# Stanbic IBTC Mobile 3.0

> All-in-one finance app for banking, investing, insurance, and pensions. (iPhone/iPad app by Stanbic IBTC Holdings Plc.)

- Source: https://appshunter.io/ios/app/stanbic-ibtc-mobile-30/id6477922208 (this page in markdown: same URL + `.md`)
- Developer: [Stanbic IBTC Holdings Plc](https://appshunter.io/developer/1167007239)
- Category: Finance, Utilities
- Price: Free
- Rating: 2.87/5 from 89 App Store ratings · 75 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 207 MB
- Languages: English
- Released: 2025-04-28
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/stanbic-ibtc-mobile-30/id6477922208/reviews.md

## What is Stanbic IBTC Mobile 3.0?

The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following:
•	Bank as quick as you speak. with Voice Banking.
•	Defend your treasures with the new Insurance module.
•	Trade like a legend with the new Stocks module.
•	Invest like a hero with the Mutual Funds module.
•	Enjoy Easy Banking with the electronic wallet - @ease.
•	Rescue tomorrow with the Pensions module.
You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes!
Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. 
What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!

## Key features

- Voice Banking
- Insurance module
- Stocks trading
- Mutual Funds investing
- Electronic wallet (@ease)
- Pensions module
- Instant account opening

## Recent user reviews (10 of 75)

All indexed reviews: https://appshunter.io/ios/app/stanbic-ibtc-mobile-30/id6477922208/reviews.md

### 1/5 — Poor designer and accessible user interface

*2026-08-08, version 3.1.6*

For the past 8 months I’ve wasted communications back-and-forth to the customer service team trying to explain how inaccessible the design of this app is. Please  hire an engineering team that understands WCAG I will be escalate this to CBN & your developer should please not come to me with that standard response asking me to contact the same Customer service team keeps giving me the same response of their looking into it

### 1/5 — Reputable bank, horrible app

*2026-08-01, version 3.1.6*

It takes forever to load and the language choices are not accessible. Overall, if i could give no stars, I would. Good bank though.

### 1/5 — Disappointing Mobile Experience

*2026-07-22, version 3.1.6*

Stanbic IBTC is a reputable bank with excellent financial products, but unfortunately, its mobile app feels years behind its competitors.

The user experience is outdated, unintuitive, and unnecessarily frustrating. Simple tasks often require multiple OTPs and too many steps, making the app feel cumbersome rather than secure.

As someone who would happily recommend Stanbic’s investment products to friends, including people outside Nigeria, the app makes that difficult. First impressions matter, and the mobile experience doesn’t reflect the quality or credibility of the bank. Instead of inspiring confidence, the design and navigation feel dated and can make new users question whether they’re using a modern financial platform.

For a bank of Stanbic IBTC’s size and reputation, investing in a stronger product design and engineering team should be a priority. The banking industry has evolved significantly, and customers now expect a seamless, intuitive, and polished digital experience.

I genuinely hope the bank prioritizes a complete redesign of the app because the financial products deserve a platform that matches their quality.

### 1/5 — Zero rating, worst user experience I have had with a bank

*2026-07-10, version 3.1.6*

Worst bank app ever. If there was a zero rating I’ll give this app. Too slow and you cannot do anything without reaching out to customer service. The bluNest is the worst part, investment with this bank is a nightmare.

### 2/5 — Slow in response

*2026-07-02, version 3.1.6*

The app is too slow I literally have to get frustrated before a single command is processed. It's very annoying . You guys should do better

### 3/5 — RSA

*2026-07-02, version 3.1.6*

I can’t save and proceed, I’d have to fill form at all time I was logged out and still couldn’t process withdrawal from RSA via the app

### 1/5 — Absolutely Unneccesary

*2026-06-16, version 3.1.6*

I don’t understand how you guys think it wise to keep shipping new apps, that perform worse than the previous one every time! Absolutely disappointing! Don’t fix what isn’t broken. The old one, before the ‘BluNest’ worked just fine! All you needed to do was make a few updates, now we’re on our second app in 6 months!

### 1/5 — Resolve

*2026-06-15, version 3.1.6*

Is there any reason why we can’t see our daily earnings anymore on our money market account . Please rectify as this was an option that was there on the previous app.

### 1/5 — Consistent log in issues

*2026-06-12, version 3.1.6*

I’m not sure if this is a software issue or not. I have been trying to get into the blunest since last night. It recently also started making me input my email and password everytime, what was the point of putting face is then? Also why is the app telling me that my email address and password is invalid? You need a better programmer!

### 1/5 — Poor

*2026-05-29, version 3.1.6*

This app makes banking transactions more difficult by registering devices evert time you you logon, the stock app does not send top at all for over 3 months, I got feedback that IT are working on it for over 3 months now.

## Frequently asked questions about Stanbic IBTC Mobile 3.0

### What can I do with the Stanbic IBTC Mobile 3.0 app?

The app allows you to bank using voice commands, manage insurance policies, trade stocks, invest in mutual funds, use an electronic wallet, and manage your pensions. You can also open an instant account or an @ease wallet directly through the app.

### Do I need to be a Stanbic IBTC customer to use the app?

No, you do not need to be an existing customer to access and experience the new mobile app. You can open an instant account or an @ease wallet with the mobile app in minutes, even if you are not yet a customer.

### How do I reset my password if I forget it?

The app features a new and easy 'forgot password' function that will help you regain access to your account quickly. Simply follow the prompts within the app to reset your password.

### What are the main financial modules available?

The app includes dedicated modules for banking with voice capabilities, insurance, stock trading, mutual fund investments, and pensions. It also features an electronic wallet called '@ease' for easy transactions.

## Version history (last 5 releases)

### 3.1.6 — 2026-05-25

This is an updated version of the mobile app to resolve bugs and fixes.

### 3.1.5 — 2026-02-13

What is new on Stanbic IBTC Mobile 3.0

We have been listening! Based on your feedback, we have implemented several updates to enhance your all-in-one financial hub. Here is what is new:

My Bank

Instant receipts: Share transfer receipts immediately after completing a transaction.
Biometric login: To activate, toggle the “Save Username” button after entering your credentials. Face or fingerprint ID will then be available at your next login.
International transfers: Send money across borders seamlessly.
Digital lending improvements: Enjoy a refined experience when managing or applying for a loan.
Mandarin translation: Updated for better accuracy and clarity.
Account opening: Faster and more reliable digital account setup.
 

@ease

Improved login feedback: Receive clear alerts when incorrect credentials are entered at login.
Stocks

Regulatory updates: Important regulatory information is now prominently displayed on the landing page.
 

Insurance Brokers

File upload indicator: Track your progress when uploading renewal documents.
Payment integration fix: Seamless payments during policy renewal.
Refreshed FAQ: Cleaner design for easier navigation.
Claims description fix: Improved claims submission experience.
Buy new fix: Resolved infinite loading when purchasing new policies.
 

Life Insurance

Push notifications: Stay informed with real-time updates on-the-go.
Renewals: We have enabled renewals and important policy updates.
 

Pension

Push notifications: Stay informed with real-time updates on-the-go.
 

BluNest

Fresh look: A complete screen redesign for a modern, intuitive, and user-friendly interface.

### 3.1.4 — 2025-10-25

General performance enhancement and bug fixes to improve app stability and responsiveness

### 3.1.3 — 2025-09-11

General performance enhancement and bug fixes to improve app stability and responsiveness

### 3.1.2 — 2025-07-22

Added dark mode support for a more comfortable experience.
General performance enhancement and bug fixes to improve app stability and responsiveness.

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## More apps by Stanbic IBTC Holdings Plc

- [Stanbic IBTC Mobile App](https://appshunter.io/ios/app/stanbic-ibtc-mobile-app/id1167007240)
- [Stanbic IBTC Stockbroking App](https://appshunter.io/ios/app/stanbic-ibtc-stockbroking-app/id1517232753)
- [DigiAssist](https://appshunter.io/ios/app/digiassist/id6453760303)
- [Stanbic eToken NG](https://appshunter.io/ios/app/stanbic-etoken-ng/id6748947524)
- [Stanbic IBTC e-Token](https://appshunter.io/ios/app/stanbic-ibtc-e-token/id6754698391)

All apps by Stanbic IBTC Holdings Plc: https://appshunter.io/developer/1167007239

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
