# StandWatch: Military Money — Standing watch on your money > Free military finance tools, calculators, discounts, and guides. (iPhone/iPad app by StandWatch LLC.) - Source: https://appshunter.io/ios/app/standwatch-military-money/id6791784351 (this page in markdown: same URL + `.md`) - Developer: [StandWatch LLC](https://appshunter.io/developer/6791784353) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 11 MB - Languages: American English - Released: 2026-08-02 - Data updated: 2026-09-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/standwatch-military-money/id6791784351/reviews.md ## What is StandWatch? Free money tools for the whole military and veteran community. StandWatch exists so no one in the military community faces a money decision uninformed or alone. We stand watch on the numbers, explain the fine print plainly, and put free tools in your hands. The goal is simple: leave here more confident and more competent with your money than when you arrived. Built by a combat infantryman veteran for the whole military community: active duty, Guard, Reserve, retirees, veterans, and families. No account, no signup, no credit pull, no cold calls, and your information is never sold. THE WATCHES Set a target number for your VA mortgage rate, savings APY, or auto loan rate. StandWatch checks the official benchmarks daily and sends a push alert the day your target hits. Insurance, solar, and phone-and-internet Watches are open for signups. THE RATE WIDGET The VA 30-year daily average on your home screen, refreshed through the day, straight from the published source. THE DAILY SITREP One screen when you open the app: where VA rates, the 30-year average, and the 10-year Treasury stand today, with your own mark on the chart. ASK STANDWATCH Type any military money question. The answer comes from our own guides and directories with the sources shown. Nothing is stored. READINESS COMPASS A 60-second check that points you to the right guides and programs. Your answers stay on your phone. BILL SCAN Photograph a bill. StandWatch reads the figures, compares them to public benchmarks, and loads the right Watch. The image is never stored. BUDGET BUILDER A budget built around military pay: two checks a month, drill pay, retired pay, VA compensation. Runs on your device. CALCULATORS The VA funding fee, and whether to stay or move: the rate where moving stops costing more than staying. VERIFIED DISCOUNTS 270+ military discounts across 14 categories, each checked at the company's own page and linked to it. GUIDES AND RESOURCES Deployment, PCS, getting out, VA loans, home and car buying, GI Bill, debt, investing basics, aging and caregiving. Every figure sourced and dated. Plus official and nonprofit programs in one directory: emergency relief, free counseling, caregiver support, free legal help. Guides read offline once opened. THE DAY ROOM Briefings, and two arcade games: Silent Running, a submarine evasion run, and Cold Blue Steel, an obstacle course. Leaderboards are initials only. StandWatch is a publisher, not a lender, bank, insurer, or broker. Figures shown are public benchmarks, not quotes or offers. It is founder-funded and designed to be supported by clearly disclosed partnerships as partners sign. Not affiliated with the VA or any government agency. Questions: support@standwatch.co ## Key features - Financial calculators for military pay - Verified military discounts - Daily VA rate tracking - Bill scanning and comparison - Personalized financial guides - Budget builder for military income ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/standwatch-military-money/id6791784351/reviews.md ### 5/5 — Awesome App *2026-08-04* Best intro ever! And love the trackers, ask, and searchable discounts list ## Frequently asked questions about StandWatch ### What is StandWatch? StandWatch offers free financial tools and resources tailored for the military and veteran community. It provides calculators, discount information, and guides to help users manage their money effectively. ### Is StandWatch free to use? Yes, StandWatch is completely free to use. It is founder-funded and designed to be supported by clearly disclosed partnerships as they become available. ### Does StandWatch require an account or signup? No, StandWatch does not require any account, signup, credit pull, or cold calls. Your personal information is never sold. ### What kind of financial tools does StandWatch offer? StandWatch includes tools like a budget builder for military pay, calculators for VA funding fees and moving costs, and a bill scanner that compares your bills to public benchmarks. ### How does StandWatch help with discounts? StandWatch provides a directory of over 270 verified military discounts across 14 categories, with links to the companies' own pages. ### Can StandWatch help me understand VA rates? Yes, StandWatch features a rate widget for the VA 30-year daily average on your home screen and allows you to set target numbers for VA mortgage rates with push alerts. ### What kind of financial guides are available on StandWatch? The app offers guides on topics such as deployment, PCS, getting out of the military, VA loans, home and car buying, the GI Bill, debt, investing basics, and aging/caregiving. ### Is StandWatch affiliated with the VA or any government agency? No, StandWatch is not affiliated with the VA or any government agency. It is a publisher providing tools and information based on public benchmarks and sourced guides. ## Version history (last 4 releases) ### 1.3 — 2026-09-04 Two-screen start: a short launch, one briefing card, and you are in. The Rate tab opens on the day's rates each time you launch, live, with dates. The Day Room is on every page: briefings, both games, and one settings screen with your VA mark and a private note. Lock screen and StandBy widgets. Ask Siri to check the VA rate. Two new quick actions. Silent Running: fairer patrols, tighter steering, a daily patrol every player shares. Cold Blue Steel: a masked jump, a gentler ramp, no repeat briefings. ### 1.2 — 2026-09-02 Briefings now play once per screen, then stand down. After the first one, choose to keep them on or turn them off, with sound on or off. Sound is off by default, and the launches and games are better with it on. Rate charts: the readout stays on screen where you tap, and the axes show numbers. New calculator: Should I Stay or Should I Move. Find the rate where moving stops costing more than staying. Updated discount pages, new guides and dispatches, and a refreshed About page. ### 1.1 — 2026-08-03 NEW OPENING: a carrier flight ops launch sequence, then a one-time First Briefing on what the app can do. Replay the opening any time from the scope button on the home screen. COLD BLUE STEEL: bigger, uniform controls docked at the bottom of the screen and easier-to-read course instructions. SAVINGS WATCH: account-type categories, including checking, savings, high-yield, money market, and share certificate/CD terms, each with live benchmarks. ASK: stronger answers on military credit card benefits, backed by the new Military Credit Card Benefits Guide. Plus the August refresh of the discounts directory and design updates across the app. ### 1.0 — 2026-08-02 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*