# Stacs - Save & Get Credit

> Financial services app offering savings, credit, and rent payment solutions. (iPhone/iPad app by Stacs Limited.)

- Source: https://appshunter.io/ios/app/stacs-save-and-get-credit/id6450111151 (this page in markdown: same URL + `.md`)
- Developer: [Stacs Limited](https://appshunter.io/developer/1691875765)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 12.4 · 50 MB
- Languages: English
- Released: 2023-10-05
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/stacs-save-and-get-credit/id6450111151/reviews.md

## What is Stacs?

Imagine a world where you have access to funds whenever you need it. A financially free future is possible with Stacs.


Stacs Vault: Create and manage a fixed locked plan for a period of time and earn up to 18% in interest. 


Easy Stacs: A much more flexible savings plan that allows you to top up a desired amount at a desired frequency and earn up 18% to interest annually


Stacs Zero: Here, you instantly get the money you need at 0% interest for the first 30 days. Stacs Zero is our "urgent 2k" product built to handle adulting emergencies like sudden repairs, health emergencies, or even running out of cash before payday. When you save with Stacs, you automatically qualify for up to half of your savings in credit. This means that if you save ₦200,000, you have automatic access to ₦100,000 in Stacs Zero.


Stacs RNPL: Stacs RNPL makes rent payment a breeze! Instead of paying your total rent sum at a go, you get to pay in 12 convenient installments. At an interest rate of just 24% per annum and repayment sums customized to suit your income, Stacs RNPL is the most convenient rent payment option you'll find anywhere.


The amount in your Savings determines how much you can access for Stacs RNPL. If you'd like to know the specific amount you'd need for your case, you can use the Stacs RNPL calculator on the app.

## Key features

- Interest-earning savings plans
- Instant credit with 0% introductory interest
- Rent payment in installments
- Credit access based on savings
- Rent payment calculator


## Frequently asked questions about Stacs

### What is Stacs?

Stacs is a finance app that offers various services including interest-earning savings plans, instant credit for emergencies, and a convenient rent payment solution.

### How does Stacs Zero work?

Stacs Zero provides instant credit with 0% interest for the first 30 days, designed for urgent financial needs like repairs or health emergencies. Your savings balance determines the amount of credit you can access.

### Can I pay my rent with Stacs?

Yes, Stacs RNPL allows you to pay your rent in 12 convenient installments with a 24% annual interest rate. The amount available for rent payment is linked to your savings.

### What are the interest rates for savings with Stacs?

Stacs offers up to 18% annual interest on both its fixed locked plans (Stacs Vault) and flexible savings plans (Easy Stacs).

### Does Stacs have ads?

No, Stacs does not contain advertisements.

### What devices does Stacs support?

Stacs is available on iPhone and iPod devices.

### What is the age rating for Stacs?

Stacs has an age rating of 17+, indicating it is suitable for mature users.

### How often is Stacs updated?

The latest version of Stacs is 17.05.10, and it was last updated on February 14, 2025, suggesting regular updates.

## Version history (last 5 releases)

### 17.05.10 — 2025-02-14

General improvements across the app for a better user experience.

### 17.05.9 — 2024-12-06

We made general improvements to our savings and credit systems across the app for a better user experience.

### 17.05.8 — 2024-10-21

We improved our KYC and did general improvements across the app for a better user experience.

### 17.05.7 — 2024-09-26

We improved our KYC and did general improvements across the app for a better user experience.

### 17.05.6 — 2024-08-06

We made security and general improvements across the app for a better user experience.

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## More apps by Stacs Limited

- [Wallet by Stacs](https://appshunter.io/ios/app/wallet-by-stacs/id6504357184)

All apps by Stacs Limited: https://appshunter.io/developer/1691875765

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*