & demat details. How to Invest with Stable Money App? 1. Download Stable Money app 2. Sign up with mobile number 3. Enter your name & email 4. Browse products like FDs, Bonds, and Credit Cards 5. Choose your amount & tenure 6. Complete KYC with Aadhaar & PAN 7. Add nominee & confirm 8. Make payment & get instant confirmation Your Money is Secure with Stable Money • DICGC Insurance: All bank FDs are insured up to ₹5 lakhs under RBI's DICGC guidelines. • RBI & SEBI Compliant: All products are RBI & SEBI compliant • Bank-grade security: Advanced encryption keeps your data safe. • Trusted partners only: We work with credible institutions that meet regulatory standards. • Transparent process: No hidden fees, no misleading claims. Invest with Confidence Whether you're a first-time investor or looking to grow long-term wealth, Stable Money gives you a reliable, efficient way to plan your finances. Download Stable Money App today & start investing smarter with FDs, Gold & Silver Mutual Funds, Bonds (through Stable Bonds - www.stablebonds.in), RDs & Secured Credit Cards. Registered Office: Stable Alpha Technologies Pvt. Ltd. BHIVE Workspace, AKR Tech Park A-Block, 7th Mile, Hosur Road Krishna Reddy Industrial Area, Bengaluru, Karnataka- 560068 ## Key features - Book FDs online in under 3 minutes - Compare interest rates across 200+ banks - Invest in Secured Bonds up to 12% interest - Grow money with Gold & Silver Mutual Funds - FD-backed credit card with cashback - Track all investments in one dashboard ## Recent user reviews (10 of 37) All indexed reviews: https://appshunter.io/ios/app/stable-money-fds-bonds-gold/id1663244497/reviews.md ### 3/5 — Privacy Concerns *2026-07-19* Hi Stable Money Team, I went through your Privacy Policy in detail. Overall, it looks comprehensive and professionally drafted, but I have a few concerns and suggestions from a user’s perspective. The biggest concern is that the policy mentions access to contacts, SMS, location, camera, and media files. For users who only want to invest in Fixed Deposits or Mutual Funds, permissions like contacts and SMS seem broader than necessary. It would build more trust if the app clearly explained why each permission is required, whether it is optional, and which features depend on it. I also noticed references to creating “affluence scores” and “user insights.” It would be helpful if you could explain what these mean in simple language, what data is used, and whether users can opt out of profiling or marketing-related data processing. Another suggestion is to clearly state that customer funds are never held by Stable Money and are deposited directly with the partner bank or NBFC. This single clarification would significantly increase user confidence. Finally, I would appreciate greater transparency around data sharing with affiliates and third parties. A simple summary of who receives user data, what data is shared, and for what purpose would make the Privacy Policy much easier to understand. Thank you for considering this feedback. Improving transparency around privacy and fund safety will help users trust the platform even more. **Developer response:** Dear Customer, Thank you for taking the time to share your feedback. We truly appreciate your inputs and are currently reviewing our Privacy Policy. We'll update it accordingly to ensure greater clarity and transparency. Thank you for helping us improve. ### 1/5 — THE ROB PEOPLE LIKE US *2026-06-29* 2000 got debited from my account without my permission without any otp and when i called and asked them how did it them they just told me that PAYU finance just took that money and also that payu reversed the amount and asked me to contact Pay u for more or my bank then i asked PAYU about it they said they had not done it which is completely true bc i have 1000 limit on lazypay and no other credit account on PAYU and also i reached out to my bank they said no reversal no money came back. TODAY I CALLED THEM AGAIN AND TOLD THEM WHAT MY BANK AND PAYU TOLD ME AND THEY LITERALLY CHANGED WHAT THEY SAID EARLIER THEY TOLD ME TODAY THAT “ THE MONEY WAS SUPPOSED TO RETURN TO MY SOURCE ACCOUNT BUT IT GOT REVERSED TO MY CREDIT CARD ACCOUNT” WHICH HAS NO STATEMENT OF IT COMING BACK. ALSO THE CUSTOMER CARE SUPPORT STAFF IS SO RUDE AND TRIED RAISING THEIR VOICE UPON ME I HAVE ALL THE CALL RECORDING AND I AM GOING TO FILE A CASE AGAINST THESE FRAUDULENTS. **Developer response:** Hi Rishab! We’re sorry to hear about your experience and understand your concern regarding the debit and refund status. This is not the experience we aim to provide. Kindly share your registered details with us at social@stablemoney.in so that we can thoroughly review your case and assist you with a resolution at the earliest. ### 1/5 — Bad UI and issues with credit card section *2026-03-03* In the credit card section, the card details are partially covered by the lower window. When I drag the screen down with my fingers, I’m briefly able to see the details. However, as soon as I release it, the window moves back up and covers the information again. Additionally, the “Unhide” button is also covered by the window, so I’m unable to click on it. Because of this issue, I cannot properly view or access my card details. Please fix this UI/scrolling bug as it seriously affects usability. **Developer response:** Hey Sajal - Our apologies! We’d like to understand this display behavior better. To help our team investigate, could you share a screen recording of the issue with shekhar.arya@stablemoney.in? We want to connect and ensure your card details are perfectly accessible on your device. ### 1/5 — False marketing *2026-01-31* They would tell that you will get credit card for 1 k rupees deposit but later tell that card can’t be used in the airport longue and you can’t get a physical card Just use some better apps **Developer response:** The digital card for a ₹1k deposit is designed for accessibility, though it does have different features than premium physical cards. We’d like to connect and clear up any confusion regarding the terms. Please write to us at shekhar.arya@stablemoney.in to discuss this. ### 5/5 — Stable money *2025-11-25* Stable Money is a user-friendly platform that helps customers invest in Fixed Deposits (FDs) across multiple banks in one place. The app is especially useful for people who want higher FD interest rates without the hassle of visiting different bank branches. The interface is smooth, easy to navigate, and makes the investment process very simple even for first-time users. **Developer response:** Thanks a lot for your kind words and 5 star rating Charan ! ### 2/5 — Double check email registering with *2025-09-06* There is a wired thing that happens in Stable money. When we register for an account we do so with an email. The same is used for the KRA but then there is no way to update the email if you want. Even though you are ready to go through the entire process again. Apparently the facility itself is not available as of now, while the KRA sites mention that it is the broker partners who are supposed to do this. The second star is just for the fact that the customer support are still available (they are decent) and they do reply unlike the other places that release a bot onto you if you ask for help. Hope this is solved at the earliest. Till then m stuck with the investment cause bonds selling is not that easy. (Sellers market not that active I suppose). ### 1/5 — Stay away - Worst customer care - may be a scam app *2025-08-02* I have been making FD through stable money app from almost one and year by now. I am a gold member. It means I have invested more than 10 lakhs through app. One day I faced one issue which I reported to stable money. But did not receive any solution till date. Major issues faced - 1. RD opened with Suryoday bank through stable money. Money deducted from account on 1st but not appearing with Suryoday bank. Reported to stable money as well as concerned bank. No response from any one. Struggling from two months. 2. North East SF Bank merger Ed with SLICE SF Bank. I have opened FDs with North East Bank. I approached to SLICE SF bank to confirm my deposits. They replied neither my email is registered nor my mobile number is registered. Money got stuck there. Now their existence is only at Assam. How I go visit there. It is Stable money duty to help me but they have only excuses no solutions. 3. No exclusive RM available. Every time I have to narrate my complete grievance to new customer care but all in vein. 4. In Utkarsh bank, three of my FDs are not reflecting. I can reveal many other points but short of time. Simply I will say, stable money can’t help us at the time we are depositing money with these Small finance banks , what would be the fate at the time of maturity. Stable money is just concerned with commission they get at the time of commencement of deposit. There after, they simply say that they are intermediatry and my money is bank. So, brothers and sisters, stay away from these small finance banks and stable money app. ### 1/5 — Very poor withdrawal methods. *2025-06-20* Booking a fd is very easy, but breaking it is a pain. You need to go through video confirmations that also on fixed timings, when we can book a fd at night 11:00 pm why can’t we break the same at same time, more over fill ridiculous forms for breaking my own fd, when we have aadhar authentication these days in everything for verification. While booking fd they get thier commission so everything is easy but while breaking it they won’t get anything so all the rules apply, moreover they will never tell about this before hand, as it’s not their money. ### 1/5 — Inexistent grievance handling *2025-06-07* All the convenience the app provides is overshadowed by the fact your funds can stay stuck for days in the app if there is any error in the transaction processing step and you will have to keep chasing after them for a resolution and the only response you will receive will be that it’s in progress. It may take hours, days or weeks and you will have no way of knowing that as you will receive no resolution from the app and you won’t even have a relationship with the bank to contact them directly for a response. If you think all this trouble and possibility of losing the money worth it, then only try the app. ### 4/5 — Good for NBFC FDs and bond *2025-03-19* Experience for VKYC is fast and seamless when opening FDs. Good thing is all banks or NBFCs listed in their app DGIGC ensured. Sometimes when booking FD it shows payment failure although after few minutes to within an hour the actual FD gets processed. Tried using for bonds too , they have limited and filtered companies in bonds which makes it safer compared to other bond platforms. Only had one bad experience while opening fd app opened bank account after VKYC even though they claim it will open only FD without opening bank account. I am hoping app will ensure that does not repeat. Other good to have features: An ability to view total current value of FDs for a single bank. Also, on bond platform it shows total current value , if we can tap into that to see all investments similar to passbook feature in FDs would be great. Overall I think it is a good platform to invest in FDs and bonds. **Developer response:** Hi. Thank you for your detailed feedback. We're glad you find VKYC and our FD & bond offerings smooth and secure. We appreciate your suggestions about viewing total FD values and a passbook-style feature—great ideas we’ll consider. We also apologize for the bank account issue and will work to prevent it in the future! ## Frequently asked questions about Stable Money ### What is Stable Money? Stable Money is a secure, paperless platform designed for everyday investors to grow their wealth. It offers a wide range of investment options, including Fixed Deposits (FDs), Bonds, Gold & Silver Mutual Funds, and an FD-backed credit card, all accessible without needing to open a new bank account. ### What types of investments can I make with Stable Money? You can invest in Fixed Deposits (FDs) with various banks and NBFCs, carefully vetted Secured Bonds, Gold & Silver Mutual Funds, and Recurring Deposits (RDs). The app also offers an FD-backed credit card with cashback benefits. ### Is my money secure with Stable Money? Yes, your money is secure. Bank FDs are insured up to ₹5 lakhs under RBI’s DICGC guidelines. All products are compliant with RBI and SEBI regulations, and the platform uses bank-grade security with advanced encryption to keep your data safe. ### How quickly can I book an FD or make an investment? You can book an FD online in under 3 minutes. The entire investment process, including booking FDs, Bonds, or Mutual Funds, is designed to be digital and seamless, often completed in just 3 minutes with instant confirmation. ### What are the benefits of using Stable Bonds? Stable Bonds is a SEBI-regulated online bond platform provider. It lists only handpicked, vetted bonds for safety and reliability, offering transparent and clear returns with fixed tenures and no hidden charges. You can earn fixed income with predictable interest payouts. ## Version history (last 5 releases) ### 2.9.25 — 2026-08-23 Your portfolio, perfected. One view for everything. - We've revamped the Passbook experience to help you seamlessly track and manage your entire investment portfolio in one place. - Your credit card dashboard now loads faster, with a polished app experience for a smoother, more responsive journey. ### 2.9.15 — 2026-08-19 Your portfolio, perfected. One view for everything. - We've revamped the Passbook experience to help you seamlessly track and manage your entire investment portfolio in one place. - Your credit card dashboard now loads faster, with a polished app experience for a smoother, more responsive journey. ### 2.9.11 — 2026-08-10 Your portfolio, perfected. One view for everything. - We've revamped the Passbook experience to help you seamlessly track and manage your entire investment portfolio in one place. - Your credit card dashboard now loads faster, with a polished app experience for a smoother, more responsive journey. ### 2.9.06 — 2026-08-04 Your portfolio, perfected. One view for everything. - We've revamped the Passbook experience to help you seamlessly track and manage your entire investment portfolio in one place. - Your credit card dashboard now loads faster, with a polished app experience for a smoother, more responsive journey. ### 2.9.05 — 2026-07-31 Your portfolio, perfected. One view for everything. - We've revamped the Passbook experience to help you seamlessly track and manage your entire investment portfolio in one place. - Your credit card dashboard now loads faster, with a polished app experience for a smoother, more responsive journey. ## Apps similar to Stable Money | App | Rating | Price | Category | | --- | --- | --- | --- | | [InCred Money](https://appshunter.io/ios/app/incred-money/id6449935824) | 4.4 (18) | Free | Finance | | [Belong: GIFT City F&O, MF, FD](https://appshunter.io/ios/app/belong-gift-city-f-and-o-mf-fd/id6738586313) | 3.0 (2) | Free | Finance | | [Dezerv: Mutual Funds & Stocks](https://appshunter.io/ios/app/dezerv-mutual-funds-and-stocks/id1591432221) | 4.9 (14) | Free | Finance | | [MFCentral Mutual Fund App](https://appshunter.io/ios/app/mfcentral-mutual-fund-app/id1600859014) | 2.4 (9) | Free | Finance | | [Univest - Stocks & Investments](https://appshunter.io/ios/app/univest-stocks-and-investments/id6443753518) | 4.5 (22) | Free | Finance | | [smallcase - Save & Invest](https://appshunter.io/ios/app/smallcase-save-and-invest/id1345309437) | 4.8 (758) | Free | Finance | ## Related topics [stable money](https://appshunter.io/ios/topics/stable-money) · [stable bonds](https://appshunter.io/ios/topics/stable-bonds) · [fixed deposit](https://appshunter.io/ios/topics/fixed-deposit) · [india bonds](https://appshunter.io/ios/topics/india-bonds) · [astute bfsl](https://appshunter.io/ios/topics/astute-bfsl) · [mundada finserve](https://appshunter.io/ios/topics/mundada-finserve) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*