# Stackd: Budget & Spending — Private budgeting with jars

> Private budgeting with jars (iPhone/iPad app by Muhammad Amrat Saeed.)

- Source: https://appshunter.io/ios/app/stackd-budget-and-spending/id6805048410 (this page in markdown: same URL + `.md`)
- Developer: [Muhammad Amrat Saeed](https://appshunter.io/developer/6805048412)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 27 MB
- Languages: American English
- Released: 2026-09-14
- Data updated: 2026-10-25

## What is Stackd?

Stackd is a private, easy budgeting app that keeps your money on track — and keeps your data on your device.

Most budgeting apps ask you to hand over your bank logins and store everything in the cloud. Stackd is different. It's local-first: your transactions, budgets and settings live in your phone's private storage, not on our servers. There's no account to create and no sign-up required. Just open it and start.

WHY PEOPLE USE STACKD
• Truly private — your financial data stays on your device
• No login, no account, no ads, no tracking SDKs
• Simple enough for everyday use, flexible enough to grow with you

BUDGET WITH JARS
Split your money into "jars" — flexible allocations for the things that matter to you, like essentials, savings, fun and bills. See at a glance how much is left in each jar so you always know where you stand.

SMART CATEGORIES THAT LEARN
Stackd remembers how you categorise your spending. Tag a merchant once and the app recognises it next time, so your transactions sort themselves over time. Create your own categories, rename them, or delete the ones you don't need — it's your money, your structure.

IMPORT YOUR TRANSACTIONS
Bring in your history from a CSV or spreadsheet. Stackd reads and parses the file right on your device — nothing is uploaded. Duplicate detection helps keep your records clean when you import overlapping statements.

OPTIONAL AI INSIGHTS
When you want a second opinion, Stackd's AI features can summarise your spending, surface tips and answer free-text questions about your finances. AI is entirely optional — if you never use it, no financial data ever leaves your device. When you do use it, only a summary of your figures and your question are sent to generate a response.

STAY IN CONTROL OF YOUR DATA
• Back up all your data to a file whenever you like
• Export your transactions to CSV
• Restore from a backup on a new device
• Clear all data instantly, any time

TRACK WHAT MATTERS
• Income, recurring payments and one-off expenses
• Budgets by category with clear progress
• A clean overview of your remaining balance
• Financial-year preferences and currency settings

Stackd is built for anyone who wants a clear, private picture of their money — without spreadsheets, bank connections or monthly fees. Download it, set up your jars, and take control of your spending today.

Questions or feedback? Email amrat.saeed@gmail.com

## Is Stackd safe?

Not enough ratings yet to assess Stackd.

## Is Stackd legit?

Stackd: Budget & Spending has limited verification signals. The AppsHunter Legitimacy Score for Stackd is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-09-14

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*