# Starling - Mobile Banking — user reviews

> 1,377 indexed App Store user reviews of Starling by STARLING BANK LIMITED, rated 4.90/5 from 2,738 ratings.

- Source: https://appshunter.io/ios/app/starling-mobile-banking/id956806430/reviews
- App overview in markdown: https://appshunter.io/ios/app/starling-mobile-banking/id956806430.md
- Rating breakdown: 5★ 2,532 · 4★ 133 · 3★ 23 · 2★ 14 · 1★ 36

## What do users think of Starling?

Overall sentiment: positive

**Pros**

- 👍 Easy to use app
- 🚀 Instant transactions
- 🔒 Secure banking
- 💡 Useful features like Spaces
- 👍 Excellent customer service
- 🚀 Fast and reliable
- 👍 Intuitive and well-designed
- 👍 Great for budgeting and saving

**Cons**

- 🐛 App crashes and freezes
- 🔒 Overly strict security measures
- 💰 Fees for cash deposits
- 🚫 Inability to open certain account types
- 🚫 Declined payments with no explanation
- 🚫 Restricted access to accounts
- 🐛 Inconsistent app performance

**Commonly reported bugs**

- Login issues after phone updates
- Inability to record video for verification
- App crashes on certain devices
- Delayed or failed money transfers

**Most requested features**

- Joint account cards with different designs
- Ability to set up automatic transfers to savings
- More customization options for Spaces
- Integration with password managers
- Showing pending payments in balance
- Daily balance history view
- Ability to split transactions into categories

## Newest reviews (15 of 1,377)

### 5/5 — DLCWLL

*2026-08-18, version 4.62.0*

Best banking app there is, love using the Spaces

### 5/5 — fast transaction

*2026-08-17, version 4.62.0*

Quick and fast transaction

### 5/5 — 👏🏼

*2026-08-17, version 4.62.0*

👏🏼

### 5/5 — Great and relax with this bank

*2026-08-17, version 4.62.0*

I feel so relax my money is safe with this bank easy set up

### 5/5 — Best bank to give you control of your money

*2026-08-17, version 4.62.0*

Really good modern day bank account that allows and encourages you to take control of your money, with plenty of support to keep your money safe and secure and workable. Perfect.

### 5/5 — Easy

*2026-08-17, version 4.62.0*

Easy- simple - clear never had a tec issue

### 5/5 — Mr.Magele

*2026-08-16, version 4.62.0*

It’s the best bank ever. I enjoy the process and the idea of banking on my finger tips. Flexibility is what I enjoy, you can have other accounts at your convenience.

### 5/5 — GBN

*2026-08-16, version 4.62.0*

Great bank!

### 5/5 — Awesome

*2026-08-16, version 4.62.0*

Fantastic bank

### 5/5 — Great Service

*2026-08-16, version 4.62.0*

Easy to use app. Great service. Thank you Starling

### 5/5 — Amaze!

*2026-08-16, version 4.62.0*

I love Starling

### 5/5 — So easy to use

*2026-08-16, version 4.62.0*

Love this bank account.  It’s so easy to use snd excellent exchange rates when we’re travelling. Simple for everyday banking.

### 2/5 — Keep another bank open

*2026-08-15, version 4.62.0*

Insanely low limits on cash deposits, withdrawals, and sometimes simple transfers/payments. Designed to be a nice side channel for your money, NEVER use Starling as a standalone/main banking service.

### 5/5 — Great banking app

*2026-08-15, version 4.62.0*

Got accepted by starling after been rejected by other banks and i have had the best experience banking with these guys, no complaints over the many years I’ve banked with them.

### 5/5 — Mr

*2026-08-15, version 4.62.0*

Amazing!!

## Most critical reviews (10 lowest-rated)

### 1/5 — 20 questions

*2026-08-19, version 4.63.0*

The sort of people who make it mandatory to answer all these questions when you are trying to pay your builder are a detriment to society

### 1/5 — Bad

*2026-08-18, version 4.62.0*

This is for holding my money for 24 hours

### 1/5 — Closing

*2026-08-18, version 4.62.0*

Closing my Starling account as they offered no help with an online purchase.  You would expect a bank to be more helpful when online purchases go wrong.  Off back to NatWest.  At least they have helped in the past.

### 1/5 — Jobsworth Staff - Computer Says No

*2026-08-18, version 4.62.0*

App is good but Big Brother is watching you & apparently you can’t pay for lottery tickets through the account & rather than apply common sense the “computer says no” mentality of the staff just refer to terms & conditions but won’t say whether any of their staff play the lottery - as a result my wife & I now have dormant personal accounts and I will be moving my business account in the near future 
T’s & C’s are for lawyers and constant reference to them is no way to create a business relationship

Starling - Thanks for the offer to raise a complaint but having done this once where you ignored many of the issues I raised - what’s the point, I have choice and will use that choice with my business account soon

### 1/5 — Oh my goodness…

*2026-08-17, version 4.62.0*

The security to re-enter my account on a seperate phone isn’t 2 factor authentication… it’s 5 factor authentication. It has to be the most tedious service I’ve ever came across. So utterly futile also.

### 1/5 — No reason given why they couldn’t open a business account

*2026-08-14, version 4.62.0*

Thank you for applying with us.

We’ve reviewed all the information you gave us and we’re sorry to say that we currently can’t open an account for your business.

We can’t give you any specific details about why, but we understand that you might want to know more about how we made our decision.

Starling is a regulated bank, so all the businesses that apply have to pass certain checks. We do these checks to make sure your business is in line with our terms and conditions.

You can read more about these checks in our business current account terms and conditions.

Even though we haven’t been able to open an account for this business, you’re welcome to apply again for another business or another type of account.

### 1/5 — Review harassment

*2026-08-13, version 4.62.0*

If you leave a 1-3 * review the app asks you to leave a review constantly.

Starling has never helped with contested charges.

### 1/5 — Write a review

*2026-08-12, version 4.61.0*

Stop asking me to write a review every two minutes, thanks, then I can start enjoying the app again….

### 1/5 — No support at all

*2026-08-12, version 4.61.0*

I am self employed with a half broken phone no access to any orher device and I cannot record audio. I can provide ID date of birth the location of where I made the account everything about it and they will not budge from the path of a video. Ridiculous

### 1/5 — Don’t rely on accurate account data

*2026-08-08, version 4.61.0*

Starling knowingly displays timestamps on transactions in my account which are in the future (!). Yet despite me pointing out the errors multiple times, they can’t be bothered to fix this error … blaming another company.

They’ve spent more time telling me it’s not their problem than it would have taken to fix the pith the other company 😳

Dreadful ‘it’s not our fault’ Customer service

## Most praised reviews (10 highest-rated)

### 5/5 — Online Banking

*2026-08-20, version 4.63.0*

Not that I have tried all, but this really is online banking at its best. So simple to use it’s not true. Even without a high Street presence on the rare occasion you need to bank a cheque, simply photograph it, upload and wait 24 to 36 hours and it’s in your account
My only qualm is being a man of a certain age, I once needed to report a card lost and it required my password to do so, which seemed quite absurd, maybe something that can be altered

### 5/5 — Best online ban

*2026-08-20, version 4.63.0*

Fantastic, person friendly, easily accessible and amazing customer service.. highly recommend

### 5/5 — Great

*2026-08-20, version 4.63.0*

Great

### 5/5 — Brilliant app

*2026-08-19, version 4.62.0*

Amazing banks service. Pleased with with using this bank and the app

### 5/5 — Excellent App & Service

*2026-08-19, version 4.62.0*

A brilliant UK banking provider with a simple powerful App.

### 5/5 — Top bank

*2026-08-19, version 4.62.0*

Brilliant bank

### 5/5 — Transferring money

*2026-08-19, version 4.62.0*

Simple, quick and easy

### 5/5 — Extremely User Friendly

*2026-08-18, version 4.62.0*

I found the Starling bank really accessible and easy to use. Communication with the bank is great and I’ve had no problems over the last three years.

### 5/5 — The best Bank!

*2026-08-18, version 4.62.0*

Yes, the best Bank!

### 5/5 — Easy

*2026-08-18, version 4.62.0*

A great easy banking service

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
