# Starship - Health Savings — Save, spend, invest in health > Financial app for health savings with tax benefits and no fees. (iPhone/iPad app by Brighter Financial, Inc..) - Source: https://appshunter.io/ios/app/starship-health-savings/id1326905652 (this page in markdown: same URL + `.md`) - Developer: [Brighter Financial, Inc.](https://appshunter.io/developer/1326905651) - Category: Finance, Health & Fitness - Price: Free - Rating: 4.75/5 from 32 App Store ratings · 39 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 54 MB - Languages: English - Released: 2018-01-03 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/starship-health-savings/id1326905652/reviews.md ## What is Starship? With a triple tax break and no hidden fees, Starship is empowering individuals and families to plan for their future health. Starship is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC. How it works: • Save - Save for everyday health expenses like dental, vision, health emergencies, and much more while avoiding hidden banking fees – for yourself or your entire family. • Spend - Order your free Starship Visa® Debit Card directly from the Starship app. Swipe, dip, or tap your card to make eligible health purchases in-store and online. Add your card to Apple Pay. Here’s why thousands are saving with Starship: HEALTH SAVINGS SIMPLIFIED New to health savings? We have the modern tools and services to help. TRIPLE TAX BREAK Get tax breaks on contributions, interest earned, & health-related purchases. NO HIDDEN FEES Ever. You shouldn’t have to spend money to save it. Starship has no overdraft fees, no withdrawal fees, and no minimum balance fees. SAFE & SECURE Your security is our top priority. Starship sends you transaction alerts when you turn on notifications, so you know what’s happening with your money. PAY YOURSELF BACK Easily withdraw funds for money spent on out-of-pocket health purchases. SUPPORT Reach out to support@starshiphsa.com or chat with us in the app. Our team provides personalized guidance and knowledge on how to make the most of your health savings. – Starship is a financial technology company, not a bank. Spending Accounts and the Starship Visa® Debit Card provided by and issued by nbkc bank, Member FDIC. Balances in your Starship Spending Account (“Spending”) earn .01% Annual Percentage Yield (“APY”) on deposit balances $0.01 – $1,999.99 and .04% APY on deposit balances $2,000 and above. We use the Spending Account’s end of day balance to calculate the interest earned that day. The rates are effective as of October 1, 2021, are variable and subject to change after the account is opened. Accounts subject to approval. Any balances you hold with nbkc bank, including but not limited to those balances held in Starship accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Starship accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/. Content presented is not intended as legal, tax, financial or medical advice. It is the member’s responsibility to ensure eligibility requirements for contributions and qualified medical expenses. Always consult a professional tax advisor before making financial decisions with tax implications. For Starship terms & conditions, please visit: https://www.starshiphsa.com/terms-conditions/ ## Key features - Triple tax break on contributions, interest, and purchases - No hidden fees (overdraft, withdrawal, minimum balance) - Free Visa Debit Card for health purchases - Pay yourself back for out-of-pocket expenses - Modern tools for health savings management - Secure and safe with transaction alerts ## Recent user reviews (10 of 39) All indexed reviews: https://appshunter.io/ios/app/starship-health-savings/id1326905652/reviews.md ### 5/5 — Very great service *2023-06-07* This is a great application they works for the everyday person. ### 5/5 — Incredible app *2023-01-24* Beautifully designed app and incredible customer service. Lots of capabilities to help save for your health - I have been telling all of my friends about it!!! Best fintech app ### 5/5 — Makes saving for health SO EASY *2022-11-02* This app let’s me save for health without even thinking about. It’s super easy to tell how much you’ve saved towards your yearly contribution limit so you don’t need to worry about keeping track on your own. I like using round-ups and auto-invest features to save and grow my account in the background. Also you can add the card to Apple Pay so I don’t need to remember to bring my card every time I go to the pharmacy! Lifesaver ### 5/5 — I love how easy it is to save for my health! *2022-10-30* I’ve had the Starship app for over a year and it’s been super easy to use. It’s made saving for my health second nature and all the features are really cool! ### 5/5 — Simplicity and ease 🤩 *2022-10-29* Starship is the first HSA I’ve used that offers a contemporary and delightful digital experience. I’ve used various other HSAs over the years from credit unions to big companies and always been incredibly frustrated with the lack of tech-forwardness. Using Starship is a game changer - finally, a truly customer-first HSA which leaves me feeling confident and excited about my savings! ### 5/5 — Easy and top notch *2022-10-29* Not only does Starship make it super easy for your health, it makes investing in your health just as easy. I answered a few simple questions, and Starship recommended a portfolio on my risk profile. Loved the customization, but also the simplicity. A++++ ### 5/5 — Auto-investing for my health! *2022-10-28* I absolutely love this app! The auto-investing feature is incredibly easy. Stashing aside and investing tax-free funds for my future health. What's better than that? ### 5/5 — Great app *2022-10-19* Starship is like if Robinhood made an HSA. It has everything you need from capturing and saving receipts to unlocking and locking your debit card. It is super easy to use! ### 5/5 — Great HSA! *2022-10-18* I’ve had starship for almost 2 years now and this app is so easy to use and has been extremely helpful in saving for my health savings account! I would highly recommend for anyone trying to better allocate their finances into a tax deductible method of paying off medical bills in the future! ### 5/5 — Awesome app! *2022-10-18* I’ve been using Starship for a few months now and I am very impressed. They keep adding cool features like round-ups where I can collect spare change when I make a purchase with my debit card. Pretty neat! ## Frequently asked questions about Starship ### What does Starship do? Starship is a financial technology company that provides a platform for individuals and families to manage their health savings. It allows you to save for everyday and emergency health expenses with the benefit of a triple tax break and no hidden fees. You can also spend funds using a provided debit card and pay yourself back for out-of-pocket health purchases. ### What are the key features of Starship? Key features include a triple tax break on contributions, interest earned, and health-related purchases, along with no hidden fees such as overdraft, withdrawal, or minimum balance fees. The app also offers a free Visa Debit Card for eligible health purchases, the ability to pay yourself back for expenses, and modern tools for simplified health savings management. ### Is Starship free to use? Yes, the app itself is free to use. Starship emphasizes having no hidden fees, including no overdraft fees, withdrawal fees, or minimum balance fees. While banking services are provided by nbkc bank, Member FDIC, the app's core functionality for managing health savings is offered without charge. ### Who is Starship for? This app is designed for individuals and families who want to plan for their future health expenses. It's particularly beneficial for those seeking to take advantage of tax breaks on their health savings and prefer a straightforward, fee-free way to manage medical costs. ### How secure is my money with Starship? Your security is a top priority. Starship partners with nbkc bank, Member FDIC, ensuring your balances are insured up to $250,000 per depositor. The app also provides transaction alerts when notifications are enabled, so you are always aware of your account activity. ## Version history (last 5 releases) ### 4.41.0 — 2024-11-13 In this release, we’ve squashed some bugs, allowing for an even smoother Starship experience. As always, if you need help, chat with us in the app or email support@starshiphsa.com. ### 4.40.0 — 2024-09-18 In this release, we've squashed some bugs, making your Starship experience even smoother. ### 4.39.0 — 2024-08-28 In this release, we've squashed some bugs, making your Starship experience even smoother. ### 4.38.0 — 2024-08-15 In this release, we’ve squashed some bugs, allowing for an even smoother Starship experience. ### 4.37.0 — 2024-06-25 In this release, we’ve squashed some bugs, allowing for an even smoother Starship experience. As always, if you need help, chat with us in the app or email support@starshiphsa.com. ## Apps similar to Starship | App | Rating | Price | Category | | --- | --- | --- | --- | | [indi – Smart Banking](https://appshunter.io/ios/app/indi-smart-banking/id1474862260) | 4.6 (1,310) | Free | Finance | | [Plynk: Grow as an Investor](https://appshunter.io/ios/app/plynk-grow-as-an-investor/id1535098942) | 4.6 (2,663) | Free | Finance | | [Tornado: Invest Better](https://appshunter.io/ios/app/tornado-invest-better/id1481266478) | 4.7 (2,962) | Free | Finance | | [Solo: Your Gig Business App](https://appshunter.io/ios/app/solo-your-gig-business-app/id1586902173) | 4.7 (12,816) | Free | Finance | | [GreenFi - Mobile Banking](https://appshunter.io/ios/app/greenfi-mobile-banking/id1074342516) | 4.7 (30,575) | Free | Finance | | [Dora – Mobile Checking](https://appshunter.io/ios/app/dora-mobile-checking/id1528758595) | 3.6 (67) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*